SNAPSHOT DISCOUNT
"Try it Before You Buy It!"
17% Average Savings in New Hampshire!
At Cross Insurance, we're very excited to remind you about Snapshot, only offered by Progressive. Snapshot uses technology that observes your driving behavior, and gives you a discount based on that information. The bottom line, Snapshot helps good drivers save money on their insurance when...
.You drive your vehicle less
than 15,000 miles per year.
.You don't frequently drive between midnight and 4 a.m.
. You don't frequently
brake hard.
Does it sound like Snapshot might be a fit for you? Check out this short video, Positive Pullovers From the Messenger to learn more.
Find out more by reading How it Works here, and be sure to call us today to start saving money on your car insurance today!
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603-742-2552
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PLEASE JOIN US AT THE
10TH ANNUAL
TODD'S TROT
ROAD RACE/WALK!
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Please join us at the 10th Annual Todd's Trot Road Race Run/Walk, that will take place this year at 10:00 a.m., Saturday, April 6th, at the Oyster River High School in Durham. This family oriented event garners nearly seven-hundred entries per year, drawing a broad spectrum of participants from elite runners to 'weekend warriors' and walkers of all kinds. For many children, this is their first competitive race event, and numerous kid-friendly door prizes provide for many happy returns. The road race/walk is held annually in memory of Peter "Todd" Heuchling, and is sponsored in part by Cross Insurance. Todd was a standout student-athlete and 2002 graduate of Oyster River High School, who went on to attend the United States Military Academy. Only nineteen, Todd passed away suddenly and tragically from heat stroke while competing with the West Point Marathon Team in the summer of 2003.
Friends of Oyster River Track (FORT) has been organizing and coordinating this event for the past seven years. It is a 501(C)3 organization, which promotes physical fitness through running and other forms of exercise. Proceeds from the race fund a $5,000 scholarship that is awarded to a high school senior in Todd's name. The Peter
"Todd Heuchling Memorial Scholarship is presented each spring during graduation ceremonies at the Oyster River High School. Scholarship candidates must demonstrate characteristics of high integrity, athletic participation, strong academic standing, service to country and/or service to others.
To register, donate or to learn more, please visit the Todd's Trot website. | |
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New February Updates!
CROSS INSURANCE
RESOURCE LIBRARY
Please Save!
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If you didn't get a chance to look at and/or save a copy of our new Cross Insurance Resource Library, we have included it here for you to save. And, as a couple of the links in our January issue Resource Guide were deleted, we have now published the Resource Library so that links remain permanent for your files! | |
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FEBRUARY HEALTH CARE REFORM UPDATES:
Proposed Rules on Workplace Wellness Programs, and More!
To answer your questions about Health Care Reform and Employee Benefits, email Blaine or give him a call today!
(603) 742-2552 | | | |
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WOULD YOU LIKE TO WIN A $100 ROADSIDE EMERGENCY KIT?
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As we like to change things up now and then, our next Cross Quarterly Drawing will be for a $100 ROADSIDE EMERGENCY KIT!
All youhave to do is simply email our receptionist, Becky Masse, and then type the word, EMERGENCY KIT in the subject line, and you will automatically be entered into our Cross Insurance Quarterly Contest!
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PROTECT YOURSELF, SAVE, AND BE WELL
With This Month's Personal, Commercial and Health Resources!
 (Please scroll down) (Please scroll down)
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QUOTE OF THE MONTH
"You'll never find a rainbow if you're looking down."
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WE GET MAIL!
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Check out our latest testimonial page to see what our clients are saying about us! We Want to "WOW" You too!    |
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 Greetings:
We've all experienced those times when bad things happen on any given day - ranging from the small things, such as spilling your coffee or losing your car keys, to the larger personal, professional and financial misfortunes. When these things happen, we can either fall into ineffective coping behaviors, or we can focus on what we can do, including asking for help. At Cross Insurance, we are always sorry to hear when bad things happen to any of our clients have suffered an accident or have a claim on their insurance policy, but that's why you have insurance - to protect you or your business when something bad happens. Experiencing a loss can be overwhelming. We understand, and we will take the necessary steps to make processing your insurance claim simple and free of frustration.
There are a few things you should know BEFORE you submit your claim, and there are many factors that determine the true impact of a claim on your policy, and which you can learn more about here:
Keeping the focus on what we can do, we encourage you to take a look at all of our current protection news and articles this month, so that you can be proactive about your protection and your savings. |
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"A PICTURE IS WORTH A THOUSAND WORDS!"
As you go through the changes in life, your insurance needs change. To make sure that you are adequately protected, click on the picture of the type of insurance that you want to learn more about. To receive a rate comparison from multiple insurance carriers, be sure to call us today. YOU'LL BE GLAD YOU DID!
