While we are all feeling a little disappointment with the final play of the Super Bowl, we can all relish the wonderful entertainment that the Seahawks have provided the whole year long. Our office has been rooting for the Hawks along with the rest of the community, and have shared a number of photo's throughout the season on our Facebook page. Click here to follow us on FacebookCastell Insurance's fan base might be a tad smaller than the Seahawks and we know you are just as loyal and devoted. We thank you. Team Castell is devoted to providing our client's with excellent products and service. Figured that a smile was a good way to commiserate the final outcome of the Superbowl on Sunday. Good to know - 1.23 billion chicken wings will be eaten on Super Bowl Sunday, nearly four for every American. Yum Yum! ( National Chicken Council). |
 Tips for Using your Insurance in 2015
- Call your insurance carrier and tell them the name of your Primary Care Physician (PCP), this will allow you to pay the lowest co-pays possible.
- Consider filling prescriptions you take daily via mail order and getting a 90 supply.
- Utilize your preventive benefits such as: a flu shot, an annual physical, mammogram, or colonoscopy.
- If your plan is through the Washington Health Plan Finder make sure your payment is paid before the 23rd of every month.
- Consider setting up auto pay for your monthly premium, this way your payment is always made on time, even if you are on vacation.
- Show your insurance card every time you go to the doctor, chiropractor, acupuncturist, or pharmacy so that all of your services are being billed through your insurance and counting towards your deductible.
- If you have doubts about wether a doctor/provider is in-network or preferred call the phone number on the back of your card and verify the doctors participation before your appointment.
PREMERA Customer Service:
800-722-1471
MODA Customer Service:
877-605-3229
REGENCE Customer Service:
888-344-6347
LIFEWISE Customer Service:
800-592-6804
If you are having surgery or a major procedure work with your doctor's office to insure that they receive pre-authorization prior to your procedure.
Question? Never hesitate to call us at (360) 683-9284.
We are always available to answer questions.
If you have a significant claim, over $5000.00 and you would like us to review that claim or you have questions please call or email us. It is our pleasure to help you go over your claim history to insure that it has been paid correctly by the insurance carrier.
Email questions and comments to:
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 I nearly did it. I nearly went against my frugal instincts and bought a new truck last week. I have vowed to myself that I would never have 2 auto loan payments at once but the shiny new pick up that had just been delivered to our local dealer nearly made me throw caution to the wind. NEARLY. My penny pinching ways won out and that lovely new truck went home with some other lucky buyer.
Out of curiosity during the early excitement stage, I wanted to run some numbers to see how much more the new truck would cost me on my auto insurance. I was quite surprised to find out that a brand new $30k truck only increased my insurance premiums by less than $5/month. The newer vehicle would be more costly to replace if damaged, but it also carries so many new safety standards which reduce other aspects like liability and medical payments resulting from a possible collision.
This seemed like valuable information I should disperse to you all seeing that there are so many smoking hot deals on leftover 2014 stock vehicles right now.
Give us a call to find out how a brand new car might affect your auto insurance. You might be pleasantly surprised by the results!
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