Learning to live within our means is a lot like building a house brick-by-brick. It doesn't happen overnight. It takes time, effort, and self-control and requires us to make countless decisions. At times, it may seem like an endless process - especially when we're encouraged to "spend, spend, spend" like we are during the holidays. But if we remain true to our budget and goals, the financial skills and security we gain are worth infinitely more than any tinsel-wrapped gift we might give or receive. View full article.

The holiday season gives scammers a golden opportunity. The hectic pace and increased focus on shopping leave many consumers distracted, so they're easier targets for a rip-off. Here are two of the many holiday strategies scammers use to steal our money, time, and identities -- and ways to avoid being scrooged: View full article.