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Resources available for Nationwide Open House

April 20 & 21, 2013    

KAR is gearing up for the biggest housing event - a weekend of Nationwide Open Houses. The purpose is to encourage those who are thinking of buying a home to take advantage of unique home market factors including low interest rates, good selection of inventory and Kentucky's low cost of homeownership. REALTORS® should also take this opportunity to educate potential home buyers on the benefits of home ownership.

KAR has made several resources available on the website for local associations and members to use.


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Open house tips 

Award for MLS violations upheld    

Award for MLS violations upheld April 14, 2013 by hunt Filed under: General, Legal (Edit) A Pennsylvania court has considered whether a MLS participant was properly sanctioned for violating a stipulation agreement he entered into with a REALTOR® association.

In 2007, Thomas Wilkins ("Broker") filed a lawsuit against the Pike/Wayne Association of REALTORS® ("Association") after the Association removed some of the Broker's listings from the Association's multiple listing service ("MLS") that were listings of non-MLS participants. The parties entered into a settlement agreement ("Stipulation") that was filed with the court. In the Stipulation, the Broker agreed to: abide by the MLS's rules; provide the Association with a verification form for all listing agreements; and he would only place listings into the MLS secured by him.

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FHA loans pricier, more MI changes coming     

The Federal Housing Administration starting charging borrowers higher mortgage insurance premiums on new FHA loans at the beginning of April.

The annual fee on most FHA loans increased by 0.1 percent April 1. While it may sound small, this is one of a series of mortgage insurance hikes the FHA has implemented over the years. The fee has nearly tripled since 2008. Mortgage insurance changes will be starting in June as well.

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GRI: Get a freebie, audit discount offered      

KREEF offers rebate when program is completed      


That's right, if you complete your GRI designation by the end of 2014, no matter how many courses you have left to take, KREEF will reimburse you the cost of your last GRI course* (1 through 5). Even if you only have one course left to complete the program, you qualify. When you send in your completed GRI application, KREEF will send you a rebate on your last course. Call 800.264.2185 for details. *Rebate equal to the early-bird registration price.

Also, if you currently hold a GRI designation, you can audit any of the GRI courses (1 through 5) for only $50. By auditing a course, you not only receive updated information to help in your business, you also receive the continuing education credit associated with the course. It's a win-win!

GRI Course Schedule

Course Descriptions

Instructor Bios

Learn more or register for GRI courses

Classroom courses   

April 19
- CE - Cadiz, Lake Barkley - Instructor: Harry Borders
April 24 - CE - Henderson - Instructor: Ginny Lawson
April 25
- CORE - Henderson - Instructor: Ginny Lawson     

Register Now

From the KAR blog:    


For the latest headlines, click here (there are hundreds to view) or check out some of the most popular posts below:

Real estate agents owe lots of duties. But to whom?

Kentucky has highest percent of "zombies"

Student debt stalling housing market

Freddie Mac shares optimistic outlook for 2013

How much longer will mortgage rates stay low?

The good, bad and ugly: social media's impact on your brand

Win the listing before you get to the presentation

Subscribe: You can subscribe to receive daily updates by clicking the links on the right hand side of the blog home page. Guaranteed at least one new post daily.

Join RPAC at Churchill Downs      

Wednesday, May 1, 11am - 6pm

Join RPAC for a day at the races! Watch the nation's finest horses compete at Churchill Downs from a luxurious First Turn Suite with upscale amenities. Members will enjoy a buffet lunch, open bar, and betting window inside this elegant, climate-controlled hospitality suite with panoramic windows, hardwood floors, granite counter tops, and several interior televisions with surround sound. Don't miss it! Secure your tickets TODAY! Members can purchase a ticket for a $250 contribution to RPAC.

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CORE course available online - Save 20% now  

Also provides six (6) hours of law CE credit    

Save 20% when you register for limited time only
Register Now

KAR Awards - nominations accepted       


REALTOR® of the Year Award (Word version)
Deadline: Saturday, June 1, 2013

Distinguished Service Award
Deadline: Friday, June 14, 2013

Nat Sanders Education Award
Deadline: Thursday, August 15, 2013

REALTOR® Community Service Award
Deadline: Thursday, August 15, 2013

      KAR Summer Business Meeting      

Lake Barkley, Cadiz, KY
June 19 - 21, 2013
Register Here 

Appraisal courses now being offered online      

KREEF is now offering online appraisal courses through McKissock Online Education. These courses include the USPAP course as well as a selection of over 20 elective courses needed to complete the annual training requirements.

The classes are approved by the Appraisal Qualifying Board (AQB) and also approved for Continuing Education by the Kentucky Real Estate Appraisers Board.

