More insights from Kathleen Nemetz, Certified Financial Planner Budgeting. Saving. Spending in retirement. Learn more about all of these topics on my blog page.  As well as more about how to manage your personal finance issues during the many transitions of life, including marriage and divorce. These are complex challenges for anyone, and can be doubly complex when you are planning as a couple, or as a family. Read and learn. Zip Code Budgets Thankful for gains? Take some losses. Tired of Zero Yields? Try Utility Stocks. Steady the Course With Preferred Stocks for Yield What to Ask Your Spouse About His or Her 401K Plan Learning to Ignore Market Timing in Your Investment Choices Mars, Venus and the Shared Wallet, Women and Money His, Hers, Mine, Ours: Keeping Assets Separate During Marriage Pay less down for a home? Check out the new guidelines. IRA to Roth IRA Conversions in 2015, for tax free income later. Lower the Risk in Your Portfolio What to Ask Parents About Their Wills or Trusts Finding Gold in Your Social Security Nugget Find and Save An Extra $400 in Your Monthly Budget My Spouse Has Died, Now What? How A Roth 'Fixes' the Cracked Nest Egg How 'Good' Ideas Sometimes Lead to Bad Investments Financial Health Is More Than A Credit Score Accounting for Shared Expenses During Divorce Handling Aging Parents McCLURG Capital www.life-as-planned.com San Rafael, California 94903 Join our Mailing List!