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ANNOUNCING THE WINNER OF OUR LATEST QUARTERLY RESTAURANT DRAWING!
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Many congratulations to Kendra Devivo, the winner of our Cross Insurance Quarterly Restaurant Drawing! Kendra received a $100 gift card to The Local Eatery!
Would you like to also picture yourself with that someone special enjoying a delicious dinner? All you have to do is simply email Jessica Hildreth, our receptionist, and then type RESTAURANT in the subject line, and you will automatically be entered into our Cross Insurance Quarterly Contest!
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PLEASE CHECK OUT OUR NEW
RESOURCE LIBRARY!
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To assist you one step further in sifting through the information highway, we have made available our new Cross Insurance Resource Library! Our Resource Library includes quick "A-Z" links to articles and reports on a range of topics and unique concerns that you, your family or your business might face, given your changing needs.
As always, you can call our Cross Insurance Trusted Advisors for sound advice, or you can begin your research right here in our Resource Library!
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ARE YOU READY FOR THE 2013 WINTER
RAINY SEASON?
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Were you aware that nearly 20% of Flood Insurance Claims come from Moderate to Low-Risk Areas?
The winter rainy months bring all kinds of wet and snowy weather, and they also bring conditions such as heavy rains, ice jams and rapid snow melt, followed by the spring thaw that can increase your flood risk. Flood insurance will help you financially protect your property from these weather events. Flooding can happen anywhere, but certain areas are especially prone to serious flooding. Learn more about your own flood risk in this helpful article:
And, after getting flood insurance, please be aware that there are
in order to minimize the losses in your home and ensure your family's safety.
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NEW CHANGES IN
NH DEPARTMENT OF LABOR SAFETY AND HEALTH REQUIREMENTS
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There have been important changes to the requirements in RSA 281-A:64, that have taken effect as of January 1, 2013. Read on to view these labor law changes.
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OUR FEATURED COMMUNITY PARTNERS
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At Cross Insurance, our goal is to help support as many local non-profit organizations as we can, as we are proud to give back to the community that supports us. Our team of coworkers has decided to participate in Casual Attire Day, where we choose a local non-profit community partner that we will assist throughout the year. Employees interested in participating donate a dollar on Fridays, if they choose to wear jeans. Our most recent featured community partners are:
Arbella Insurance
"Drive Out Hunger Campaign. Arbella Insurance 's program matches donations ($3.00 to $1.00) and funds are received by food pantries throughout Masschusetts, Rhode Island
and also New Hampshire.
Mittens, scarves, and hats for the Meredith Village Savings Bank "Mitten Tree". Items were distributed in our local area to those in need. Meredith Village Savings Bank also donated $2.00 for each item to a local charity.
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FINAL RULE ISSUED
ON HIPAA PRIVACY
AND SECURITY PROTECTIONS...
and more!
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(603) 524-2425
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PROTECT YOURSELF, SAVE, AND BE WELL
With Our March Personal, Commercial and Health Resources!
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QUOTE OF THE QUARTER!
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"The only real security
that a man will have in this world
is a reserve of knowledge, experience and ability."
~Henry Ford
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Greetings,
In this Age of Information, staying up-to-date and knowledgeable requires that you know a lot about what is going on in all areas of your life, not to mention keeping up with the frequent changes regarding your protection, safety and privacy. You may be overwhelmed with the constant barrage of informational emails, and for that reason, we concisely deliver the latest need-to-know insurance and health care news to your in-box on a quarterly basis.
Managing your in-box will add hours to your month, and at Cross Insurance, we are selective about what deserves your time and attention, as you will see here in our March newsletter. This quarterly briefing contains some of the most recent SAFETY AND PRIVACY UPDATES, including new changes in the NH Department of Labor Safety and Health Requirements; Final Rule Issued on HIPAA Privacy and Security Protections; Guns and Homeowners Insurance, and more.
As your One-Stop, Full Service Insurance Agency, we are confident that the comprehensive array of tools and resources provided here in our March newsletter will keep you well-informed, therefore decreasing the chance of any potential gaps in your coverage. Be sure to give us a call today for any questions about your personal or business protection. We're here to help you find solutions that are secure and economical, with the personal touch of an agent you can trust.
