NEW CHANGES IN
NH DEPARTMENT OF LABOR SAFETY AND HEALTH REQUIREMENTS
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There have been important changes to the requirements in RSA 281-A:64, that have taken effect as of January 1, 2013. Read on to view these labor law changes.
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GOT PICTURES?
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Check out this photo of Tim Weddleton, our Commercial Specialist, skiing at Sunday River after the Blizzard of 2013. It doesn't get much better than this!
While we're on the subject...We'd love to see any of your pictures showing how you have also been "weathering the many storms" this winter! Just email them to Diane Gorman, so we can include your photo op in the next newsletter!
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ARE YOU READY FOR THE 2013 WINTER
RAINY SEASON?
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Were you aware that nearly 20% of Flood Insurance Claims come from Moderate to Low-Risk Areas?
The winter rainy months bring all kinds of wet and snowy weather, and they also bring conditions such as heavy rains, ice jams and rapid snow melt, followed by the spring thaw that can increase your flood risk. Flood insurance will help you financially protect your property from these weather events. Flooding can happen anywhere, but certain areas are especially prone to serious flooding. Learn more about your own flood risk in this helpful article:
And, after getting flood insurance, please be aware that there are
several things you can do in order to minimize the losses in your home and ensure your family's safety.
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FINAL RULE ISSUED
ON HIPAA PRIVACY
AND SECURITY PROTECTIONS...
and more!
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(603) 742-2552
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WOULD YOU LIKE TO WIN A $100 ROADSIDE EMERGENCY KIT?
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As we like to change things up now and then, our next Cross Quarterly Drawing will be for a $100 ROADSIDE EMERGENCY KIT!
All you have to do is simply email our receptionist, Becky Masse, and then type the word, EMERGENCY KIT in the subject line, and you will automatically be entered into our Cross Insurance Quarterly Contest!
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PROTECT YOURSELF, SAVE, AND BE WELL
With Our March Personal, Commercial and Health Resources!
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QUOTE OF THE MONTH!
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"The only real security
that a man will have in this world
is a reserve of knowledge, experience and ability."
~Henry Ford
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CROSS INSURANCE
RESOURCE LIBRARY
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Greetings,
In this Age of Information, staying up-to-date and knowledgeable requires that you know a lot about what is going on in all areas of your life, not to mention keeping up with the frequent changes regarding your protection, safety and privacy. You may be overwhelmed with the constant barrage of informational emails, and for that reason, we concisely deliver the latest need-to-know insurance and health care news to your in-box on a once-a-month basis.
Managing your in-box will add hours to your month, and at Cross Insurance, we are selective about what deserves your time and attention, as you will see here in our March newsletter. This month's briefing contains some of the most recent SAFETY AND PRIVACY UPDATES, including new changes in the NH Department of Labor Safety and Health Requirements; Final Rule Issued on HIPAA Privacy and Security Protections; Guns and Homeowners Insurance, and more.
As your One-Stop, Full Service Insurance Agency, we are confident that the comprehensive array of tools and resources provided here in our March newsletter will keep you well-informed, therefore decreasing the chance of any potential gaps in your coverage. Be sure to give us a call today for any questions about your personal or business protection. We're here to help you find solutions that are secure and economical, with the personal touch of an agent you can trust.
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THE 10TH ANNUAL TODD'S TROT ROAD RACE/WALK
At Cross Insurance, our goal  is
to help support as many local non-profit organizations as we can, as we are proud to give back to the community that supports us. Our team of coworkers has decided to participate in Casual Attire Day, where we choose a local non-profit community partner that we will assist each month. Employees interested in participating donate a dollar on Fridays, if they choose to wear jeans, and then a new recipient is chosen for the following month.
Our most recent featured community partner is the 10th Annual Todd's Trot Road Race Run/Walk, that will take place this year 10:00 a.m., Saturday, April 6th, at the Oyster River High School in Durham. This family oriented event garners nearly seven-hundred entries per year, drawing a broad spectrum of participants from elite runners to 'weekend warriors' and walkers of all kinds. For many children, this is their first competitive race event, and numerous kid-friendly door prizes provide for many happy returns. The road race/walk is held annually in memory of Peter "Todd" Heuchling , and is sponsored in part by Cross Insurance. Todd was a standout student-athlete and 2002 graduate of Oyster River High School, who went on to attend the United States Military Academy. Only nineteen, Todd passed away suddenly and tragically from heat stroke while competing with the West Point Marathon Team in the summer of 2003. Friends of Oyster River Track (FORT) has been organizing and coordinating this event for the past nine years. It is a 501(C)3 organization, which promotes physical fitness through running and other forms of exercise. Proceeds from the race fund a $5,000 scholarship that is awarded to a high school senior. The Peter "Todd" Heuchling Memorial Scholarship is presented each spring during graduation ceremonies at the Oyster River High School. Scholarship candidates must demonstrate characteristics of high integrity, athletic participation, strong academic standing, service to country and/or service to others.To register, donate or to learn more, please visit the Todd's Trot website.
