MYSTERY NO MORE!
Check Out Our Contact Page-Photo Album!
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Click on the door
for our Cross Insurance Protection Team to greet you!
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WOULD YOU LIKE TO RECEIVE A
$10 GAS CARD?
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 Did you know that you can receive a $10 gas card when you recommend a friend or family member to us, and we provide them with one of our services? This includes referrals for any of our Cross personal or commercial services. We are grateful to all of our clients who graciously refer their family, friends and associates to our agency. We build our agency on your positive comments, and we couldn't do it without your help! PPSS.Don't forget to remind us if we were unaware that you've referred a friend, so that we can recognize you! | |
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PROTECT YOURSELF,
SAVE, AND BE WELL
With These Informative
Personal, Commercial & Health Resources!
End-of-the-Year Tips for Businesses
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15 WEBSITES TO HELP YOU SAVE ONLINE
THIS HOLIDAY SEASON!
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Speaking of your finances, at Cross Insurance, it is our goal to both ensure your protection and save you money at the same time! For this reason, we thought you would find this Kiplinger's article, 15 Websites for Finding Deals Online, to be beneficial and informative!
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QUOTE OF THE MONTH
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 "All things have second birth;
~William Wordsworth
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HAPPY THANKSGIVING!
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From all of us at Cross Insurance, we wish you and your family a very
Happy Thanksgiving!
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  Greetings: Welcome to the first issue of our monthly newsletter for clients and friends of Cross Insurance, where you will find an array of current, protection and savings information for you, your family or your business. As we also understand how important it is to be involved in our local community, we are confident that you will enjoy learning all about our Referral Program, our Featured Community Partner, and much more! You can unsubscribe at any time, and as always - we appreciate your feedback and your suggestions for our newsletter and our services. Speaking about current protection information - As Sandy has passed through our region, we hope that you and your family remained safe. All in all, we were very fortunate not to have been hit too hard, compared to others less fortunate in the New Jersey and New York area. If you have suffered loss or damage, we wish you a speedy return to pre-storm conditions, and if you need assistance, we will work on your behalf to see that your insurance carrier processes your insurance claim both promptly and fairly, so you get the results you deserve. In like manner, most of us couldn't have guessed that we would encounter an earthquake and super storm within a couple of weeks of each other! While the likelihood of both events taking place back to back is rare, it's important to reemphasize that both flooding (resulting from storms and hurricane conditions) and earthquakes are not covered by a standard homeowners policy. Flood requires a separate application and policy to the National Flood Insurance Program, which you can apply for through our office. Floods are the most common and costly natural disaster, and to determine your risk, you can learn more about the pro's and con's of flood protection here. Equally important is that the overall earthquake risk to our area is high, and many buildings and homes are not built to modern earthquake standards. Read on to find out why earthquake insurance is important everywhere, along with earthquake protection and exclusions for commercial properties. Give us a call today for sound advice pertaining to storm, flood and earthquake protection, or to answer any of your questions about the informative resources here in our November newsletter. Our trusted advisors look forward to assisting you and your unique needs.
Very best regards,
Wendy & Suno
Wendy Bagley and Suno Dubuc
Personal and Commercial Lines Managers
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DON'T UNDER (OR OVER) INSURE
YOUR HOME
Do you have the right amount of insurance on your home? To begin with, your Homeowners policy should have coverage for at least 80% of "replacement cost" -- the amount needed to repair or replace damage to the building and furnishings with items of like kind and quality. Some insurance companies require coverage of 90% or more under a "guaranteed replacement cost option," which will pay for replacing your home without depreciation and often without a maximum reconstruction payment. Learn more about determining the proper replacement cost value and coverage amount on your home.
If you have any questions regarding the replacement value of your home, please call or email Sue Reponen, or any of our Cross Personal Account Managers today. You'll be glad you did!
(603) 279-8122
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OUR FEATURED COMMUNITY PARTNER
"GOT LUNCH PROGRAM"
 At Cross Insurance, our goal is to assist in supporting as many local non-profit organizations as we can, as we are proud to give back to the community that supports us. Our team of coworkers has decided to participate in Jeans Day, where we choose a local community partner that we will assist. Employees interested in participating donate a dollar on Fridays, and proceeds go directly to our community partner. Our most recent featured community partner is the Got Lunch Program, to benefit Inter-Lakes School Students.
To let us know about your own recommendation for a very deserving community program, simply email Wendy Bagley or give us a call at (603) 279-8122.
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"YOU ARE NOT JUST A NUMBER AT
~ Cartoon by Rosalie Hanson
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WE HEAR WHAT YOU SAY!
 At Cross Insurance, we don't merely promise that we'll be there for all of your personal and commercial protection needs. Our pledge is to be consistent in every area of service, including that of building relationships with you that are based on trust.
And, because yours is the only opinion that matters, we also would like to pass along and share your words with others...so they know what to expect from us too! Our goal is that you are 110% satisfied with your experience with our agency. If our client care, pricing or claim service has been satisfactory to you, we would like to share this mutual benefit with any potential or existing clients. Please take a minute to jot down some thoughts on our Testimonial Request Form on how our agency has helped you, saved you money or made your life a little better at any time. This will also improve our service to you, our valued client, in the future.
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ELEVENTH CIRCUIT RULES WELLNESS PROGRAM COMPLIES WITH THE ADA
Blaine Horne from our Cross Employee Benefits Department, would like you to be aware that on Aug. 20, 2012, the Eleventh Circuit Court of Appeals ruled that an employer's wellness program did not violate the Americans with Disabilities Act (ADA) prohibition on non-voluntary medical examinations and disability-related inquiries. Read on to learn more about focusing on rewarding participation rather than penalizing those who don't participate , in our November Benefits Buzz. And, be sure to take a look at our November Live Well, Work Well newsletter too!
To answer your questions about Employee Benefits, email Blaine or give him a call today at (603) 279-8122.
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45 State Route 25
Meredith, New Hampshire 03253
(Next to Dunkin Donuts)
Get Directions
Ph: (603) 279-8122
Toll Free: (800)742-0274
Fax: (603) 279-8876
Visit our Cross websites for insight on why our excellent services and competitive prices offer unsurpassed value to our clients:
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