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Attend and you could win $500 cash or other great prizes
KAR Annual Convention & Expo  
September 24-26 
Galt House, Louisville, KY 
Registration is open
All attendees will have the chance to walk away with $500 cash in the door prize drawing. Great speakers, entertainment and networking for a very low price. If you haven't attended in the past, this is the year to reconsider.

FHA/Fannie and Freddie reform: the PATH Act      


Over the next week Congress will be working on a number of legislative issues in Washington, D.C. Congress adjourned for its traditional "August Recess," which represents an important opportunity for REALTORS® to directly engage with Members of Congress on our home field. The issues facing REALTORS® affect the fundamental elements of real estate: financing, taxes and property protection. FHA/Fannie and Freddie reform is tops on the list.


Read More 

Member survey launched - win up to $100      


KAR is conducting a comprehensive member survey to gain a better understanding of our membership demographics as well as to receive feedback to gauge our effectiveness as an association.

A drawing will be held for members who complete the survey - a $100 gift card will be given to a top prize winner and two (2) additional members will receive a $50 gift card each. The survey is over 30 questions, however, many of them are demographic questions - the whole survey should take 5-7 minutes, maybe less. You should have received an email last week with a link to the survey. If you overlooked it, no worries, KAR will be sending out a couple of reminders in the coming days.

In addition, a $100 gift card will be awarded to the local board/association that has the highest percent of their membership complete the survey. 

Ninja Selling

Monday, September 23
Galt House Hotel
Louisville, Kentucky
10am - 6:30pm EST
Instructor: Mike Selvaggio

Group pricing:
1 person - $150
2 - 4 people - $125 each
5 or more - $100 each
Current CRS and/or GRI designees - $75
Approved for CRS and GRI elective credit and pending CE credit
Register Here

Professional standards scholarship winners     


KAR is pleased to announce the 2013 recipients of the Professional Standards Education Seminar Scholarships.

Louise Miller, a member of the GLAR, has her broker's license and has over 31 years of experience in real estate. Louise has volunteered for professional standards at the local and state associations for the past six years and also serves as the 2013 Chair of the Professional Standards Committee for the state association.

John Elling, a member of the Lexington-Bluegrass Association of REALTORS® (LBAR), was selected as LBAR's representative. John has his broker's license and has earned his GRI and CRS designations. With over 28 years of experience in real estate, John has served on LBAR's Professional Standards committee for 22 years.

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Minnesota defeats sales tax on services       


Just as Kentucky could be facing a similar proposition in the future, Minnesota recently defeated a proposed state sales tax on real estate services which would have added $1,500 to the cost of buying and selling a $250,000 home. The success of MN in this fight (and the fact that another state is in this fight) shows why KY must stay updated with tax discussions in Frankfort. See below for the Kentucky Homes Matter campaign.

Read More 

KentuckyHomesMatter.com - new tax education website launched  


As Kentucky continues to fight budget issues, KAR has taken a proactive approach to educating members, consumers and legislators on why home ownership is important to Kentucky. The focus begins on protecting crucial tax benefits for home ownership and keeping sales tax on services from being placed on the transfer of property. If you want to learn more, the website includes information as well as a downloadable flyer.

Visit the website 

From the KAR blog:    


For the latest headlines, click here (there are hundreds to view) or check out some of the most popular posts below:

NAR statement on President Obama's Housing Finance Reform speech

10 reasons why real estate professionals should be on Google+

Kentucky school survey results posted online

Four ways to reach home buyers using social media

A crash course on insulation for consumers

Home buyers biggest mistakes and other traps to avoid

Average 30-year mortgage rate jumps to 4.4%

Subscribe: You can subscribe to receive daily updates by clicking the links on the right hand side of the blog home page. Guaranteed at least one new post daily.

Don't wait, apply now - KY REALTOR license plate 

Now accepting credit card payment with registration 

KAR received approval from the state to produce an official KY specialty license plate. To start production, KAR needs to have 900 applications and fees collected. This is your chance to show off your REALTOR pride and support the real estate industry. If you want to learn more or have an interest in having your own plate, check out the instructions on the webpage.

Read More 


Target:RPAC is being held once again during Convention (you don't have to be present to win) - darts are now available for purchase - $50 each - with the chance to win over $2,500 in cash and prizes by stepping in the "Money Machine."

Read More 

CORE course available online - Save 20% now  

Also provides six (6) hours of law CE credit    

Save 20% when you register for limited time only
Register Now

KAR Awards - nominations accepted       


Nat Sanders Education Award

Deadline: Thursday, August 15, 2013

REALTOR® Community Service Award
Deadline: Thursday, August 15, 2013

GRI: Get a freebie, audit discount offered      

KREEF offers rebate when program is completed      


That's right, if you complete your GRI designation by the end of 2014, no matter how many courses you have left to take, KREEF will reimburse you the cost of your last GRI course* (1 through 5). Even if you only have one course left to complete the program, you qualify. When you send in your completed GRI application, KREEF will send you a rebate on your last course. Call 800.264.2185 for details. *Rebate equal to the early-bird registration price.

