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from FREEDMAN FINANCIAL | January 22, 2016
Investors Staying Calm Despite Market Commotion
Though the markets are volatile, surveys show investors are keeping it all in perspective.

Clearly 2016 has not started out well for the markets, if you watch the news they'll tell you it's the "worst start ever". Despite the headlines and the market movement a recent survey suggest that individual investors are remaining surprisingly calm. An indicator of things to come may be the overall positive outlook on the state of the economy, only 20% of respondents believed the economy was in poor shape.  Most experts are not predicting this latest market movement to end in "Armageddon" and neither are most investors. Staying calm in a volatile market can be a challenge, but staying the course can have great results.
 
What Women Need to Know About Social Security
Women need to learn to maximize their social security benefits.

As you near retirement, women especially, need to make critical choices in order to maximize their social security benefits. Since women tend to live longer lives than men, it is feasible that their retirement income will need to last 30 years or more. Though in many instances women will have a lower benefit since they earned less during their working years. There are some strategies and facts all women need to be aware of in order to make the most of the benefits you are entitled.
IN CASE YOU MISSED IT
Freedman Financial's Blog
Practical Advice for the Modern Day Retiree. Available at Amazon, Barnes & Noble or for Kindle.
Weekly Market Commentary
Answers to the Five Critical Questions Retirees Must Know Now
Wednesday, January 27, Marc Freedman will be presenting as part of the North Shore Elder Services Seminar Series

Marc will be speaking at North Shore Elder Services offices in Danvers, Massachusetts this Wednesday, January 27 at two sessions, 2-3pm and 6-7pm. His presentation is customized for residents of the North Shore to answer the critical questions retirees must answer now in order to achieve success in retirement. If you are on the North Shore and looking to get your financial house in order, this is the seminar for you! Space is limited and pre-registration is required.

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The opinions expressed in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.  To determine which investments may be appropriate for you, consult your financial advisor prior to investing.

Investment advice offered through Freedman Financial, a registered investment advisor 
and separate entity from LPL Financial. 
Securities offered through LPL Financial, Member FINRA/SIPC.