REMINDER:
Did You Save a Copy Of Our Cross Insurance Resource Library?
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If you didn't get a chance to look at and/or save a copy of our new Cross Insurance Resource Library, we thought to include it again in this issue. Our Resource Library includes quick A-Z links to articles and reports on a range of topics and unique concerns that you, your family or your business might face, given your changing needs.
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SMART THINKING:
Winter Tips to Protect Your Piece of the World
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 How do you know if you're really ready for winter? - As the saying goes, "You don't know what you don't know," and lack of preparation could mean unwelcome home and personal damage. Snow and ice are the fifth leading cause of many homeowners' insurance claims. Also, according to the Insurance Information Institute (I.I.I.), the average homeowners' claim for water damage and freezing is over a whopping $5,700. Now is the time to prepare for: +Preventing Ice Build Up & Collapse +Eliminating Slips and Falls +Learning the Winter Driving Tips +The Simple Steps to Snowmobiling Safety +Avoiding Frozen Pipes Damage Follow these tips to protect you, your home or your business from serious financial liability. |
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WOULD YOU LIKE TO RECEIVE A
$10 GAS CARD FOR WINTER TRAVEL?
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Did you know that you can receive a $10 gas card when you recommend a friend or family member to us, and we provide them with one of our services? This includes referrals for any of our Cross personal or commercial services. We are grateful to all of our clients who graciously refer their family, friends and associates to our agency. We build our agency on your positive comments, and we couldn't do it without your help! PPSS.Don't forget to remind us if we were unaware that you've referred a friend, so that we can recognize you! | |
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HOLIDAY APPRECIATION
Helping Community Families -
One Gift at a Time
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| At Cross Insurance, we were pleased to have been a part of decorating and donating a Christmas Tree this holiday season to a Tuftonboro resident, through Altrusa of Meredith. It is always gratifying to hear when our gifts make someone's life a bit brighter, as in the note sent to us below from the Tuftonboro Board of Selectmen:
"We wanted to send your organization a quick note to thank you for the beautiful tree you made available, through Altrusa of Meredith, to a Tuftonboro resident. The family was very excited to receive the decorated tree.
Please know that donations like yours make the holidays brighter for less fortunate families."
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CONTACT US HERE!
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Click on the door for our Cross Insurance Protection Team to greet you!
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PROTECT YOURSELF, SAVE, AND BE WELL
With These Current Personal, Commercial and Health Resources!
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Greetings for 2013!
We hope that you and your family had a terrific holiday! Despite the busyness of the season, there is also something about beginning a new year that provides us with a time to reflect, hope and renew. Whatever is in the past is behind us now. We get a chance to start over - to persevere with a clean slate. It could be the best year yet!
Speaking of perseverance, if you haven't already had a chance to see the movie, Lincoln, it is an inspirational film that you won't want to miss. It brilliantly illustrates the declining days of the Civil War and the obstacles Lincoln overcame to have the Thirteenth Amendment passed in order to abolish slavery. It's often thought that the most fascinating aspect of his legacy was that he constantly failed at life, but Lincoln also kept persistent despite his circumstances - consistently placing himself in a position to succeed.
Taking this into account, the New Year is the perfect time to take a look at each aspect of our own lives. Whether you desire to lose weight, create financial independence, build a healthy relationship, or raise responsible children, the formula for achieving any goal is the same. Decide what's most important to you, map out clear resolutions, place yourself in a position to succeed, and never, ever give up.
In like manner, at Cross Insurance, our aim is to be persistent by continuing to provide you with the most current Insurance, Financial and Health Care Reform solutions for you, your family and/or your business in 2013.
Happy New Year from all of us at Cross Insurance!
Wendy and Suno
Wendy Bagley and Suno Dubuc
Personal and Commercial Lines Managers
P.S. To start your New Year off on the right foot, be sure to check out this brief video clip about some of the "Famous Failures" who exemplified perseverance. Enjoy!
