THE WINNER OF OUR
$100 RESTAURANT
GIFT CERTIFICATE DRAWING IS..
 Pictured here are L to R:
Diane Skilling, our Claims Coordinator/Receptionist,
and Julie Belfontaine,
our Personal Lines Processor
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Congratulations to Robert and Joanne Brennan of Moultonboro, the winners of a $100 Restaurant Gift Certificate to The Common Man Restaurant!
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Would you also like to picture yourself enjoying a delicious dinner with that 'someone special' at one of the selected restaurants that we'll provide for you? All you have to do is simply email Diane Skilling here, and type the word RESTAURANT in the subject line, and you will and automatically be entered into our next quarterly office contest.
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LIFE INSURERS TESTING FOR DEMENTIA
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More and more senior citizens and those nearing retirement are buying Life insurance these days. Many of these people are worried that their spouse will run out of money if they die; while others hope to make up for losses suffered in the stock market decline.
An increasing number of Life insurers require testing the cognitive abilities of older applicants, in addition to taking a physical exam. Some companies make it standard practice to test applicants 60 years or older, while others begin testing at age 70 or 80.
Learn more about the reasons for this testing here, along with the associated study findings by the Alzheimer's Association.(Please scroll down.)
This focus on cognitive impairment among senior applicants offers one more reason for consumers to buy Life insurance when they're young, in good health, and can benefit from lower rates.
Call us today so that we can assist you with answering any of your questions pertaining to Life Insurance protection for you or your family members.
603-279-8122
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PROPOSED INDIVIDUAL MANDATE RULES, STATE PLANS FOR INSURANCE EXCHANGES, AND MORE...
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(603)279-8122
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CROSS INSURANCE
RESOURCE LIBRARY
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PROTECT YOURSELF, SAVE, AND BE WELL
With Our April Personal, Commercial and Health Resources!
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QUOTE OF THE MONTH!
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"It's what you learn after you know it all that counts."
~Harry Truman
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CONTACT US HERE!
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Click on the door for our Cross Insurance Protection Team to greet you!
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Spring greetings! Benjamin Franklin said, "An investment in knowledge pays the best interest." He could have also added one more thing, and that is,"You don't know what you don't know!" We are all aware of what we already know, but we can't possibly be proficient, let alone experts at everything. As our Cross team of licensed agents continually pursues professional education and certifications, you can rest assured that they will provide you with expert advice and policy reviews that keep you fully informed about all of your protection needs, including those needs that you may not know about. With this in mind, our Cross Insurance team of professionals has recommended the following valuable articles for your consideration, here in our April newsletter. Several of these resources are time-sensitive, and also provide insight into the unique concerns that you or your business might face. We want to make sure that there aren't any gaps in your Personal, Health, Life or Business coverage. For this reason, we encourage you to take these few minutes to "invest in your own knowledge," to ensure that you are protecting the people and the assets that are most important to you. Then, give us a call today with any of your questions. Our trusted advisors look forward to helping you!
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GREATER FLOOD RISKS
ARE PREDICTED FOR THIS SPRING!
The next three months are expected to be a mix of flooding, drought and warm temperatures nationwide.
If you are a homeowner, renter or business owner, please be aware that your standard insurance policies do not protect you against damage from flooding. Flooding is expected to be worse this spring compared to last year, according to the National Oceanic and Atmospheric Administration. With a 30-day waiting period for flood policies to take effect, a FEMA official says that now is the time for individuals and businesses to review their insurance coverage.
Flood coverage begins as low as $129 per year for
a preferred risk homeowners policy and $162 for
qualified business owners.
The winter rainy months bring all kinds of wet and snowy weather, and they also bring conditions such as heavy rains, ice jams and rapid snow melt followed by the spring thaw that can increase your flood risk. Flood insurance will help you financially protect your property from these weather events.
