Guidewell eNewsletter Masthead

Volume 16  Volume 1
August 15, 2015 
Back-to-School Shopping:
An Opportunity to Teach about Money
 
Allen Cox, Ph.D
Managing Director - Maryland Coalition for Financial Literacy
 
For many parents the annual back-to-school shopping trip is not a pleasant experience.  The student's wants ("This is what I want and I don't care how much it costs") often are not in line with the parent's needs ("Why don't you like the clothes that are marked half price?"). There is a chance for parents to teach a valuable lesson about personal finance whenever they go shopping with their children -- the concept of Opportunity CostView full article 

 

Jim Godfrey
From the President
 
Jim Godfrey
President and CEO
 
As another school year begins, this is a great time to take
stock  and consider how much your entire family knows about personal finance. Studies consistently show that children's money management attitudes and skills are first developed at home. View full article

 

 
FINANCE: It's a Family Affair - Candy's Story

When Candy and her partner Joanne adopted a son four years ago, it was the start of a very personal journey. For years they had struggled with their finances, and money disagreements had taken a toll.  However, a growth in their family brought increased awareness and commitment. View full article

 

                            
School Savings Strategies for Breadwinner Moms
 
Working mothers spend their lives balancing priorities and making sure everyone tows the line. But getting children ready to go back to school can be stressful. There's never enough time or money, and the kids all have their own agendas.  If you're a breadwinner mom, here are a few survival strategies to help you keep your sanity and stay on budget: View full article

 

laptop-family-girls.jpg
Play and Learn Together!
                  
Last But Not Least . . . .
 
Family Finance FUN - Here are a series of free online games and apps that may help you teach your children about personal finance. Who knows? You may even enjoy playing them and learning something yourself! Click here
Final Thoughts -  View these articles
  
Click here to see a copy of the entire newsletter in PDF format.   
 
Contact:
Nancy Stark, CCCS Community Outreach Liaison
[email protected] / 410-357-0614
  
Do you know someone who is having money problems?  Encourage them to call us at 1-800-642-2227.  Please review these important disclosures.
  
Do you have questions about your DMP? 
Call 1-800-571-2227.  We're here to help!

Consumer Credit Counseling Service of Maryland and Delaware, Inc. Now doing business as Guidewell Financial Solutions