"Life begins at retirement."  -Author Unknown

 

   


Retired--Next Phase 

Retirement - the Best Phase of your life!   

 

 Ed and Gail
Ed Topar and Gail Cassidy
 (formerly THE SEMINAR SOURCE)
February 1, 2014       

      Issue #4, Volume 2       


 

Tomorrow, February 2nd, Punxsutawney Phil will leave his borrow in Gobbler's Knob, Pennsylvania, and predict the remaining duration of this very cold winter. According to the tradition, if Phil sees his shadow and returns to his hole, he has predicted six more weeks of winter-like weather. If Phil does not see his shadow, he has predicted an "early spring."Let us hope he does not see his shadow!!

  

We also have a fascinating story of a retiree whose greatest desire for his retirement is to "stay employed!"

 

In addition, we have an article assuring us that our brains are just fine as we age. Experience has loaded our brains with information double that of someone half our age--that's part of the explanation of why we may sometimes forget things. WHEW!!  

  

Happy February,      

Gail and Ed  



 

TOM, former Marketing/Sales Executive

Spending well over an hour talking to Jersey City native and fellow IBMer, Tom, we found ourselves intrigued by his career path and basic philosophy of life.

 

This bright, articulate, former IBM executive (still retaining his Jersey City accent), has had a career that continues today and one that he can certainly be proud of.

 

At the beginning of the interview, Tom made a comment that applied to many aspects of his life. He said, "Think ahead. Know what is going to happen before it happens."

 

Without a clear career path following his graduation from St. Peter's, Tom's first job was as a claims adjuster for an insurance company followed shortly thereafter by a position preparing legal case files for lawyers before going to court. Although he didn't want to be a lawyer, he found this work interesting and time-wise, convenient, as he was also enrolled in Columbia University's MBA program. His primary objective for getting this advanced degree was "to get a better job." And he did!

 

He quickly learned during this phase of his life the ramifications of completing assignments ahead of schedule; namely, to expect more or more difficult assignments the next time. Later, during his days in an IBM sales career, this lesson was reinforced when astute sales personnel learned not to significantly overshoot their quota requirements because the reward was a significantly higher quota in the following year. This comes back to his simple "Think ahead..." philosophy.

 

In his next job with an insurance company, Tom's desire to get into sales was stifled because their policy at that time was to hire only married men for sales positions. However, once he had his MBA degree, he found he had multiple offers in sales positions from other large corporations-Bell Labs, Proctor Gamble, IBM. He chose IBM. At that time, stellar graduates didn't go to Wall Street or into banking; they went into sales and marketing jobs ala Madison Avenue et al. Tom followed that route.

 

In the first ten of his thirty years with IBM, Tom moved from one location to another in NYC, then to Princeton, and then back to the city, each move propelling him higher and higher in the hierarchy of marketing/sales. Fortunately he, his wife and two children lived in Westfield which enabled him to travel to those various N.Y. metro locations without having to uproot his family and relocate.

 

Toward the end of his IBM career, there were three factors responsible for Tom's leaving the company. They included foreseeing the company's future downsizing, the availability of a great early retirement package, and receiving a great offer from another company. This all fit in with Tom's "think ahead" philosophy.

 

His next position with a smaller company where he was assistant to the president was a definite contrast to IBM in many ways. As an example, sales personnel in that organization didn't have quotas. The owner's philosophy was simplistic: "If you make money, then I make money. Sell as much as you can as fast as you can with no ceiling on your earnings."

 

Five years later, again Tom saw the writing on the wall. The company was going to be bought out by Staples. He was able to get a great buy-out, and on he moved.

 

After leaving his last career job, Tom didn't do much for a couple of years. He even considered starting his own business, but changed his mind when a less costly and far less pressure job was offered to him.

 

Tom's wife, a former IBM Systems Engineer, worked locally. Because of an upcoming vacancy, her boss asked if Tom would consider working there part time (20 hours a week). He took it, enjoys it, and, ten years later, is still there.

 

When we asked Tom what his hobbies were, he said, "Working." Earlier we asked what he was most looking forward to in retirement, and he replied, "Staying employed."

 

When we asked if he had wanted to travel in his retirement, he said, "Definitely not." He explained he had traveled extensively with IBM for both business and pleasure over the thirty years with them and traveled frequently to visit his two children, one who lived in Vail, CO., San Diego, CA., Lake Tahoe, Jackson Hole, WY, and finally has settled in Stowe, VT.

 

With his wife having passed away seven years ago, Tom lives by himself now. When pressed to discuss his future plans, Tom said he eventually sees himself selling his big house and possibly living with one of his children-some day!

 

His advice to potential retirees is two-fold: 1) Plan ahead! and 2) make sure you learn how to use the computer, if you don't already know how.

 

Attitude is so important in any phase of life, and Tom's attitude is positive and is also realistic. Although a very private person, he values working with and interacting with others. He values spending time with his older sister (90) and brother (86) who both live in N.J. He values weekly lunches with friends, regular breakfasts at a local bagel shop, yearly reunions with fellow former IBMers, and visits to his sons. And he still values his philosophy, "Thinking ahead with the objective of knowing what's going to happen."

