"Life begins at retirement."  -Author Unknown

 

   


Retired--Next Phase 

Retirement - the Best Phase of your life!   

 

 Ed and Gail
Ed Topar and Gail Cassidy
 (formerly THE SEMINAR SOURCE)
April 1, 2014       

      Issue #4, Volume 4         


 

We would like to remind our readers that our purpose in sharing retiree interviews is to let people know the many possibilities available for fun activities, ways to earn money, ways to keep busy, and, ultimately, ways to enjoy this special phase of our lives.  

 

Opportunities to switch careers, start your own business, pursue a hobby, enjoy the next generation of kids, and so much more is available.  

 

If you have an area you would like us to look into, please drop us an email. Our addresses are at the bottom.

 

Enjoy this special transition month! April is the renewal of life outside our windows. May you all enjoy watching nature's unfolding wonder! 

  

Happy April,      

Gail and Ed  



 

Alan Kazanoff - Grandkids make a difference!
 

Alan Kazanoff

 

Interviewing someone whose adult children went through the same school at the same time as our children was fun. Everyone has stories unknown to others, and learning these stories is fascinating and enlightening, especially when it is a friend.

 

We met with a smiling, relaxed Alan Kazanoff after his day spent filling in as a substitute teacher responsible for working with a mainstreamed first grade autistic child-and he loved it! His satisfaction was obvious as he described how his young charge, was at first resistant to learning how to read time, but as he earned rewards, became more comfortable, eventually successfully arranging coins and putting in colons to delineate the time, both analog and digital.

 

Substitute teaching for the past few months fills up the day for this very bright gentleman who has devoted his life to numbers, coding, and sales. Some days he teaches art, some days music or science and the grade levels can be kindergarten to seniors in high school.

 

When we asked why he so enjoys this total shift in work, without hesitation he replied, "Grandchildren," as he beamed from ear to ear. He said his grandchildren have changed his brain! Fortunately, he and his wife, Ellen, live close enough to be able to visit frequently and thoroughly enjoy the new additions to their family.

 

Alan graduated from Hunter College in Manhattan as a math major. What shifted his focus from strictly math was an outstanding math teacher who made the subject come alive and who made programming exciting to him. After graduation, he interned with IBM for a few months where he learned his preference for freedom and flexibility over structure, which IBM is known for. He then went to graduate school at the University of Maryland, ending up as a graduate assistant, teaching engineers-not his favorite job. They didn't want to understand how to find the answers when they could just use their calculators to produce the answers.

 

Working for a contractor in Washington, DC, brought with it the assignment of writing code for the Polaris Sub-a huge undertaking! During that time, he became engaged to his college sweetheart who preferred living in NY. Through a life-long friend, Alan got a system's analyst job at Xerox in New York. Alan and Ellen lived in Queens for five years.

 

In 1970 when he was no longer draft deferred and had a baby on the way, he was recruited by a competitor where he ended up working for twelve years, going from tech support to sales to account manager to national sales manager. Alan was not the run-of-the-mill salesperson who could be hired off the street. He had a technical savvy that was hard to find, which, combined with his sales skills proved invaluable throughout his career. In order to sell the highly sophisticated computer systems, he had to have a thorough knowledge of the product information systems. He did well, and he enjoyed the competitive challenge of the job as well as the lucrative income resulting from his skills and abilities. Alan exudes sincerity and trustworthiness which, in combination with his knowledge and laid-back manner had to have made a winning combination, especially for sales.

 

Alan stopped working full time in 2011, about the time he had a quadruple bypass, a condition found accidentally and which could have proved to be fatal. After a six-month recovery period, he found getting back into the fast-moving market challenging.

 

When asked about his dreams regarding retirement, he answered as most of our interviewees have-he hadn't given it a great deal of thought. He likes interaction with people, and he misses the competitive side of winning deals and making money. Travel is not a dominant interest as he has had many opportunities through his work to travel and his wife Ellen has shown no significant interest in that pursuit. Cruises are of no interest since one cruise ship they were on broke down in Puerto Rico for days-not fun! The change point in his semi-retirement are the grandkids.