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GUNS, HOMEOWNERS, AND INSURANCE
Although gun control remains a controversial issue, when it comes to insuring firearms, Homeowners coverage offers some clear guidelines.
If you have rifles and pistols in your home, your policy will usually insure them against fire damage or theft, typically up to $2,500.
Please read on to make sure that you are fully informed about insuring firearms under your Homeowners policy. To answer any further questions about firearms coverage in your home, be sure to call or email Nancy Nelms or any of our Personal Lines trusted advisors today!
603-742-2552
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AUDIT? WHAT AUDIT?  Whenever you're asked to bid on a job, you're usually required to certify that the price is firm and that there won't be any unexpected expenses and cost overruns once the project is underway. Because this is standard practice in the industry, it's understandable that some contractors are surprised that their insurance costs don't operate the same way -- especially when the contractor has asked agents for "bids" on the insurance package.  Read on to learn more about how your insurance works or how premiums are calculated. To answer any further questions, call or email Tim Weddleton, our Commercial Specialist, or any of our Commercial Account Managers today. They're here to help! 603-742-2552 |
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WOULD YOU LIKE TO ALSO RECEIVE
A $10 GAS CARD FOR WINTER TRAVEL?
Congratulations to our Cross Insurance "People of the Month," Tracey Madden and Bill Ninteau.
You too can receive a $10 Gas Card when you recommend a friend or family member to us, and we provide them with one of our services. This includes referrals for any of our Cross personal or commercial services. We are grateful to all of our clients who graciously refer their family, friends and associates to our agency. We build our agency on your positive comments, and we couldn't do it without your help!
P.S. When simply referring us to a friend, you will automatically be signed up for our Cross $100 ROADSIDE EMERGENCY KIT DRAWING!
PPSS.Don't forget to remind us if we were unaware that you've referred a friend, so that we can recognize you! |
HEAR WHAT OTHERS HAVE SAID
ABOUT US THIS MONTH!
At Cross Insurance, we don't merely promise that we'll be there for all of your personal and commercial protection needs.Our pledge is to be consistent in every area of service, including that of building relationships with you that are based on trust, such as Barbara and William Cashman and Pat Hutson have shared with us here:
To Diane Boyle: "I just want to tell you that I am very happy that we switched to Cross Insurance. You are all so helpful, even with "the small stuff." That goes for everyone from office personnel to adjusters to whomever happens to answer the phone. And, the fact that we've saved quite a bit is most appreciated in these poor economic times! Thank you all, and keep up the good work! God bless you." ~Barbara and William Cashman, Somersworth, NH.
Hi Nancy (Nelms): Thank you for the explanation about the documentation! That's what I figured. You can quote me, how about it you just call me Pat H. It's been a pleasure working with you too!"
~Pat Hutson,
And, because yours is the only opinion that matters, we also would like to pass along and share your words with others...so they know what to expect from us too! Our goal is that you are 110% satisfied with your experience with our agency. If our client care, pricing or claim service has been satisfactory to you, we would like to share this mutual benefit with any potential or existing clients. Please take a minute to jot down some thoughts on our Testimonial Request Form on how our agency has helped you, saved you money or made your life a little better at any time. This will also improve our service to you, our valued client, in the future.
And, as a way of saying thanks for "helping us help you, we will enter you two times in our $100 Roadside Emergency Kit Contest when we receive your testimonial. Thank you!
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WE GET MAIL!  CLICK ON THE ENVELOPE to check out our latest testimonial page
and see what our clients are saying about us!
We Want to "WOW" You too! |
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475 High Street, Somerworth, NH 03878
Get Directions
Somersworth: 603-692-3431
Dover: 603-742-2552
Durham: 603-868-5563
(Fax) 603-742-4509
Visit our Cross websites for insight on why our excellent services and competitive prices offer unsurpassed value to our clients:
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Please click on the door for our
Cross Insurance Protection Team
to welcome you!
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