QUOTES OF THE MONTH!
(Boston Strong)
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To commemorate the victims of the recent Boston tragedies, we thought to share with you our related "Quotes of the Month" here: Boston Strong.
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THANK YOU FOR YOUR SUPPORT OF THE 10TH ANNUAL TODD'S TROT!
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A huge 'thank you' to everyone who participated in, donated to, or cheered others on at the 10th Annual Todd's Trot. A great time was had by all!
It was especially exciting for our Cross Insurance office, as our own Commercial Producer, Tim Weddleton's brother-in-law took first place on the men's side! Nick Karwoski of Hollis, 24, a two-time All-American at Division III Dickinson College, ran well ahead of the competition, finishing 15:31, a full 74 seconds before his closest competitor.
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 Nick Karwoski |
PROTECT YOURSELF, SAVE, AND BE WELL
With Our May Personal, Commercial and Health Resources!
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WOULD YOU LIKE TO WIN A $100 PICNIC BASKET SET?
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How would you like to win a $100 PICNIC BASKET SET for summer outdoor dining? As we like to change things up now and then, our next Cross Quarterly Drawing will be for a $100 PICNIC BASKET SET, including a set of four plates, silverware, tablecloth & matching napkins, wine glasses, and more!
All you have to do is simply email our receptionist, Becky Masse, and then type in the word, PICNIC in the subject line, and you will automatically be entered into our Cross Insurance Quarterly Contest!
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HIPAA CERTIFICATES REQUIRED
DURING 2014,
PLANS TO DELAY KEY ASPECTS OF SHOP EXCHANGES, EXCHANGE HEALTH INSURANCE SUBSIDIES, AND MORE!
Given all of the recent transitions in Health Care, Blaine Horne from our Cross Employee Benefits Department, would like to share the following important information with you in our May Benefits Buzz that features current information pertaining to HIPAA Certificates Required During 2014.
In addition you will find the article about the HHS Plans to Delay Key Aspects of SHOP Exchanges to be very helpful, as well as the resource pertaining to Exchange Health Insurance Subsidies.
To answer your questions about Health Care Reform or Employee Benefits, email Blaine or give him a call today!
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(603) 742-2552
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WE GET MAIL!
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CLICK ON THE ENVELOPE to check out our latest Cross Testimonial Page and see what our clients are saying about us. We Want to "WOW" You too!
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CROSS INSURANCE
RESOURCE LIBRARY
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Greetings: In light of the tragic Marathon events, we want to express our thoughts and prayers to all of the victims and their families, and our deep gratitude to all the emergency responders, volunteers, medical personnel and heroes. Boston is home to all of us, and at Cross Insurance, we stand strong with Boston - an inspiring and enduring city, in spite of its suffering and wounds. Boston will heal and move forward. At Cross Insurance, our team has decided to do our part in helping Boston move forward by assisting The One Fund Boston that was established by Mayor Thomas M. Menino and Governor Deval Patrick. The One Fund Boston will act as a central fund with a goal of providing financial assistance to the people and families most affected by the Boston Marathon bombings. To learn more about how our team of coworkers will be helping to support this worthy cause, please take a look at our Community Partner article below, along with the latest Personal, Commercial, Health and Financial resources here in our May newsletter.
Very best regards, Chris
Christopher J. Gorman, CPCU Branch Manager cgorman@crossagency.com www.crossagency.com/somersworthLike us on Facebook!   
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THE ONE FUND, BOSTON
Our Most Recent Community Partner
 At Cross Insurance, our goal is to help support as many local non-profit organizations as we can, as we are proud to give back to the community that supports us. Our team of coworkers has decided to participate in Casual Attire Day, where we choose a local non-profit community partner that we will assist each month. Employees interested in participating donate a dollar on Fridays, if they choose to wear jeans, and then a new recipient is chosen for the following month. Our most recent featured community partner is THE ONE FUND BOSTON, INC. Massachusetts Governor Deval Patrick and Boston Mayor Tom Menino have announced the formation of this fundraising effort to help the people most affected by the tragic events that occurred in Boston on April 15, 2013.
To let us know about your own recommendation for a very deserving community program, simply email Diane Gorman or give us a call at (603)742-2552.
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HEAR WHAT OTHERS
HAVE SAID ABOUT US THIS MONTH!
At Cross Insurance, we don't merely promise that we'll be there for all of your personal and commercial protection needs. Our pledge is to be consistent in every area of service, including that of building relationships with you that are based on trust, such as Bob Heuchling has shared with us here:
"As a Navy veteran I had been a customer of USAA Insurance for over 30 years. I decided I wanted to keep my business local in hopes of more personal service. Pam reviewed my policies and was able to save me a considerable amount of money on both my Auto and Homeowners insurance polices while maintaining virtually the same coverage. When a micro-burst toppled a pine tree onto my garage roof last September Chris showed up to take pictures! How often does the boss show up to do that? My claim was handled efficiently and professionally. I am very pleased that I switched to Cross Insurance. The people make the difference."
