February 2013'    

 

                Newsletter for Clients and Friends of Cross Insurance                 

           

 When Bad Things Happen to Good Clients:

Will Insurance Protect You?     

    

  
  

 

  AUTO * HOME * BUSINESS * LIFE  * HEALTH * FINANCIAL * DISABILITY    

  www.crossagency.com 

   Cross Insurance-Moultonboro

 

  
  
In This Issue
Congratulations to Jan Plummer & Family!
Snapshot Discount: Try it Before You Buy It!
Febuary Resource Library Updates
Win a $100 Roadside Emergency Kit!
February Health Care Reform Updates
Would You Like to Receive a $10 Gas Card for Winter Travel?
Quote of the Month!
Protect Yourself & Save - Check Out These New Personal, Commercial and Health Articles
Our Contact Page & Photo Album
When Bad Things Happen to Good Clients: Will Insurance Protect You?
A Picture is Worth 1,000 Words!
Mobile Devices Pose Data Breach Threats
Should You Drop Collision Coverage on Your Old Car?
The Newtown Memorial Fund - Our Featured Community Partner
We Want to Hear From You!
Visit With Us Today!
CONGRATULATIONS TO JAN PLUMMER & FAMILY!

We were all very excited to hear the wonderful news, when our receptionist,  Jan Plummer, became
a "Grammie" to Claire Everly Dennen. Claire arrived a little earlier than expected, on January 22nd, 2013, weighing in at 5 lbs. 1 oz. All are doing very well!

 

SNAPSHOT DISCOUNT

"Try it Before You Buy It!"

 

17% Average Savings in New Hampshire! 

At Cross Insurance, we're very excited to remind you about Snapshot, only offered by Progressive. Snapshot uses technology that observes your driving behavior, and gives you a discount based on that information. The bottom line, Snapshot helps good drivers save money on their insurance when...

 

.You drive your vehicle less 
than 15,000 miles per year.
.You don't  frequently drive between midnight and 4 a.m. 
. You don't frequently
brake hard.

 

Does it sound like Snapshot might be a fit for you? Check out this short video, Positive Pullovers From the Messenger to learn more.

 

Find out more by reading How it Works here, and be sure to call us today to start saving money on your car insurance today!

 

603- 476-5511  

New February Updates!

CROSS INSURANCE

RESOURCE LIBRARY 

Please Save! 

 

 


If you didn't get a chance to look at and/or save a  copy of our new Cross Insurance Resource Library, we have included it here for you to save. And, as a couple of the links in our January issue Resource Library were deleted, we have now published the Resource Library so that links remain permanent for your files! 
WOULD YOU LIKE TO WIN A $100
ROADSIDE EMERGENCY KIT?

No matter how well you care for your car,  you just never know when you could have a flat tire or any other unpredictable travel incident. Regardless of the reason, if you're on the side of the road immobilized, you need to be prepared, and for that reason, we hope you will sign up for our Cross Insurance Quarterly Drawing: A $100  ROADSIDE EMERGENCY KIT!

All you have to do is simply email Jan Plummer  and then type, EMERGENCY KIT, in the subject line, and you will automatically be entered into our next quarterly office contest.

FEBRUARY HEALTH CARE REFORM UPDATES:
Proposed Rules on Workplace Wellness Programs, and More!
 
With all of the recent transitions in Health Care, Blaine Horne from our Cross Employee Benefits Department, would like to share the following important information with you, including Pay or Play Penalty - Coverage for Substantially All Employees and Dependents; along with the article regarding Employer Penalties - Dependent Coverage Requirements; in addition to  Employer Penalties: Affordability Safe Harbors.  
  
Our February Benefits Buzz includes several current updates regarding Relief for Non-calendar Year Plans, along with our  Live Well Work Well feature this month, Fiscal Cliff Deal: The Good and the Bad.
  
To answer your questions about Health Care Reform and Employee Benefits, email Blaine or give him a call today!

         603-476-5511

WOULD YOU ALSO LIKE TO RECEIVE A  

$10 GAS CARD FOR WINTER TRAVEL?

Did you know that you can receive a $10 GAS CARD when  you recommend a friend or family member to us, and we provide them with one of our services?

 

This includes referrals for any of our Cross personal or commercial services. We are grateful to all of our clients who graciously refer their family, friends and associates to our agency. We build our agency on your positive comments, and we couldn't do it without your help!  


QUOTE OF THE MONTH

  

"You'll never find a rainbow if 

you're looking down."

~ Charlie Chaplin    

PROTECT YOURSELF,  SAVE, AND BE WELL  
With This Month's Personal, Commercial and Health Resources! 
Join Our Mailing List
 CONTACT US TODAY!
Contact Page &
 Photo Album

Click on the door  

for our Cross Insurance  

Protection Team

to welcome you!  

 

 


Greetings:

We've all experienced those times when bad things happen on any given day - ranging from the small things, such as spilling your coffee or losing your car keys, to the larger personal, professional and financial misfortunes. When these things happen, we can either fall into ineffective coping behaviors, or we can focus on what we can do, including asking for help.  

