Assistant Attorney General
MD Office of Attorney General
Your credit score can affect your ability to buy or rent a home, purchase a car, sometimes even get a job. That's why CCCS recently asked Maryland Assistant Attorney General Karen Straughn to answer eight questions many of us have about credit scores. Here is her response: View full article.
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President & CEO, CCCS of Maryland and Delaware
As part of its mission, CCCS of Maryland and Delaware provides educational seminars and workshops for local community groups on a variety of personal finance topics. For the past three years, "Understanding Credit Reports and Credit Scores" has been our most requested course, and during these presentations, the question we're most often asked is: "How can I improve my credit score?" View full article.
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When Susanne first decided to contact CCCS of Maryland and Delaware, she was under stress, because she'd been receiving several calls a day
from creditors. She knew she needed to make a change, but she didn't want to file bankruptcy. When she heard about CCCS's debt management program (DMP), she thought, "This is an excellent alternative." View full article.
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Did you know your credit score influences the interest rate you pay on loans? This chart shows how your FICO score might affect the monthly payments on a $10,000 four-year loan for a new car. View full article.
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Final Resources
Get Your Free Credit Report - Your credit score is closely tied to the information on your credit reports, so it makes sense to request and review these regularly. We are all entitled to one free credit report from each of the three national credit reporting agencies (Experian, Equifax, and TransUnion) every 12 months. Companies often advertise they can provide you with a free credit report, but there are often strings attached. This is the one website that's officially authorized to provide you with a free copy:
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