Learn More 

Go green in April and save 25%         

Celebrate Earth Day in April and save 25% on the online Green Designation Bundle. This course examines the latest trends in green building technology as well as consumer demand for homes that are environmentally certified or that incorporate green features. Many benefits are included.


Register Here 

Good Neighbor Awards - nominations open      

Deadline for entry is May 20     

The Good Neighbor program - now in its 14th year - recognizes REALTORS whose extraordinary commitment to community service has helped make their communities better places to live. In October, five winners will be announced and will be recognized at the 2013 REALTORS Conference & Expo in San Francisco. Five winners will receive a $10,000 grant for their community cause, travel expenses to the convention, and extensive publicity to benefit their cause. In addition to the winners, five honorable mentions will receive $2,500 grants. Eligible activities include any volunteer work that helps improve the quality of life in a community.  


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Apply for a KY REALTOR license plate 


KAR received approval from the state to produce an official KY specialty license plate. To start production, KAR needs to have 900 applications and fees collected. This is your chance to show off your REALTOR pride and support the real estate industry. If you want to learn more or have an interest in having your own plate, check out the instructions on the webpage.

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GEICO insurance discounts: Get a quote   

KAR and GEICO are working together to bring exclusive savings to members. Contact GEICO for a free quote on auto, homeowners, renters and motorcycle insurance to see how much you could be saving. And don't forget to mention your KAR affiliation, you could qualify for an exclusive member savings opportunity. Visit the link below for an online quote or call 1-800-368-2734 for your free rate quote by phone.

Win a chance to attend the 2014 NCAA Final Four


Watching the game is a blast, but it's better when it helps your business. If you win the UPS trip for four to the 2014 NCAA Final Four, you could take your colleagues on a much-needed break, or treat your favorite clients instead. Sign up now - the more you ship with UPS, the more chances you'll have to win.

KAR members can save up to 30% off UPS Express air and international shipments. All this with the peace of mind that comes from using the carrier that delivers outstanding reliability, greater speed, more service, and innovative technology. UPS guarantees delivery of more packages around the world than anyone, and delivers more packages overnight on time in the US than any other carrier.

Members currently enrolled in the UPS Savings Program must re-enroll to take advantage of this new exclusive offer.

KAR members can save:
* Up to 30% on UPS Next Day Air® and Worldwide Express®
* Up to 23% on UPS 2nd Day Air®
* Up to 10% on business services at The UPS Store®

Sign up today

KHC offers Conventional No MI Program     


Wouldn't your clients love to have up to another $1,000 a year? With the exclusive Kentucky Housing Corporation (KHC) Conventional No Mortgage Insurance Program (No MI), they can!

KHC's No MI comes just as the Federal Housing Administration raised the monthly Mortgage Insurance Premium factors. This program enables eligible borrowers to go up to 97 percent of purchase price without having to pay upfront or monthly mortgage insurance. Based on a purchase price of $125,000, this could mean a savings of up to $1,000 a year!* Borrowers will have access to KHC's Down payment Assistance Programs, as well! For full details and terms, visit KHC's Web site, under Lenders/Realtors, Lender Services, Conventional No MI Program.


*Terms and conditions apply. Please visit KHC's Web site for full details.  


This is an advertisement 
April 2013


In This Issue
MLS violations
FHA loans
CORE course online
KAR blog
KAR awards
Summer meeting
Appraisal courses
KY license plate
Quick Links

Need referrals? Advertise in the KY REALTOR Magazine

New for KAR members, the chance to advertise in the only state-wide real estate publication is now available. Limited space is available so act now to be included. Pricing is affordable. To learn more, email hcooper@kar.com, call 800.264.2185 or click here.

KAR Affinity Partners 

GEICO (New Program) 

Contact GEICO for a free quote on insurance to see how much you could be saving. And don't forget to mention your KAR affiliation, you could qualify for an exclusive member savings opportunity.  

UPS (New Program) 

KAR members can save up to 30% on UPS shipping. Members currently enrolled in the UPS Savings Program must re-enroll to take advantage of this new exclusive offer.


Showing Suite
Get feedback on your listings, improve communication with your sellers, and set yourself apart from your competition with HomeFeedback®.

Drug Card

As a member, you, your family & friends may be able to lower your prescription drug costs.

Nationwide Insurance
Offering you a special insurance program that could save you up to $500 with special rates on your auto policy.

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Broker Involvement


Get involved in a program that will boost Kentucky's Call-for-Action response rates. If you are a real estate broker in Kentucky, please enroll (it's free and easy), and if you are an agent, please encourage your broker to join this effective network of broker leadership in public advocacy for REALTORS® across the United States.

Learn more and enroll here (to enroll, click the "Join the Program" button on the left side)

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