 

 


YOUR LEGACY RECORDED ON CD AND SOFT-COVER BOOK

It's now February and Valentine's Day!!

What greater Valentine could you give your family
than a book about your life!!

How Will You Be Remembered?

Everyone wants to make a positive contribution, a positive mark on the world. 
When asked, "What do you want to be your legacy?" most of us would say that we want to be remembered well, remembered as having been a loving and good person who was loved in return.

We all, each one of us, wants to be remembered. It's a part of knowing and being known. In the case of our legacy, it is a direct correlation to the eternal nature of how we are designed.

When we think about our legacy, it is an opportunity to think beyond ourselves to the benefit of others, to help instill a sense of purpose in the present. What greater gift can you give your family than the gift of your experiences in life, lived as you lived them. 


Let us record, transcribe, and professionally edit your Legacy.
 

IF YOU ARE INTERESTED IN HAVING US RECORD AND/OR WRITE YOUR LEGACY, SEND US AN EMAIL
(gail@coachability.com or edtopar@gmail.com),
AND WE WILL SEND YOU MORE INFORMATION.


ARE OUR MINDS DETERIORATING BECAUSE WE ARE GETTING OLDER?
A resounding NO!!

Guess what?? Seniors Know More and Use it Better

A steady decline? Experts question whether the human brain really slows down with age. Linguistic experts argue in new research that people's brains do not slow down with age, but actually show the benefits of experience.

Tests that had previously been taken to show mental decline as people age are actually showing the effects of having more information to process.

While accepting that physiological diseases of old age clearly exist, they say that the usual mental changes associated with age are exactly what you'd expect as the brain gathers more experience.

Remembering names

Linguists decided to test their theory using words--specifically the number of words that a person learns across their lifetime.

The lead author of the study, Michael Ramscar, explained it like this:
"Imagine someone who knows two people's birthdays and can recall them almost perfectly. Would you really want to say that person has a better memory than a person who knows the birthdays of 2000 people, but can 'only' match the right person to the right birthday nine times out of ten?"

It's not that people are forgetting words with age; it's that there are more words competing for attention.

People face a similar problem with names: as they age, they learn more names, so one name is harder to recall because it is competing with a larger pool of alternate names in memory. On top of this, names have become varied.
In the 1880s, when trying to recall a woman's first-name, there were about 100 equally possible alternatives. Today you'd be trying to choose between 2,000 likely alternatives.

Age and experience
Even better news for the aging population is that older people are actually making better use of the extra information that comes with experience.
On some tests, related to learning pairs of words, older people do better as they have access to more words which have been learned over a lifetime.

Biology
Excepting real diseases like Alzheimer's, scientists have only discovered that the brain changes with age, not that these changes are the cause of any decline.

If cognitive decline with age really is a myth then, the authors worry, simply being told that your brain slows down with age is damaging. That's because when people are told they are getting more stupid, they behave as though this were true.

The authors conclude by saying:
"...population aging is seen as a problem because of the fear that older adults will be a burden on society; what is more likely is that the myth of cognitive decline is leading to an absurd waste of human potential and human capital. It thus seems likely that an informed understanding of the cognitive costs and benefits of aging will benefit all society, not just its older members." (Ramscar et al., 2014).

LOOKING BACKHeadline

The Rijksmuseum museum in Holland had an idea: Let's bring the art to the people and then, hopefully, they will come to see more - at the museum. They took
 Rembrandt painting from 1642, Night Watch
and brought to life the characters in it, placed them in a busy mall and the rest you can see for yourself!

Click here to see painting come alive!

See the real Rembrandt "Night Watch" picture
QUOTE OF THE MONTH Article Headline


If people concentrated on the really important things in life, there'd be a shortage of fishing poles.
- Doug Larson


CAN YOU NAME THE YEAR?


- The cost of a postage stamp is .03 until August when it goes up to .04
- Elvis Presley is inducted into the Army
- Bridge On the River Kwai wins the Academy Award for Best Picture
- Average yearly wage in the U.S. is $4,600
- 14 year old Bobby Fischer wins the U.S. Chess Championship
- The first Toyota and Datsun (Nisson) cars go on sale in the U.S.
- First U.S. jet passenger flights begin with National Airlines using Boeing 707 planes
- First TV remote control introduced by Zenith Television
- Average cost of a new home is $12,900
- Nikita Kruschev becomes Premier of Soviet Union


SEE ANSWER IN NEXT BLOCK

TAKE A BREAK AND LAUGH ABOUT IT..... 

An old woman is sipping a glass of wine, while sitting on the front porch with her husband, and says.....

" I love you so much, I don't know how I could ever live without you."

Her husband turns to her and asks..."Is that you or the wine talking ?"

She replies..."It's me talking to the wine."


-----------------------------------------------------------------------------------            
The answer to "Can You Name the Year" is 1958


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Gail Cassidy, gail@coachability.com; (908) 654-5216
http://www.Retired-NextPhase.com

Ed Topar, edtopar@gmail.com 

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