Planning Pointers
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from FREEDMAN FINANCIAL | January 1, 2016
Is Your Retirement Ready for Prime Time?
Health, family, and lifestyle are keys to timing retirement.
  
Often, there's an emotional factor that causes people to retire, even if their finances don't seem perfect. There are many tangible and intangible pieces that must be considered prior to entering retirement.  After all, retirement isn't just "about the money," 
 
Want to learn more? If you live on North Shore we'd encourage you to check out North Shore Elder Services' seminars entitled "Are You Ready for Primetime" this Winter and Spring. Pre-registration is required. On January 27th, Marc Freedman of Freedman Financial will present "FIVE CRITICAL QUESTIONS RETIREES MUST ANSWER NOW!"  Click Here to learn more
 
Have the Money Talk Before You Commit
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Money is a top reason married couples divorce, but it can be a top cause of friction among unmarried couples as well.

Remember when you first met and talked for hours? Chances are that conversations about money and finances were the last things on your mind. Since money is a major reason for break ups you need to talk up front and honestly as you enter a more serious relationship with your partners.  How you spend, save and talk about money can play an integral role in just how your relationship will play out.
  
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Spreading Holiday Joy at Freedman Financial
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Many years ago our office began the tradition of making donations to local charities in lieu of sending holiday cards.

Each year all members of the staff at Freedman Financial choose a local charity to send a donation.  It's our feeling that the spirit of the holidays is best represented by giving to those in need. This year we have chosen...
  
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The opinions expressed in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.  To determine which investments may be appropriate for you, consult your financial advisor prior to investing.

Investment advice offered through Freedman Financial, a registered investment advisor 
and separate entity from LPL Financial. 
Securities offered through LPL Financial, Member FINRA/SIPC.