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ARE YOU READY FOR THE 2013 WINTER
RAINY SEASON?
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Were you aware that nearly 20% of Flood Insurance Claims come from Moderate to Low-Risk Areas?
The winter rainy months bring all kinds of wet and snowy weather, and they also bring conditions such as heavy rains, ice jams and rapid snow melt, followed by the spring thaw that can increase your flood risk. Flood insurance will help you financially protect your property from these weather events.
Flooding can happen anywhere, but certain areas are especially prone to serious flooding. Learn more about your own flood risk in this helpful article:
And, after getting flood insurance, please be aware that there are
in order to minimize the losses in your home and ensure your family's safety.
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NEW CHANGES IN
NH DEPARTMENT OF LABOR SAFETY AND HEALTH REQUIREMENTS
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There have been important changes to the requirements in RSA 281-A:64, that have taken effect as of January 1, 2013. Read on to view these labor law changes.
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CROSS INSURANCE
RESOURCE LIBRARY
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FINAL RULE ISSUED
ON HIPAA PRIVACY
AND SECURITY PROTECTIONS...
and more!
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(603) 279-8122
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PROTECT YOURSELF, SAVE, AND BE WELL
With Our March Personal, Commercial and Health Resources!
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QUOTE OF THE MONTH!
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"The only real security
that a man will have in this world
is a reserve of knowledge, experience and ability."
~Henry Ford
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CONTACT US HERE!
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Click on the door for our Cross Insurance Protection Team to greet you!
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Greetings, In this Age of Information, staying up-to-date and knowledgeable requires that you know a lot about what is going on in all areas of your life, not to mention keeping up with the frequent changes regarding your protection, safety and privacy. You may be overwhelmed with the constant barrage of informational emails, and for that reason, we concisely deliver the latest need-to-know insurance and health care news to your in-box on a once-a-month basis. Managing your in-box will add hours to your month, and at Cross Insurance, we are selective about what deserves your time and attention, as you will see here in our March newsletter. This month's briefing contains some of the most recent SAFETY AND PRIVACY UPDATES, including new changes in the NH Department of Labor Safety and Health Requirements; Final Rule Issued on HIPAA Privacy and Security Protections; Guns and Homeowners Insurance, and more.
As your One-Stop, Full Service Insurance Agency, we are confident that the comprehensive array of tools and resources provided here in our March newsletter will keep you well-informed, therefore decreasing the chance of any potential gaps in your coverage. Be sure to give us a call today for any questions about your personal or business protection. We're here to help you find solutions that are secure and economical, with the personal touch of an agent you can trust. |
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GUNS, HOMEOWNERS, AND INSURANCE
 Although gun control remains a very controversial issue, when it comes to insuring firearms, Homeowners coverage offers some clear guidelines.
If you have rifles and pistols in your home, your policy will usually insure them against fire damage or theft, typically up to $2,500.
Please read on to make sure that you are fully informed about insuring firearms under your Homeowners policy. To answer any further questions about firearms coverage in your home, be sure to call or email Wendy Bagley or any of our Personal Lines trusted advisors today!
(603)279-8122
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WOULD YOU LIKE TO WIN A
$100 RESTAURANT GIFT CERTIFICATE?
 Picture yourself enjoying a delicious dinner with that 'someone special' at one of the selected restaurants that we'll provide for you! All you have to do is simply email Diane Skilling here, and type the word, RESTAURANT in the subject line, and you will and automatically be entered into our next quarterly office contest. |
CONGRATULATIONS NICOLE AND SUNO!
 Please join us in congratulation Nicole Brunt and Suno Dubuc on their many dedicated years of service to Cross Insurance. Nicole has been with Cross for 5 years now, and it has been 10 years for Suno. All of us would like to wish them both many congratulations and continued success!
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AUDIT? WHAT AUDIT?  Whenever you're asked to bid on a job, you're usually required to certify that the price is firm and that there won't be any unexpected expenses and cost overruns once the project is underway. Because this is standard practice in the industry, it's understandable that some contractors are surprised that their insurance costs don't operate the same way -- especially when the contractor has asked agents for "bids" on the insurance package.
Read on to learn more about how your insurance works or how premiums are calculated. To answer any further questions, call or email Suno Dubuc, our Commercial Lines Manager, or any of our Commercial Account Managers today. They're here to help! 603-279-8122 |
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WOULD YOU ALSO LIKE TO RECEIVE A
$10 GAS CARD
FOR WINTER TRAVEL?
 Did you know that you too can receive a $10 Gas Card when you recommend a friend or family mem ber to us, and we provide them with one of our services?
This includes referrals for any of our Cross personal or commercial services. We are grateful to all of our clients who graciously refer their family, friends and associates to our agency. We build our agency on your positive comments, and we couldn't do it without your help!
PPSS.Don't forget to remind us if we were unaware that you've referred
a friend, so that we can recognize you!
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WE HEAR WHAT YOU SAY!
 At Cross Insurance, we don't merely promise that we'll be there for all of your personal and commercial protection needs. Our pledge is to be consistent in every area of service, including that of building relationships with you that are based on trust.
And, because yours is the only opinion that matters, we also would like to pass along and share your words with others...so they know what to expect from us too! Our goal is that you are 110% satisfied with your experience with our agency. If our client care, pricing or claim service has been satisfactory to you, we would like to share this mutual benefit with any potential or existing clients. Please take a minute to jot down some thoughts on our Testimonial Request Form on how our agency has helped you, saved you money or made your life a little better at any time. This will also improve our service to you, our valued client, in the future.
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OUR FEATURED COMMUNITY PARTNERS
At Cross Insurance, our goal is to help support as many local non-profit organizations as we can, as we are proud to give back to the community that supports us. Our team of coworkers has decided to participate in Casual Attire Day, where we choose a local non-profit community partner that we will assist throughout the year. Employees interested in participating donate a dollar on Fridays, if they choose to wear jeans.
Our most recent featured community partners are the Got Lunch Program, to benefit Inter-Lakes School Students, the Meredith Food Pantry, and the Inter-Lakes Christmas Fund
To let us know about your own recommendation for a very deserving community program, simply email Wendy Bagley, or give us a call at (603) 279-8122.
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45 State Route 25
Meredith, New Hampshire 03253 (Next to Dunkin Donuts) Get Directions Ph: (603) 279-8122 Toll Free: (800)742-0274 Fax: (603) 279-8876 Visit our Cross websites for insight on why our excellent services and competitive prices offer unsurpassed
value to our clients: |
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