 

Although Alan has his substitute teacher certificate, he's not sure how long he will continue doing it. However, whenever he talked about his experiences, he laughed and beamed as he described his adventures teaching art, his fourth grade "sparkle girls" who had sparkles/glitter from head to toe. Right now he is enjoying what he's doing.

 

His current goal is to improve his tennis game and maybe just enjoy his life with his wife, children, and grandchildren. Whatever he chooses to do, he will do well! We certainly enjoyed the warmth of his company for this interview.

 


ANOSTALGIArticle Headline

 
 
YOUR LEGACY RECORDED ON CD AND SOFT-COVER BOOK

It's now April and hopefully Spring will catch up!!

Give your kids a book about your life!!

How Will You Be Remembered?

Everyone wants to make a positive contribution, a positive mark on the world. 
When asked, "What do you want to be your legacy?" most of us would say that we want to be remembered well, remembered as having been a loving and good person who was loved in return.

We all, each one of us, wants to be remembered. It's a part of knowing and being known. In the case of our legacy, it is a direct correlation to the eternal nature of how we are designed.

When we think about our legacy, it is an opportunity to think beyond ourselves to the benefit of others, to help instill a sense of purpose in the present. What greater gift can you give your family than the gift of your experiences in life, lived as you lived them. 


Let us record, transcribe, and professionally edit your Legacy.
 

IF YOU ARE INTERESTED IN HAVING US RECORD AND/OR WRITE YOUR LEGACY, SEND US AN EMAIL
(gail@coachability.com or edtopar@gmail.com),
AND WE WILL SEND YOU MORE INFORMATION.


Retirees adapt skills, pursue passions for second careers

By Nanci Hellmich, USA Today

When Barry Duckworth, 59, of Sherrills Ford, N.C., was looking for a second career that could last him into his 60s and beyond, he realized he had to be adaptable. "You have to not only accept change but embrace it."

For 30 years, he worked as a licensed general building contractor, overseeing the construction of homes and commercial real estate properties. "It was an unbelievably difficult job to manage multiple projects at multiple sites in multiple areas," he said.

He worked 10-12 hours a day and many weekends, but when the economy went south in 2008, he decided to look for a career "where I could be a kinder person. As much as I love the physics of building, it's a tough business. You have to be cast iron."

So Duckworth traded in his hard hat to wear multiple hats as the owner of his own tutor-placement business, matching kids with tutors who come to their homes.

He's like millions of Americans looking for a successful second act or encore career. About 65% of workers say they plan to work for pay after they retire, but only 27% of retirees report working for pay, according to a national survey released Tuesday from the Employee Benefit Research Institute. Some people are taking steps so they can have a second career during their golden years.

When it comes to finding a successful second act, most people simply don't know what they're passionate about, even when they know they want to move in another direction, said Kerry Hannon, author of "What's Next? Finding Your Passion and Your Dream Job in Your Forties, Fifties, and Beyond." She has interviewed hundreds of people about their career changes.
For many, their passion is something they did when they were younger, often in childhood, she said. One of her favorite career-change stories is a retired Navy officer who loved going to the circus as a kid, so he became the company manager for a nonprofit circus. His wife, who was a nurse, became the circus wardrobe designer.

Hannon advises career-switchers to give themselves three to five years to make the transition. "Go slowly. No one dives into a second career on a whim."

You have to do your homework, volunteer and moonlight to figure out what to do; then you may need to add new skills, she said.

The biggest stumbling block is money, she said. If you're starting off in a new field, chances are you're going to make less money. And if you're starting a business, you may not be able to pay your own salary for a year.

It's important to examine your current skill set and experience to see whether they're transferable to different challenges and fields. Search inside, and answer some important questions: What am I best at? Ask friends and colleagues, too, Hannon said.

She said to "think of it not as reinventing yourself, but rather as redirecting or redeploying many of the skills you already have in place."

If you like the company you're currently working for, you could see about doing a different job for them, said Debbie Banda, AARP's interim vice president of financial security. Or you can consider becoming an entrepreneur in your encore career. "The fastest-growing age group starting their own businesses are the 50- to 59-year-olds," she said.