September 5 & 6 - GRI 1: Professionalism in RE - Louisville, KY
September 23 - GRI Elective: Ninja Selling - Louisville, KY
November 14 & 15 - GRI 5: Systems for Success - Louisville, KY

Also, if you currently hold a GRI designation, you can audit any of the GRI courses (1 through 5) for only $50. By auditing a course, you not only receive updated information to help in your business, you also receive the continuing education credit associated with the course. It's a win-win!

GRI Course Schedule

Course Descriptions

Instructor Bios

Learn more or register for GRI courses

GRI/CRS Elective Course - Ninja Selling - September 23

At Home With Diversity - Online Course
Save 15% through August    

Counts as GRI elective and 3 hours elective CE credit in KY.

Appraisal courses now being offered online      

KREEF is now offering online appraisal courses through McKissock Online Education. These courses include the USPAP course as well as a selection of over 20 elective courses needed to complete the annual training requirements.

The classes are approved by the Appraisal Qualifying Board (AQB) and also approved for Continuing Education by the Kentucky Real Estate Appraisers Board.

Learn More 


GEICO insurance discounts: Get a quote   

KAR and GEICO are working together to bring exclusive savings to members. Contact GEICO for a free quote on auto, homeowners, renters and motorcycle insurance to see how much you could be saving. And don't forget to mention your KAR affiliation, you could qualify for an exclusive member savings opportunity. Visit the link below for an online quote or call 1-800-368-2734 for your free rate quote by phone.

KHC offers Conventional No MI Program     


Wouldn't your clients love to have up to another $1,000 a year? With the exclusive Kentucky Housing Corporation (KHC) Conventional No Mortgage Insurance Program (No MI), they can!

KHC's No MI comes just as the Federal Housing Administration raised the monthly Mortgage Insurance Premium factors. This program enables eligible borrowers to go up to 97 percent of purchase price without having to pay upfront or monthly mortgage insurance. Based on a purchase price of $125,000, this could mean a savings of up to $1,000 a year!* Borrowers will have access to KHC's Down payment Assistance Programs, as well! For full details and terms, visit KHC's Web site, under Lenders/Realtors, Lender Services, Conventional No MI Program.


*Terms and conditions apply. Please visit KHC's Web site for full details.  


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August 2013


In This Issue
KAR Convention
FHA/Fannie & Freddie
Member survey
Ninja Selling
PS scholarship
MN sales tax on services
KAR blog
KY license plate
CORE course online
KAR awards
Broker Involvement Program
OK disaster relief
Quick Links

2013 Housing Pulse Survey from NAR 

NAR's tenth Housing Pulse Survey shows a stronger environment for home sales and home ownership and less concern about jobs and foreclosures than in 2011. While economic uncertainties remain, it's clear that Americans are more upbeat about real estate sales and home ownership.

Read More
Broker Involvement Program 
Chance to win an iPad

Get involved in a program that will boost Kentucky's Call-for-Action response rates and you have a chance to win an iPad.

If you are a real estate broker in Kentucky, please enroll (it's free and easy), and if you are an agent, please encourage your broker to join.

 Learn more and enroll

2013 RPAC Totals

What to know where your association stands in RPAC giving for the year, what your annual goal is or how you compare to the rest of the state? Check out the chart here.

Need referrals? Advertise in the KY REALTOR Magazine

New for KAR members, the chance to advertise in the only state-wide real estate publication is now available. Limited space is available so act now to be included. Pricing is affordable. To learn more, email hcooper@kar.com, call 800.264.2185 or click here.

KAR Affinity Partners 

GEICO (New Program) 

Contact GEICO for a free quote on insurance to see how much you could be saving. And don't forget to mention your KAR affiliation, you could qualify for an exclusive member savings opportunity.  


KAR members can save up to 30% on UPS shipping. Members currently enrolled in the UPS Savings Program must re-enroll to take advantage of this new exclusive offer.


Showing Suite
Get feedback on your listings, improve communication with your sellers, and set yourself apart from your competition with HomeFeedback®.

Drug Card

As a member, you, your family & friends may be able to lower your prescription drug costs.

Nationwide Insurance
Offering you a special insurance program that could save you up to $500 with special rates on your auto policy.

Read More


Register for this free service and give first responders the information they want to have in the event of an emergency. This information is immediately displayed to the 9-1-1 call taker when you call - providing information that can be used to facilitate the proper response to the proper location.

Read More

KAR social networks 

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