Merry Fiscal Fitness to all!  
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Greetings!
Nobody really likes to be called a procrastinator, but some things you should really consider sleeping on. Like marching down to the Social Security office to celebrate your 62nd birthday. Watch this month's video for three good reasons to wait on your benefits.
Fiscal Fitness Tip - Social Security changes the rules
Click here to see how Social Security is changing Look at Social Security as an annuity that you buy throughout your working life. For most people, it's the most valuable asset you'll retire with. That value just went down for a large part of the population. Find out if you're affected and what to do. Read more
(Almost) Famous Recipe: Apple-Cinnamon Loaf Cake
Click here to get the apple cinnamon loaf cake recipe While I try to vary food group features each month, my sweet tooth dominates during the holidays! That means you get a sugary treat for the second month in a row...but who's complaining? This simple, delicious cake can actually pretend to be a breakfast bread and freezes well. Get recipe
Nerd to the Rescue
Financial problem of the month
Have a money question? We Nerds at NerdWallet have your answer! This month, a homeowner asks about refinancing? Is now the time? Or...is the tax tail wagging the financial dog? Read more
In closing
2015 Team Xmas pic
With hearts full of love, humility and gratitude, Michelle, Robyn, Beau and I all wish you and your families a very Merry Christmas and a joyful New Year.

And don't forget, if you still have some last minute financial planning needs for 2015, simply email, call 270-247-0555, or click here to schedule a meeting, no matter where you live!

Cheers to all,
johanna sig
Johanna Fox Turner, CPA, CFP�, RLP�
Founder and Partner
Milestones Financial Planning, LLC &
Fox & Company, CPAs, Inc.
  
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