We thought we'd take a break from PPACA and get back to basics - ERISA basics, that is. Health care reform has created a number of critical issues for group health plans, but employers typically sponsor other benefits for their employees - dental, vision, life, long term disability, severance, and others. ERISA may apply to all of these programs, including health benefits. Because the Employee Retirement Income Security Act of 1974 is so fundamental to a company's overall employee benefits strategy and implementation, all plan sponsors need to be aware of certain key provisions of ERISA that affect plan design, administration, and compliance. In this 90-minute program, we will touch on the following:

• Overview of ERISA's regulatory environment
• Reporting and disclosure provisions, including basic rules for SPDs and wrap documents
• Which plans are covered by ERISA, including voluntary benefits
• ERISA preemption

We also will cover what can sometimes be vexing questions for plan sponsors, such as:

• Are these "voluntary" benefits subject to ERISA?
• When do we have to file an annual report/Form 5500?
• Do we need a fidelity bond?
• How do we handle benefits while an employee is on leave?

Ignorance of ERISA can create significant legal risk, even if you meet PPACA coverage mandates. This program will provide an introduction to ERISA and address some of the key concepts that all employers and other plan sponsors should know.

PRESENTER

Mr. Lazzarotti advises employers and plan sponsors regarding the establishment, administration and operation of fully insured and self-funded health and welfare plans, which includes counseling concerning the Affordable Care Act, as well as assisting in the set-up of administrative and other arrangements with third-party administrators, claims administrators and other vendors.