Very best regards,
Randy Eifert & David Haley
Agency Managers reifert@crossagency.comdhaley@crossagency.com
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GUNS, HOMEOWNERS, AND INSURANCE
 Although gun control remains a controversial issue, when it comes to insuring firearms, Homeowners coverage offers some clear guidelines.
If you have rifles and pistols in your home, your policy will usually insure them against fire damage or theft, typically up to $2,500.
Read on to make sure that you are fully informed about insuring firearms under your Homeowners policy. To answer any further questions about firearms coverage in your home, be sure to call or email Kristyn Hanover, or any of our trusted advisors today!
603-524-2425
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KATIE ELLIS
"WORKING THE SLOPES" AT GUNSTOCK!
Katie Ellis, our Personal Lines Producer worked a booth along with Mt. Washington Assurance at Gunstock the
other day, and alongside Disney Radio. A little fun in the
sun in the snow, raffling off snowboard!
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AUDIT? WHAT AUDIT?  Whenever you're asked to bid on a job, you're usually required to certify that the price is firm and that there won't be any unexpected expenses and cost overruns once the project is underway. Because this is standard practice in the industry, it's understandable that some contractors are surprised that their insurance costs don't operate the same way -- especially when the contractor has asked agents for "bids" on the insurance package.  Read on to learn more about how your insurance works or how premiums are calculated. To answer any further questions, call or email Christie Johnson, or any of our Commercial Account Managers today. They're here to help! 603-524-2425 |
WOULD YOU LIKE TO ALSO RECEIVE
A $10 GAS CARD?
For referring one of our insurance services to a friend or family member, you too can receive a $10 Gas Card! This includes any time that you recommend us, and when we provide them with one of our personal or commercial services.
We are grateful to all of our clients who graciously refer their family, friends and associates to our agency. We build our agency on your positive comments, and we couldn't do it without your help!
P.S. When simply referring us to a friend, or family member, you will automatically be signed up for our Quarterly $100
RESTAURANT GIFT CERTIFICATE CONTEST!
PPSS. Don't forget to remind us if we were unaware that you've referred a friend, so that we can recognize you!
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HEAR WHAT OTHERS HAVE BEEN
SAYING ABOUT US!
 At Cross Insurance, we don't merely promise that we'll be there for all of your personal and commercial protection needs. Our pledge is to be consistent in every area of service, including that of building relationships with you that are based on trust, such as Sherri Graton has shared with us here:
"I have had MMG Insurance (Cross-Munsey and Brazil when I started!) for a number of years- I initially went through them because they were cheaper! They still are! I was approached by another insurance company to give me a quote recently, and they were $429 more expensive-SAME coverage! And I have worked with Kristyn Hanover now for years! I feel as though I know her and we are friends! She is always friendly, professional and always there for me when I have changes or additions. She is also incredibly knowledgeable and I'm sure an asset to your company. She even mentioned an upgrade for $25 to my policy which is just a bonus to me! I'm staying!" ~Sherri Graton, Gilford, NH
And, because yours is the only opinion that matters, we also would like to pass along and share your words with others...so they know what to expect from us too! Our goal is that you are 110% satisfied with your experience with our agency. If our client care, pricing or claim service has been satisfactory to you, we would like to share this mutual benefit with any potential or existing clients. Please take a minute to jot down some thoughts on our Testimonial Request Form on how our agency has helped you, saved you money or made your life a little better at any time. This will also improve our service to you, our valued client, in the future.
And, as a way of saying thanks for "helping us help you, we will enter you two times in our $100 Restaurant Gift Certificate Drawing when we receive your testimonial. Thank you!
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CROSS INSURANCE
155 Court Street
Laconia, New Hampshire
Get Directions
As always, remember that you can conduct
all of your insurance needs with us by
phone, email or fax.
Ph: 603-524-2425
Fax-Personal Lines: 603-528-7791
Fax-Commercial Lines: 603-524-3666
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For the latest Cross Insurance website updates, simply scan our QR Code below:
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Click on the door below to view our
Cross Team Contact Page, that includes emails
and pictures of our trusted advisors!
Visit our Cross websites for insight on why our
excellent services and competitive prices offer
unsurpassed value to our clients:
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