And, after getting flood insurance, please be aware that there are several things you can do in order to minimize the losses in your home and ensure your family's safety. Call our Cross office today to make sure that there are no coverage gaps with your Homeowners or your Business protection and flood coverage! You'll be glad you did! (603)279-8122
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AUTO LIABILITY INSURANCE:
HOW MUCH IS ENOUGH?
 Have you ever wondered about the three numbers that are part of your Auto Liability insurance, usually written in this form: XX/YY/ZZ?
The first number refers to the maximum amount of Bodily Injury Liability (BI) for an individual injured in an auto accident; the second is BI per coverage per accident; while the third covers Property Damage Liability (PD) per vehicle. For example a policy with 250/500/100 Liability coverage would pay up to $250,000 in BI per individual, $500,000 worth of BI per vehicle, and $100,000 in PD per vehicle.
For a complimentary review of your policy, call or email Nicole Brunt, or any of our other Personal Lines Account Managers today!
603-279-8122
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WOULD YOU ALSO LIKE TO RECEIVE A
$10 GAS CARD
FOR SPRING TRAVEL?
 Congratulations to our "People of the Month," Fred & Judy Weeks!
You too can receive a $10 Gas Card when you recommend a friend or family member to us, and we provide them with one of our services.
This includes referrals for any of our Cross personal or commercial services. We are grateful to all of our clients who graciously refer their family, friends and associates to our agency. We build our agency on your positive comments, and we couldn't do it without your help!
PPSS.Don't forget to remind us if we were unaware that you've referred a
friend, so that we can recognize you!
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CURBING CORPORATE IDENTITY THEFT:
A THREE-STEP APPROACH
In the controversial Citizens United case, the Supreme Court ruled that corporations have rights similar to those of an individual. It follows that they have identities and are vulnerable to identity theft.
Although insurance offers one way to manage this risk, it might well be a long time before a company discovers the theft -- at which point, it would be too late. To avoid or minimize the danger of having your corporate identity stolen, we'd recommend that you review this beneficial three-step approach. (Please scroll down.)
To answer any of your questions regarding curbing identity theft for your business, please call or email Ann Hebert, or any of our Commercial Account Managers today. You will be glad you did!
603-279-8122
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WE HEARD WHAT YOU SAID!
 At Cross Insurance, we don't merely promise that we'll be there for all of your personal and commercial protection needs. Our pledge is to be consistent in every area of service, including that of building relationships with you that are based on trust, as Christine Alexander has shared with Wendy Bagley here:
"Wendy, thanks for being so awesome and customer-driven. You rock!" ~Christine Alexander
And, because yours is the only opinion that matters, we also would like to pass along and share your words with others...so they know what to expect from us too! Our goal is that you are 110% satisfied with your experience with our agency. If our client care, pricing or claim service has been satisfactory to you, we would like to share this mutual benefit with any potential or existing clients. Please take a minute to jot down some thoughts on our Testimonial Request Form on how our agency has helped you, saved you money or made your life a little better at any time. This will also improve our service to you, our valued client, in the future.
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OUR FEATURED COMMUNITY PARTNERS
At Cross Insurance, our goal is to help support as many local non-profit organizations as we can, as we are proud to give back to the community that supports us. Our team of coworkers has decided to participate in Casual Attire Day, where we choose a local non-profit community partner that we will assist throughout the year. Employees interested in participating donate a dollar on Fridays, if they choose to wear jeans.
Our most recent featured community partners are the Got Lunch Program, to benefit Inter-Lakes School Students, the Meredith Food Pantry, and the
Inter-Lakes Christmas Fund.
To let us know about your own recommendation for a very deserving community program, simply email Wendy Bagley, or give us a call at (603) 279-8122.
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45 State Route 25
Meredith, New Hampshire 03253 (Next to Dunkin Donuts) Get Directions Ph: (603) 279-8122 Toll Free: (800)742-0274 Fax: (603) 279-8876 Visit our Cross websites for insight on why our excellent
services and competitive prices offer unsurpassed
value to our clients: |
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