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CONTACT US TODAY!
Contact Page &
Photo Album
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Click on the door
for our Cross Insurance
Protection Team to welcome you!
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CROSS INSURANCE WELCOMES OUR PRE-K TRICK-OR-TREATERS!
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 At Cross Insurance, we were very excited to once more welcome our Pre-K story time group of Trick-or -Treaters from the Moultonboro Public Library! The Trick-or- Treaters have been coming for 10+ years, while also visiting the town hall, recreation department, post office, country store, and bank - to name a few.
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PROTECT YOURSELF, SAVE & BE WELL
With These
Additional Personal, Commercial and Health Resources!
End-of-the-Year Tips for Businesses
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LIONS CLUB MEMBERS VOLUNTEER AT
CAMP PRIDE!
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Several Lions Club Members, including Peter Hall (in yellow) from Wolfeboro and surrounding towns, spent Saturday October 27th, installing new steel roofs on various buildings at Camp Pride. Camp Pride is a special needs camp that was established in 1989.
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OUR FEATURED COMMUNITY PARTNER
The Methodist Church Food Pantry
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At Cross Insurance, our goal is to help support as many local non- profit organizations as we can, as we are proud to give back to the community that supports us. Our team of coworkers participates in CASUAL ATTIRE DAY on Fridays, where we contribute a weekly donation to a community charity of one's choice for this privilege.
Our most recent community partner (from last year and this year,) is the Moultonboro United Methodist Church Food Pantry, that assists in placing meals on the table of many families in our greater community.
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OUR CROSS CLIENTS - SERVING THE COMMUNITY THIS HALLOWEEN!
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We all enjoyed seeing two of our Cross Insurance clients dressed for Halloween, when they served lunch at the local Lion's Club Meals on Wheels. From left to right: Bobby Locke and Bev Person, their 'doll' friend!
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QUOTE OF THE MONTH
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 "All things have second birth;
~William Wordsworth
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 Greetings:
Welcome to the first issue of our monthly newsletter for clients and friends of Cross Insurance, where you will find an array of current, protection and savings information for you, your family or your business. As we also understand how important it is to be involved in our local community, we are confident that you will enjoy learning all about our Referral Program, our Featured Community Partner, and much more! You can unsubscribe at any time, and as always - we appreciate your feedback and your suggestions for our newsletter and our services.
Speaking about current protection information, as Sandy has passed through our region, we hope that you and your family remained safe. All in all, we were very fortunate not to have been hit too hard, compared to others less fortunate in the New Jersey and New York area. If you have suffered loss or damage, we wish you a speedy return to pre-storm conditions, and if you need assistance, we will work on your behalf to see that your insurance carrier processes your insurance claim both promptly and fairly, so you get the results you deserve.
In like manner, most of us couldn't have guessed that we would encounter an earthquake and super storm within a couple of weeks of each other! While the likelihood of both events taking place back to back is rare, it's important to reemphasize that both flooding (resulting from storms and hurricane conditions) and earthquakes are not covered by a standard homeowners policy. Flood requires a separate application and policy to the National Flood Insurance Program, which you can apply for through our office.
Floods are the most common and costly natural disaster, and to determine your risk, you can learn more about the pro's and con's of flood protection here. Equally important is that the overall earthquake risk to our area is high, and many buildings and homes are not built to modern earthquake standards. Read on to find out why earthquake insurance is important everywhere, along with earthquake protection and exclusions for commercial properties.
Give us a call today for sound advice pertaining to storm, flood and earthquake protection, or to answer any of your questions about the informative resources here in our November newsletter. Our trusted advisors look forward to assisting you and your unique needs.
Very best regards,
Peter
Peter Hall
Branch Manager
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DON'T UNDER (OR OVER) INSURE
YOUR HOME
 Do you have the right amount of insurance on your home? To begin with, your Homeowners policy should have coverage for at least 80% of "replacement cost" -- the amount needed to repair or replace damage to the building and furnishings with items of like kind and quality. Some insurance companies require coverage of 90% or more under a "guaranteed replacement cost option," which will pay for replacing your home without depreciation and often without a maximum reconstruction payment. Learn more about determining the proper replacement cost value and coverage amount on your home.
 If you have any questions regarding the replacement value of your home, please call or email Gail Dascoulias, or any of our Personal Account Managers today. You'll be glad you did!
(603) 476-5511 |
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WOULD YOU LIKE TO RECEIVE
A $10 GAS CARD?
By simply referring your friends, family or your colleagues to our Cross Insurance protection team, you will receive a $10 gas card when we provide them with any of our Cross Insurance Personal or Commercial Insurance services.
We are grateful to all of our clients who graciously refer their family, friends and associates to our agency. We build our agency on your positive comments, and couldn't do it without your help!
PPSS. Don't forget to remind us if we were unaware that you've referred a friend, so that we can recognize you!
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"YOU ARE NOT JUST A NUMBER AT
~ Cartoon by Rosalie Hanson
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ELEVENTH CIRCUIT RULES WELLNESS PROGRAM COMPLIES WITH THE ADA
Blaine Horne from our Cross Employee Benefits Department, would like you to be aware that on Aug. 20, 2012, the Eleventh Circuit Court of Appeals ruled that an employer's wellness program did not violate the Americans with Disabilities Act (ADA) prohibition on non-voluntary medical examinations as well as disability-related inquiries. Read on to learn more about focusing on rewarding participation rather than penalizing those who don't participate , in our November Benefits Buzz. And, be sure to take a look at our November Live Well, Work Well newsletter too!
To answer your questions about Employee Benefits, email Blaine or give him a call today at (603) 828-9410.
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YOURS IS THE ONLY OPINION
THAT MATTERS!
At Cross Insurance, we don't merely promise that we'll be there for all of your personal and commercial protection needs. Our pledge is to be consistent in every area of service, including that of building relationships with you that are based on trust.
And, because yours is the only opinion that matters, we also would like to pass along and share your words with others...so they know what to expect from us too! Our goal is that you are 110% satisfied with your experience with our agency. If our client care, pricing or claim service has been satisfactory to you, we would like to share this mutual benefit with any potential or existing clients. Please take a minute to jot down some thoughts on our Testimonial Request Form on how our agency has helped you, saved you money or made your life a little better at any time. This will also improve our service to you, our valued client, in the future.
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HAPPY THANKSGIVING
FROM ALL OF US AT CROSS INSURANCE!
977 Whittier Highway
P.O. Box 159
Moultonboro, New Hampshire 03254
Get Directions
As always, remember that you can conduct all of your insurance needs with us by phone, email or fax.
Ph: (603)476-5511
Toll Free: (800) 649-5517
Fax: (603)476-2364
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Visit our Cross websites for insight on why our
excellent services and competitive prices offer unsurpassed value to our clients:
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