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Your e-Statement's Ready


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Mother's Day -- May 10th

   


Holiday Closings

May 25th -- Memorial Day

Memorial Day




You're Invited to the Annual Meeting of the Membership of PCCU!

Join us on Thursday, May 28th at Reid Hospital's Lingle Hall for the Annual Meeting of the Membership at 6:00 pm. Appetizers will be served, followed by Mr. Molecule's Bing Bang Boom Science Show. Kids will have the chance to volunteer for fun activities that encourage them to wonder and learn! Following the show we will have the business meeting and then finish the evening with more than $1,000 in door prizes.
 


Welcome Darryl Gaston!
Richmond's Newest Loan Officer

Darryl has joined the PCCU team at our Richmond east side branch. With a background in mortgage lending, he's a strong addition to our lineup and ready to start serving members.

He looks forward to meeting and helping you. Stop in and say hello to Darryl and make him feel like part of the PCCU family! We wish him the best of luck, we know he'll do well.
 
 
Member Appreciation Days!
Thank You!
 
We'd like to celebrate you, our members with a little summer time treat. Visit the PCCU branch nearest you between 11:00 am and 2:00 pm on June 11th &12th for hot dogs.

The PCCU cooperative is strong because of members (our owners) like you and we like to show it whenever we can! Your deposits help other members buy cars and homes, and your loans help us pay dividends to our depositors. When we all bring something to the table every member wins!

Thank you for banking with PCCU!
 
Planning for Retirement?
Finances frightening you? 

Are you looking to retire in the next five to ten years? Looking at the debts still hanging over your head, wondering how you can get them paid off or at least into one smaller and more manageable monthly payment? Perhaps it's time to consider a home equity loan. You can use the equity that you've built up in your home and make it work for you by consolidating your higher interest rate debts like credit cards and personal loans into one payment that's smaller because the rate is lower and the payments are made over a ten to fifteen year term. Come on in and ask one of our loan officers to run the numbers and see if a home equity loan is right for you!

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Saving Tips for First Time Homebuyers
How you can set aside money for the down payment on your first home!
 

Trying to save money for a down payment on your first home? It can be hard to save for such a big goal that can be a ways off. Here are a few shortcuts that make it easier to grow that down payment fund.

 

First, add an additional savings account to your PCCU account and name it to remind yourself what you're saving for, like "House Fund", "Down Payment Money" or even something fun like "Bye Bye to Mom's Basement $$$" or "Audios Landlord". Then automate your savings by having your direct deposit split and have a consistent amount put in there without having to think about it every time you get paid. You can also sign up for PCCU's E-Z Saver feature on your debit card. Every time you make a purchase with your PCCU Visa Debit Card we'll round up to the nearest dollar and transfer the difference to your savings account. The more you use your debit card, the more you'll save!

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Next, look at your monthly budget and see if there is anything you can cut out to direct more into savings. Maybe trim out the extra sports and movie packages from your cable bill. Try cutting back on name brands when you go shopping for groceries and consider buying the store brands. When you splurge on something like a premium coffee or drinks out, a meal at a restaurant, etc, put an equal amount in your savings. If you don't really have the money to do both then perhaps reconsider the purchase, or perhaps find a less expensive option.


 

 

Learn to cook! Sure it's quick to drive through and grab breakfast on the go. But it really doesn't take much longer to fry up a couple of eggs and make some toast at home for a fraction of the cost. Know you've got a long day ahead of you and you're probably not going to feel like cooking when you get home? Instead of ordering pizza fire up your crock pot and set something up to cook all day long, then when you get home you just have to serve and eat.


Keep track of your expenditures. To make it easy and take a photo of every receipt you get over the course of the month. Then at the end of the month review them all and see where you can cut back and save. Do you really need that venti late everyday?


These are just a few good tips to get you started. For more ideas, like and follow us on Facebook and you'll get our weekly financial tips on Mondays, money and time saving recipes on Wednesdays and Greener Living tips on Friday, that will all help you save money you can use for your down payment!

Position Open!
Part-time MSR


Perfect Circle Credit Union has an opening at our Richmond branch for a Part-time Member Services Representative, approximately 22 hours per week.  Duties include a wide variety of teller tasks associated with the processing of member transactions: deposits, withdrawals, loan payments.

PCCU fosters a customer oriented sales culture in which the Member Service Representative provides responsive, accurate and professional service to members visiting our branch.  Excellent listening skills, math aptitude, basic computer and communications skills are essential.

Applications are available at any branch & online www.pccu.com



MAIL APPLICATION/RESUME TO:
 
PERFECT CIRCLE CREDIT UNION HR DEPT.
PO Box 29 
HAGERSTOWN  IN  47346 

Or E-mail: [email protected]


PCCU is an Equal Opportunity Employer.


Disclaimer:  Please note that e-mail is not a secure method of communication and should not contain personal information such as account numbers, social security numbers, etc., as people other than your intended recipient could intercept and read your message.
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