Volume 16, Issue 2                                                                                                                  December, 2014 

                        
Beware of Possible Data Breaches 
 
Angie Barnett, President/CEO
Better Business Bureau of Greater Maryland
 

It's that time of year again. Retailers become more competitive, promoting seasonal sales; while shoppers race to find the perfect gifts. Let's face it. We spend a lot of money during the holidays. But, this also means our favorite retailers become prime targets for scammers looking to impose a data breach, unauthorized access to a secure database, which may expose our personal and financial information. View full article.

Jim Godfrey         
Jim Godfrey                            
President & CEO, CCCS of Maryland and Delaware

 

The holidays are clearly a time for reflection and gratitude. CCCS of Maryland and Delaware is extremely thankful for our hard working partners and clients. Those of you who are enrolled in our debt management program deserve particular acknowledgement, because you have taken on a difficult quest. The road to new money managementhabits is a steep one, requiring discipline, flexibility, and persistence. Fortunately, knowledge is power! That's the gift we give to you.     View full article.

           

 

This holiday season is particularly memorable for Scott and his wife Karen. For the first time in a long time, they are finally debt free!

 

Scott's financial troubles began years ago when he was single and critical health problems temporarily made it impossible for him to work. He says, "With no money coming in and watching my savings rapidly dwindle, I began paying the mortgage with my credit cards. But it didn't stop there. View full article

 

volunteer-woman.jpg         

During this season of giving, many worthy charities request help from the community. CCCS of Maryland and Delaware is no exception. As a 501(c)(3) nonprofit agency, we rely on support from people like you. Your generosity makes it possible for us to financially empower local residents and develop partnerships and programs that promote personal finance awareness throughout the year.  View full article.
 
challah-bread.jpg             
Final Resources
 More Articles in this Edition

Holiday Identity Theft and Scam Resources - The hectic pace of the holidays provides identity thieves and scammers with a golden opportunity to prey on distracted consumers. Don't be taken in!  -  View full article. 

Ask A Counselor
Final Thoughts  View these articles.
  
Click here
to see a copy of the entire newsletter in PDF format.
 
Contact:
Nancy Stark, CCCS Community Outreach Liaison
[email protected] / 410-357-0614
  
Do you know someone who is having money problems?  Encourage them to call us at 1-800-642-2227.
  
Do you have questions about your DMP?  Call 1-800-571-2227 or email us at [email protected].  We're here to help!
Like us on Facebook   Follow us on Twitter   View our profile on LinkedIn