Given the fact that people are living longer, you could start a new career at 55 or 60 and "have another 10, 15 or 20 years for your encore career," Banda said.

Some people, like Maralee DeMark, 56, and her sister, Diane DeMark Smith, 66, turned a lifelong passion into new careers.

After Maralee retired last year from her job as an information technology manager, it took about six months before "I was ready for something new. I was crawling out of my own skin staying at home."

She and Diane, who had retired 10 years earlier, grew up cooking together for holidays and parties, and they both loved to entertain. Last fall, they opened Two Sisters Market Cafe in Terrell, N.C., which features locally grown organic cuisine.

It's hard work, but one of the most rewarding things they've ever done, Maralee said. "I lost 22 pounds in the first three months after we were opened. I have never been more fit - lifting big pots, cleaning."

Diane DeMark Smith, who has lost 15 pounds, said they're holding their own financially and "have seen a definite uptick month over month."

Adds Maralee DeMark: "I couldn't have afforded this if I hadn't had my first career. This is more of a love and passion for us. We love to see people enjoy our food."

After Duckworth left the construction business, he and his wife, Carolee, who is a career-change specialist and has a doctorate in education, brainstormed about what he would do next. They came up with Mastery Tutors In-Home Tutoring (MasteryTutors.com), a service he offers in several cities in North Carolina and along the East Coast.

Parents describe their child's tutoring needs, then he uses his databases and search engines to winnow down the selections. "The art of it is picking the exact right tutor and making a perfect match," said Duckworth, a high school graduate who is self-taught in everything from computer software to business management.

The beauty of the new career is, "I get to hear about children who blossom as they grasp concepts that were alien to them before.

"Success for us means losing a customer."

 

A BIT OF HUMORHeadline

In 2013 if you had purchased $1,000 of Nortel stock, one year later it would be worth $49.

With Enron, you would have had $16.50 left of the original $1,000.

With WorldCom, you would have had less than $5.00 left.

If you had purchased $1,000 of Delta Air Lines stock you would have $49 left.

But, if you had purchased $1,000 worth of beer a year ago, drank all the beer, then turned in the cans for the aluminum recycling refund, you would have had $214.

Based on the above, the best current investment advice is to...... drink heavily and recycle!   


QUOTE OF THE MONTH Article Headline

Never retire. Michelangelo was carving the Rondanini just before he died at eighty-nine. Verdi finished his opera Falstaff at eighty.

- W. Gifford Jones

CAN YOU NAME THE YEAR?
 
- Top song of the year is "Memories are made of this" by Dean Martin
- Averge cost of a new house is $11,700
- Elvis releases his first hit record..."Heartbreak Hotel"
- Rocky Marciano retires as the only Undefeated Heavyweight Boxing Champion
- First computer hard disk is invented by IBM
- Best movie picture of the year is "Around The World In 80 Days"
- Fidel Castro lands in Cuba and starts the Cuban Revolution
- Gasoline is .22 a gallon
- First year for disposable diapers
- Inflation is only 1.07 %


SEE ANSWER IN NEXT BLOCK

TAKE A BREAK AND LAUGH ABOUT IT..... 
There's always a lot to be thankful for if you take time to look for it. For example, I'm sitting here thinking how nice it is that wrinkles don't hurt.

 
-----------------------------------------------------------------------------------            
The answer to "Can You Name the Year" is 1956


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Rightsizing Your Life
Kazanoff The wife of our interviewee this month, declutter expert, Ellen Kazanoff, has had to walk her talk--she moved from a large house into a beautiful, large 3-room apartment!!

Need help lightening your load? Call Ellen; she is incredible! She will help make your home attractive for you and for your family, even for perspective buyers if you're thinking of selling!! With her background in psychology, she is the perfect one to help you not only clean out but also "handle" it. She will greatly facilitate this transition in your life!! 


Clean Slate Solutions LLC | 908-403-6217 | ellen@cleanslatesolutions.com | http://cleanslatesolutions.com

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Gail Cassidy, gail@coachability.com; (908) 654-5216
http://www.Retired-NextPhase.com

Ed Topar, edtopar@gmail.com 

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