  AUTO HOME  
CONDO EARTHQUAKE   FLOOD UMBRELLA   MOTORCYCLE RECREATIONAL VEHICLES  
BOAT LIFE   EMPLOYEE BENEFITS FINANCIAL
SAVE TIME AND MONEY!
Call us today for your Customized Protection Plan
and Rate Comparison!
(603) 742-2552
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MOBILE DEVICES POSE DATA BREACH THREATS
 The widespread use of smartphones and tablets in the workplace is exposing more and more businesses to liability for sensitive data being compromised if these devices are lost, stolen, or hacked. How can your company protect itself against this threat - and how much authority do you have over an employee's personal device if it's also used for work-related activities? Read on to learn more about Data Breach Threats to Mobile Devices. (Please scroll down.)
To answer any of your questions pertaining to protecting your company from Mobile Device Data Breach Threats, be sure to call or email Vicki Turner, our any of our Commercial Account Managers today!
603-742-2552
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WOULD YOU LIKE TO ALSO RECEIVE
A $10 GAS CARD FOR WINTER TRAVEL?
You too can receive a $10 Gas Card when you recommend a friend or family member to us, and we provide them with one of our services. This includes referrals for any of our Cross personal or commercial services. We are grateful to all of our clients who graciously refer their family, friends and associates to our agency. We build our agency on your positive comments, and we couldn't do it without your help!
P.S. When simply referring us to a friend, you will automatically besigned up for our Cross $100 ROADSIDE EMERGENCY KIT DRAWING!
PPSS.Don't forget to remind us if we were unaware that you've referred a friend, so that we can recognize you! |
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SHOULD YOU DROP COLLISION COVERAGE
ON YOUR OLD CAR?
 We're often asked when is a car so old that it's no longer a wise investment to continue buying collision insurance for it. The answer depends on your individual situation.
First, what's the true worth of the car? Any repair or replacement costs following a collision will be based on the value of the vehicle at the time of the claim. Also consider your deductible amount. For example, if your car is now worth $2,000 and your deductible for collision claims is $500, insurance will pay no more than $1,500 for your loss.
 Read on (and please scroll down) to help you make a more informed decision about whether or not to drop collision coverage on your old car. And, to answer any of your collision coverage questions, call or email Amanda Payeur or any of our Personal Account Managers today!
603-742-2552
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OUR FEATURED COMMUNITY PARTNER
'The Newtown Memorial Fund'
At Cross Insurance, our goal is to help support as many local non-profit organizations as we can, as we are proud to give back to the community that supports us. Our team of coworkers has decided to participate in Casual Attire Day, where we choose a local non-profit community partner that we will assist each month. Employees interested in participating donate a dollar on Fridays, if they choose to wear jeans, and then a new recipient is chosen for the following month.
Our most recent featured community partner is the Newtown Memorial Fund, whose mission is to create a long-term fund to provide a memorial to the victims of the Sandy Hook Elementary School tragedy, and to establish academic scholarships in the victims' names for classmates and generations of Newtown students to come. As we are all aware, the heartbreaking incident at Sandy Hook could have taken place in any community, and for that reason, we consider Newtown to be part of our own greater community at this time.
To let us know about your own recommendation for a very deserving community program, simply email Diane Gorman or give us a call at (603) 742-2552.
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HEAR WHAT OTHERS HAVE SAID
ABOUT US THIS MONTH!
At Cross Insurance, we don't merely promise that we'll be there for all of your personal and commercial protection needs. Our pledge is to be consistent in every area of service, including that of building relationships with you that are based on trust, such as Lois Erickson has shared with us here:
"I have been working with Pam Hagen
at Cross Insurance with my NH property and auto insurance, and my dad has been doing business with them for years. Pam's responsiveness to questions and quotation requests are terrific! I think their rates are really competitive and their service is great too."
~Lois Erickson, Erickson Real Estate & Associates
And, because yours is the only opinion that matters, we also would like to pass along and share your words with others...so they know what to expect from us too! Our goal is that you are 110% satisfied with your experience with our agency. If our client care, pricing or claim service has been satisfactory to you, we would like to share this mutual benefit with any potential or existing clients. Please take a minute to jot down some thoughts on our Testimonial Request Form on how our agency has helped you, saved you money or made your life a little better at any time. This will also improve our service to you, our valued client, in the future.
And, as a way of saying thanks for "helping us help you, we will enter you two times in our $100 Roadside Emergency Kit Contest when we receive your testimonial. Thank you!
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475 High Street, Somerworth, NH 03878
Get Directions
Somersworth: 603-692-3431
Dover: 603-742-2552
Durham: 603-868-5563
(Fax) 603-742-4509
Visit our Cross websites for insight on why our excellent services and competitive prices offer unsurpassed value to our clients:
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Please click on the door for our Cross Insurance
Protection Team to welcome you this New Year!
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