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HEALTH CARE REFORM:
Proposed Rules on Workplace Wellness Programs, and More!
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TOP 10 REASONS TO PURCHASE THE RENTAL CAR DAMAGE WAIVER
Although most collision damage waiver (CDW) or loss damage waiver (LDW) fees are considered outrageous, most consumers should consider purchasing the CDW/LDW for short-term rentals. This is becoming increasingly the case as rental car companies charge ever-higher fees and penalties for losses and expenses not covered by most auto policies or credit cards. Learn about all 10 Reasons to Purchase the Rental Car Damage Waiver.
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WOULD YOU LIKE TO WIN A
$100 RESTAURANT GIFT CERTIFICATE?
 Picture yourself enjoying a delicious dinner with that 'someone special' at one of the selected restaurants that we'll provide for you! All you have to do is simply email Diane Skilling here, and type the word, RESTAURANT in the subject line, and you will automatically be entered into our next quarterly office contest.
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WE HEAR WHAT YOU SAY!
 At Cross Insurance, we don't merely promise that we'll be there for all of your personal and commercial protection needs. Our pledge is to be consistent in every area of service, including that of building relationships with you that are based on trust.
And, because yours is the only opinion that matters, we also would like to pass along and share your words with others...so they know what to expect from us too! Our goal is that you are 110% satisfied with your experience with our agency. If our client care, pricing or claim service has been satisfactory to you, we would like to share this mutual benefit with any potential or existing clients. Please take a minute to jot down some thoughts on our Testimonial Request Form on how our agency has helped you, saved you money or made your life a little better at any time. This will also improve our service to you, our valued client, in the future.
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OUR FEATURED COMMUNITY PARTNER
'The Newtown Memorial Fund'
At Cross Insurance, our goal is to help support as many local non-profit organizations as we can, as we are proud to give back to the community that supports us. Our team of coworkers has decided to participate in Casual Attire Day, where we choose a local non-profit community partner that we will assist each month. Employees interested in participating donate a dollar on Fridays, if they choose to wear jeans, and then a new recipient is chosen for the following month.
Our most recent featured community partner is the Newtown Memorial Fund, whose mission is to create a long-term fund to provide a memorial to the victims of the Sandy Hook Elementary School tragedy, and to establish academic scholarships in the victims' names for classmates and generations of Newtown students to come. As we are all aware, the heartbreaking incident at Sandy Hook could have taken place in any community, and for that reason, we consider Newtown to be part of our own greater community at this time.
To let us know about your own recommendation for a very deserving community program, simply email Wendy Bagley, or give us a call at (603) 279-8122.
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THE TEN BIGGEST MISTAKES IN HIRING  High turnover, sexual harassment, violence in the workplace, employee theft - when you hire the wrong person, a lot can go wrong! Avoid these common errors: 1. Failing to identify company needs. Define your needs for the position. Instead of assuming that you need a certain type of employee, test your assumptions. 2. Failure to test employee skills. Identify the job's objective standard and test for it. Unless you assess an applicant's skills, you're gambling that they can perform - a bet you might well lose. 3. Hiring out of desperation.
Hire in haste - and end with waste. If you can't hire in a timely manner, bring in a temporary or leased employee, or borrow a worker from another company. Read on to learn about all of The Ten Biggest Mistakes in Hiring. (Please scroll down.) To answer any of your questions about avoiding these common errors, be sure to call or email Suno Dubuc, our Commercial Lines Manager, or any of our Commercial Account Managers today! (603)279-8122 |
WISHING YOU AND YOUR FAMILY
A VERY HAPPY NEW YEAR
FROM ALL OF US AT CROSS INSURANCE!
45 State Route 25
Meredith, New Hampshire 03253
(Next to Dunkin Donuts)
Get Directions
Ph: (603) 279-8122
Toll Free: (800)742-0274
Fax: (603) 279-8876
Visit our Cross websites for insight on why our excellent services and competitive prices offer unsurpassed
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