Sincerely,
Bob Heuchling
And, because yours is the only opinion that matters, we also would like to pass along and share your words with others...so they know what to expect from us too! Our goal is that you are 110% satisfied with your experience with our agency. If our client care, pricing or claim service has been satisfactory to you, we would like to share this mutual benefit with any potential or existing clients. Please take a minute to jot down some thoughts on our Testimonial Request Form on how our agency has helped you, saved you money or made your life a little better at any time. This will also improve our service to you, our valued client, in the future. And, as a way of saying thanks for "helping us help you, we will enter you two times in our $100 Quarterly Gift Drawing when we receive your testimonial. Thank you!
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IMPORTANT
DISTRACTED DRIVING UPDATES
 Were you aware that according to the US Department of Transportation, sending or receiving a text takes a driver's eyes from the road for an average of 4.6 seconds, the equivalent-at 55 mph-of driving the length of an entire football field, blind?
Each day in the United States, more than 9 people are killed and more than 1,060 people are injured in crashes that are reported to involve a distracted driver. Distracted driving is driving while doing another activity that takes your attention away from driving. Distracted driving can increase the chance of a motor vehicle crash. There are three main types of distraction:
*Visual: taking your eyes off the road;
*Manual: taking your hands off the wheel; and
*Cognitive: taking your mind off what you are doing.
To learn more about the effects of cell phone use and texting while driving, along with the risk factors, please view this very important Distracted Driving article from the Centers for Disease Control and Prevention.
At Cross Insurance, we not only care about your personal safety, but about your knowledge of the driving laws as well, especially since many of you may routinely cross over the Maine, New Hampshire and Massachusetts borders. We strongly encourage you to check out the Distracted Driving Laws in each state here.We have also updated our Teenager-Parent Driver Contract here to include eliminating Cell Phone and Texting usage while driving. This, along with our article, Teen Drivers-The High Risk Years and 10 Tips for Managing Driver Distractions will be very helpful in reminding you (and your teen) about the significance of safe driving.  If you would like a copy of our updated Teen Driver Contract, or to answer any of your questions about Distracted Driving Laws, call or email Pam Hagen, or any of our Personal Account Managers today! You'll be glad you did! 603-742-2552 |
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WOULD YOU LIKE TO ALSO RECEIVE
A $10 GAS CARD FOR SPRING TRAVEL?
Congratulations to our Cross Insurance
"People of the Month," Richard Allen
and Cynthia Choate.
You too can receive a $10 Gas Card when you recommend a friend or family member to us, and we provide them with one of our services. This includes referrals for any of our Cross personal or commercial services. We are grateful to all of our clients who graciously refer their family, friends and associates to our agency. We build our agency on your positive comments, and we couldn't do it without your help!
P.S. When simply referring us to a friend, you will automatically be signed up for our $100 PICNIC BASKET DRAWING!
PPSS.Don't forget to remind us if we were unaware that you've referred a friend, so that we can recognize you!
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PROTECTING YOUR BUSINESS: THE CGL SOLUTION  In today's "litigation society," you face lawsuits that could cripple your bottom line - or even put you out of business - based on anything from a fire on your premises to an allegation of libel by a competitor. Commercial General Liability (CGL) insurance provides financial protection against damage or injury caused by something that your business did, or perhaps didn't do. Your CGL policy covers a variety of exposures that you can learn more about here. (Please scroll down) 
To answer any of your questions about this essential coverage, call or email Deb Gifford, or any of our Commercial Account Managers today! 603-742-2552
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DRIP, DRIP, DRIP:
DEALING WITH WATER DAMAGE
To minimize hazards that can cause water damage claims, we recommend that you take these steps:
Check for leaks. Periodically inspect the area around the refrigerator, washer, dishwasher, water heater, sinks, and toilets for drips, puddles, and discolored, warped, or soft flooring.
Pay attention to your water bill.
Monthly fluctuations could indicate a leak.
Periodically check your water pressure. Water losses often occur due to excessive water pressure. Buy a pressure gauge at your local hardware store, and hook it up to a hose bib. If it's above 65 psi, install a water pressure regulator.
Before you go on vacation, take precautions. If temperatures in your area could dip below freezing, make sure that any exposed pipes are insulated, turn off the water supply to individual fixtures, and turn your furnace to low so that the pipes will stay warm enough to avoid bursting.
If you need to file a claim, simply follow these guidelines, and give us a call so that our protection team can assist you. (Please scroll down)
603-742-2552
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HAPPY MOTHERS DAY
TO ALL OF THE MOMS AND CAREGIVERS
- WHO DO SO MUCH FOR SO MANY -
ALL YEAR LONG!
CROSS INSURANCE
475 High Street, Somerworth, NH 03878
Get Directions
Somersworth: 603-692-3431
Dover: 603-742-2552
Durham: 603-868-5563
(Fax) 603-742-4509
Visit our Cross websites for insight on why our excellent services and competitive prices offer unsurpassed value to our clients:
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Please click on the door for our Cross Insurance Protection Team to Welcome You!
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