 

At Cross Insurance, we are always sorry to hear when bad things happen to any of our clients have suffered an accident or have a claim on their insurance policy, but that's why you have insurance - to protect you or your business when something bad happens. Experiencing a loss can be overwhelming. We understand, and we will take the necessary steps to make processing your insurance claim simple and free of frustration.

There are a few things you should know BEFORE you submit your claim, and
there are many factors that determine the true impact of a claim on your policy, and which you can learn more about here:

Keeping the focus on what we can do in mind, we encourage you to take a look at all of our current protection news and articles this month, so that you can be proactive about your protection and your savings.

And, as we've heard it said that 2013 is the Year of Optimism, we thought to pass on this encouraging piece about remaining positive - no matter what comes your way today. Enjoy!

Very best regards,
Peter
Peter Hall
Branch Manager
phall@crossagency.com
 

 

           "A PICTURE IS WORTH A THOUSAND WORDS!"

 

As you go through the changes in life, your insurance needs change. To make sure that you are adequately protected, click on the picture of the type of insurance that you want to learn more about. To receive a rate comparison from multiple insurance carriers, be sure to call us today. YOU'LL BE GLAD YOU DID! 
  
                   

                        AUTO                                      HOME

                    
                       CONDO                           EARTHQUAKE

 

                     

                    FLOOD                                 UMBRELLA   

 

               

      MOTORCYCLE                   RECREATIONAL  

 

                

                  BOAT                                     LIFE

 

       

                   BENEFITS                        FINANCIAL

SAVE TIME AND MONEY!
Call us today for your Customized Protection Plan
and Rate Comparison!

   (603)476-5511 

  

 

MOBILE DEVICES POSE DATA BREACH THREATS

 

The widespread use of smartphones and tablets in the workplace is exposing more and more businesses to liability for sensitive data being compromised if these devices are lost, stolen, or hacked. How can your company protect itself against this threat - and how much authority do you have over an employee's personal device if it's also used for work-related activities? Read on to learn more about Data Breach Threats to Mobile Devices. (Please scroll down.)

 

To answer any of your questions pertaining to protecting your company from Mobile Device Data Breach Threats,be sure to call or email Roland (Red) Tetrault or any members  of our  Commercial Account team today!
603-476-5511

 

   SHOULD YOU DROP COLLISION COVERAGE  

ON YOUR OLD CAR? 

 

We're often asked when is a car so old that it's no longer a wise investment to continue buying collision insurance for it. The answer depends on your individual situation.

 

First, what's the true worth of the car? Any repair or replacement costs following a collision will be based on the value of the vehicle at the time of the claim. Also consider your deductible amount. For example, if your car is now worth $2,000 and your deductible for collision claims is $500, insurance will pay no more than $1,500 for your loss.

 

Read on (and please scroll down) to help you make a more informed decision about whether or not to drop collision coverage on your old car. And, to answer any of your collision coverage questions, call or email Heather Toto, or any of our Personal Account Managers today! 

 

                       603-476-5511 

 

                                      


OUR FEATURED COMMUNITY PARTNER  
'The Newtown Memorial Fund' 

 
At Cross Insurance, our goal
is to help support as many local  non-profit organizations as we can, as we are proud to give back to the  community that supports us. Our team of coworkers has decided to participate in Casual Attire Day, where we  choose  a local non-profit community  partner that we will assist each month. Employees interested in participating donate a dollar on Fridays, if they  choose to  wear  jeans, and then a new recipient is chosen for the following month.   
                
Our  most recent featured community  partner is the Newtown Memorial Fund,  whose mission is to create a long-term fund to provide a memorial to the victims of the Sandy Hook Elementary School tragedy, and to establish academic scholarships in the victims' names for classmates and generations of Newtown students to come. As we are all aware, the heartbreaking incident at Sandy Hook could have taken place in any community, and for that reason, we consider Newtown to be part of our own greater community at this time.

To let us know about your own recommendation for a very deserving community program, simply email Peter Hall or give us a call at (603) 476-5511.

 

YOURS IS THE ONLY OPINION THAT MATTERS!

 
At  Cross Insurance, we don't merely promise that we'll be there for all of your personal and commercial protection needs. Our pledge is to be consistent in  every area of service, including that of building  relationships with you that are based on trust.
 
And, because yours is the only opinion that matters, we also would like to pass along and share your words with others...so they know what to expect from us too! Our goal is that you are 110% satisfied with your experience with our agency. If our client care, pricing or claim service has been satisfactory to you, we would like to share this mutual benefit with any potential or existing clients. Please take a minute to jot down some thoughts on our Testimonial Request Form on how our agency has helped you, saved you money or made your life a little better at any time.  This will also improve our service to  you, our valued client, in the future.         

 
 
                                  
                          VISIT WITH US TODAY!

 

977 Whittier Highway

P.O. Box 159
Moultonboro, New Hampshire 03254

       Get Directions    

 

As always, remember that you can conduct all of your  

insurance needs with us by phone, email or fax.

 

Ph: (603)476-5511

Toll Free: (800) 649-5517

Fax: (603)476-2364  



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"Cross Insurance - Moultonboro" is legally organized as a Maine business corporation and is separately managed and  

operated as a wholly owned subsidiary of Cross Financial Corp., Bangor, ME