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ARE YOU READY FOR THE 2013 WINTER
RAINY SEASON?
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Were you aware that nearly 20% of Flood Insurance Claims come from Moderate to Low-Risk Areas?
The winter rainy months bring all kinds of wet and snowy weather, and they also bring conditions such as heavy rains, ice jams and rapid snow melt, followed by the spring thaw that can increase your flood risk. Flood insurance will help you financially protect your property from these weather events. Flooding can happen anywhere, but certain areas are especially prone to serious flooding. Learn more about your own flood risk in this helpful article:
And, after getting flood insurance, please be aware that there are
several things you can do in order to minimize the losses in your home and ensure your family's safety.
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NEW CHANGES IN
NH DEPARTMENT OF LABOR SAFETY AND HEALTH REQUIREMENTS
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There have been important changes to the requirements in RSA 281-A:64, that have taken effect as of January 1, 2013. Read on to view these labor law changes.
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FINAL RULE ISSUED
ON HIPAA PRIVACY
AND SECURITY PROTECTIONS...
and more!
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(603) 476-5511
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WOULD YOU LIKE TO WIN A $100
ROADSIDE EMERGENCY KIT?
| No matter how well you care for your car, you just never know when you could have a flat tire or any other unpredictable travel incident. Regardless of the reason, if you're on the side of the road immobilized, you need to be prepared, and for that reason, we hope you will sign up for our Cross Insurance Quarterly Drawing: A $100 ROADSIDE EMERGENCY KIT!
All you have to do is simply email Jan Plummer and then type, EMERGENCY KIT, in the subject line, and you will automatically be entered into our next quarterly office contest.
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PROTECT YOURSELF, SAVE, AND BE WELL
With Our March Personal, Commercial and Health Resources!
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QUOTE OF THE MONTH!
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"The only real security
that a man will have in this world
is a reserve of knowledge, experience and ability."
~Henry Ford
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CROSS INSURANCE
RESOURCE LIBRARY
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If you didn't get a chance to look
at and/or save a copy of our
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Greetings,
In this Age of Information, staying up-to-date and knowledgeable requires that you know a lot about what is going on in all areas of your life, not to mention keeping up with the frequent changes regarding your protection, safety and privacy. You may be overwhelmed with the constant barrage of informational emails, and for that reason, we concisely deliver the latest need-to-know insurance and health care news to your in-box on a once-a-month basis.
Managing your in-box will add hours to your month, and at Cross Insurance, we are selective about what deserves your time and attention, as you will see here in our March newsletter. This month's briefing contains some of the most recent SAFETY AND PRIVACY UPDATES, including new changes in the NH Department of Labor Safety and Health Requirements; Final Rule Issued on HIPAA Privacy and Security Protections; Guns and Homeowners Insurance, and more.
As your One-Stop, Full Service Insurance Agency, we are confident that the comprehensive array of tools and resources provided here in our March newsletter will keep you well-informed, therefore decreasing the chance of any potential gaps in your coverage. Be sure to give us a call today for any questions about your personal or business protection. We're here to help you find solutions that are secure and economical, with the personal touch of an agent you can trust.
Very best regards, Peter
Peter Hall Branch Manager phall@crossagency.com
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GUNS, HOMEOWNERS, AND INSURANCE
Although gun control remains a controversial issue, when it comes to insuring firearms, Homeowners coverage offers some clear guidelines.
If you have rifles and pistols in your home, your policy will usually insure them against fire damage or theft, typically up to $2,500.
Please read on to make sure that you are fully informed about insuring firearms under your Homeowners policy. To answer any further questions about firearms coverage in your home, be sure to call or email Mimi Tracy, or any of our Personal Lines trusted advisors today!
603-476-5511
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AUDIT? WHAT AUDIT?  Whenever you're asked to bid on a job, you're usually required to certify that the price is firm and that there won't be any unexpected expenses and cost overruns once the project is underway. Because this is standard practice in the industry, it's understandable that some contractors are surprised that their insurance costs don't operate the same way -- especially when the contractor has asked agents for "bids" on the insurance package.  Read on to learn more about how your insurance works or how premiums are calculated. To answer any further questions, call or email Madelyn Dunlap, or any of our Commercial Account Managers today. They're here to help! 603-476-5511 |
WOULD YOU ALSO LIKE TO RECEIVE
A $10 GAS CARD
FOR WINTER TRAVEL?
 Congratulations to Michael Jarvis, our Person of the Month! Did you know that you can receive a $10 GAS CARD when you recommend a friend or family member to us, and we provide them with one of our services?
This includes referrals for any of our Cross personal or commercial services. We are grateful to all of our clients who graciously refer their family, friends and associates to our agency. We build our agency on your positive comments, and we couldn't do it without your help!
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OUR FEATURED COMMUNITY PARTNER
'The Moultonboro Food Pantry'
 At Cross Insurance, our goal is to help support as many local non-profit organizations as we can, as we are proud to give back to the community that supports us. Our team of Casual Attire Day , where we choose a local non-profit community partner that we will assist. Employees interested in participating donate a dollar on Fridays, if they choose to wear jeans.
Our most recent featured community partner is the Moultonboro Food Pantry, located at the Moultonboro United Methodist Church.
To let us know about your own recommendation for a very deserving community program, simply email Peter Hall or give us a call at (603) 476-5511.
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YOURS IS THE ONLY OPINION THAT MATTERS!
 At Cross Insurance, we don't merely promise that we'll be there for all of your personal and commercial protection needs. Our pledge is to be consistent in every area of service, including that of building relationships with you that are based on trust.
And, because yours is the only opinion that matters, we also would like to pass along and share your words with others...so they know what to expect from us too! Our goal is that you are 110% satisfied with your experience with our agency. If our client care, pricing or claim service has been satisfactory to you, we would like to share this mutual benefit with any potential or existing clients. Please take a minute to jot down some thoughts on our Testimonial Request Form on how our agency has helped you, saved you money or made your life a little better at any time. This will also improve our service to you, our valued client, in the future.
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977 Whittier Highway
P.O. Box 159
Moultonboro, New Hampshire 03254
Get Directions
As always, remember that you can conduct all of your
insurance needs with us by phone, email or fax.
Ph: (603)476-5511
Toll Free: (800) 649-5517
Fax: (603)476-2364
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CONTACT US HERE!  Click on the door for our Cross Insurance Protection Team to welcome you! |
 Visit our Cross websites for insight on why our excellent services and competitive prices offer unsurpassed
value to our clients:
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For the latest Cross Insurance website updates,
simply scan our QR Code below:
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