Featured Article Woman in hospital bed


Many nursing home evictions are just another form of elder abuse

 

By Susan B. Geffen  

 

I very recently had the displeasure of stopping a nursing home eviction dead in its tracks. 

 

Why would someone who wrote a book called  "Take That Nursing Home and Shove It!" do something like that your ask? 

 

The answer is that nursing home residents who are transferred, "dumped" or evicted from long-term care facilities are victims of nursing home abuse. Whether I or you like it, in many cases this has become the individual's home and/or it is all the individual/family can afford. You should know your rights going in and then you will not have to hire someone like me to fight for you. 

 

Rather than have to hire me, I would rather see families who are struggling with a multitude of issues, including how they will pay for care, have the tools at their disposal; you can fight back.

Most of my cases against nursing homes feature me representing a family because the nursing home has applied the wrong standard for Medicare reimbursement. 

 

I might have said this many times before but it is very much worth repeating. 

 

Let's say that you went into the hospital because you had a stroke. Then, the hospital discharges you to a skilled nursing facility to rehabilitate because the right side of your body is compromised; you can't walk, hold a pen and have a difficult time expressing yourself. Medicare will pay for the first 20 days of your stay and then up to 100 days with a co-pay of $157.50 a day (some people buy supplemental insurance which will take care of this co-pay). The facilities like the Medicare reimbursement rate. 

If before your 100 days of Medicare has run out, the facility tells you that you have reached your maximum improvement (in other words, you will not get better with more physical, occupational or speech therapy (covered services under Medicare Part A), it is applying the wrong standard. Skilled nursing care providers cannot stop benefits when they have determined that the patient's condition is not "improving." This is standard does not even appear in the Medicare rules and it is prohibited by a Supreme Court decision. In Jimmo v Sebelious, a federal court judge approved a settlement agreement to prevent the improper denial or discontinuation of Medicare coverage. The Jimmo settlement agreement clears the way to making Medicare coverage available for skilled services to maintain an individual's condition, regardless of the potential to improve. 

 

Even though this ruling came down in 2013, the "improvement standard" still seems to be the defacto policy in every facility. 

 

Why is this a recurring theme? 

 

The answer is easy. The facility is afraid of losing its coverage by keeping someone who does not qualify and then they are out of pocket or they smell a poor person and do not want them to go onto Medi-Cal whose reimbursement rates are  ½ that of Medicare or private pay. And, once a person is in application status with Medi-Cal, they cannot be evicted

 

Click Here to download and read the rest of this article
 

---------------------------------------------------

Planning ahead eases grief for loved ones
Article provided by Dignity Memorial

Though it's not a topic most of us want to think about, planning for what happens after your death and understanding your options can reduce the stress on grieving loved ones. Making decisions now about what happens when you're gone can help assure those left behind that your wishes are being honored.

 

The death of a loved one is always stressful. Fortunately, pre-planning is something you can do now to help your family. Often, family members and friends are unsure of the answers and worry about making poor choices. Pre-planning can help your family make better choices and significantly reduces the number of difficult decisions that traditionally confront loved ones at a time of loss.

 

Pre-planning helps to answer questions like:

 

* Did she want a traditional funeral with burial?

* Didn't he say he wanted to be cremated?

* Should we have the service at the funeral home or our church?

* What music should be played?

 

Click Here to download and read the rest of this article

-------------------------------------------------------
My Watch Dog Watchdog
Alerting you to the latest SCAMS, Elder Abuse, and things that are just plain WRONG!  

IMPORTANT: VETERANS AND SPOUSES

The Department of Veterans Affairs gave notice on January 23, 2015 that it will be changing the rules for pension eligibility. 

Net worth will track Medi-Cal asset amounts; assets will include your annual income. The VA has never had a bright line about the amount of assets that veterans and their spouses who've applied for Aid & Attendance are allowed to have. 

$80,000 has been the most commonly mentioned asset amount, but there has never been a written rule. The new "proposed net worth limit" will be a nationwide number that tracks Medicaid's (Medi-Cal here in California) maximum community spouse resource allowance. This amount is currently $119,220. 

However, unlike Medi-Cal, the VA's will add an applicant's annual income and assets to see if a veteran or spouse is over the $119,220 limit. 

There will also be a 3-year look-back on asset transfers which can cause a 10-year penalty period to be imposed.  The VA has never in the past imposed a transfer penalty on veterans who gave away money to qualify for the Aid & Attendance pension. 

We will keep you up to date on how this issue progresses. 

Need to consult with me? 
Why not do it over the phone?Toll-free 1 (888) 422-6070 
=====================
2015 
Free Event Calendar
 
Click on the seminar you wish to attend: 

More events will be added in the near future including Marina Del Rey and Newport Beach. 
======================
I will be speaking at the American Jewish University on Sunday, March 22. 

Looking for a Public Speaker?

Many corporations and organizations have hired me to speak about aging in America.
If you know of a speaking opportunity please email joel@susanbgeffen.com

----------------------------------
Join the 
conversation 
Over 10,000 already have! 
Go to Facebook.com/eldercareguru
 
 
Susan's Contact Information:

Susan B. Geffen
Elder Law & 
Elder Care Consulting
Trust, Wills, Conservatorships, 
Medi-Cal, VA Accredited

Offices throughout Southern California. 
 
 
susanbgeffen@gmail.com

Office: (888) 422-6070

Telephone consultations available. 

Featured 
Susan's Picks
Trustworthy 
service providers


Click on the blue links to learn more about them. If there isn't a Susan's Pick in your area, feel free to call me and I will help you find one. 
CapTel Phone Use 
National Sponsor 
of Susan B Geffen

Dignity
Regional Sponsor 
of Susan B Geffen


Jay's Hearing Aid Center