PCCU Newsletter
 Holiday Closings

 

Martin Luther King Jr.          

Monday, January 20th

Martin Luther King Day

 

 

 

Marta Call

Set to Retire

  
  

Marta Call joined our team in the spring of 2005 as the manager of our new Richmond east branch. Marta brought years of talent in the banking industry, but more importantly she brought a passion for people. 

 

Her goal was always to help the member. She took care of her members like they were family because to Marta they were family. She was extremely successful in her roles at PCCU and was a mentor to many.

 

Marta's enthusiasm and friendship will be sadly missed at PCCU.  Marta plans to spend her retirement with her 'grand babies' and some well deserved R&R.

 

    

 

Pam Tucker Celebrates

25 Years Service

  
  

 

Congratulations to Pam Tucker for

25 years of service at PCCU. Pam is VP Finance and plays a key role at the credit union and to its employees.

 

Thank you Pam for your dedication and service!

 

  

 

  

5 Ways to Get Off  

The Naughty List

  
Were you naughty and spent too much on Christmas this year? Here's 5 ways to help get you off the naughty list:
 
#1   1.99% PLATINUM VISA
Do a balance transfer @ 1.99%APR. The rate stays until July 2014 & then reverts back to the LOW 9.25% APR.
 
#2   PERSONAL LOAN
Borrow up to $20,000 for 5 years
 
#3   30 DAY LOAN
Borrow up to $600 for only $18
Apply at Branch
 
#4   SKIP-A-PAY YOUR PCCU LOAN
Skip 2x/yr and you choose when!
 
#5   2014 CHRISTMAS CLUB
Prepare for next year!
 
 

January 2014 Newsletter

  

 

ALERT: Computer Scams  

  
Do you ever get email messages from people or companies you have never heard of, telling you that there is a problem with your account or order?  These are phishing scams aimed at infecting your computer with viruses or stealing your personal information.  Phishing email scams are an ongoing problem, to learn how to protect yourself from these scams please see: www.OnGuardOnline.gov/phishing
   
  

 

PCCU Announces Three New Services Coming in January 2014

 

 

 

 


 

#1 Health Savings Accounts

 

A health savings account can help you stay on top of rising health care costs and provide you with tax-deferred savings.

 

To keep your balance when faced with mounting medical expenses, a health savings account (HSA) may be a viable tool for you.

 

With its various features and financial benefits, you'll not only have protection against major health care costs, but a potential reservoir of tax-deferred savings if you don't need the HSA assets for medical expenses.  

 

Some benefits include:

 

* Protection against catastrophic medical expenses

* Savings tool with investment earnings

* Flexibility to pay current medical expenses or save for future needs

* Balance carries over from year to year

* Tax-deferred earnings

* Tax- deductible contributions

* Remains with you regardless of change in coverage or employment

 

Learn more about HSAs and find out if you are eligible to have one by picking up a brochure at one of our branches.

 

 

 

#2 Mechanical Repair Coverage

 

 

We are excited to announce this new service coming in January 2014.   

 

What is Mechanical Repair Coverage (MRC)?

It's hard to anticipate vehicle repairs and maintenance.
Budgeting for this can be difficult and can tie up funds earmarked for other needs. MEMBER'S CHOICE� Mechanical Repair Coverage (MRC) helps pay for repairs on your vehicle*, giving you more control to help you keep your car on the road where it should be.

 

How does it work?
If your vehicle breaks down, Mechanical Repair Coverage pays
for the cost of covered repairs, less any deductible, at any
authorized repair facility in the U.S. or Canada. By taking a few
simple steps while signing your loan paperwork, you're taking
responsibility for your financial future. Your PCCU loan officer can show you how.

 

You can cancel within 60 days for a full refund. Or you can cancel anytime after that for a pro-rated refund. If at any time you have questions, simply contact your credit union.

 

Why is it valuable?
Typically, as the age of your vehicle increases so does the average cost of repairs. That's why Mechanical Repair Coverage is so valuable. Additionally, MRC provides rental reimbursement, 24-hour emergency roadside assistance and travel expense reimbursement. And if you sell your vehicle privately, the coverage can be transferred.

 

Be sure to ask a PCCU employee for a brochure which will explain the exact terms, conditions, and exclusions of this voluntary product.

 

* Up to your policy maximum per terms of your contract agreement.

  

  

 

 

 


 

 

#3 AskAuto App

 

 

Buying a car? The AskAuto™ app can help. Find the perfect car and perfect loan with the new AskAuto app for your smartphone or tablet.

 

Whether you're buying a vehicle now or in the future, we've got a powerful new shopping tool that can help make your shopping experience easier. 

 

With the AskAuto app, you can:

 

* Scan VINs to get average retail cost and EPA mileage estimates 
  on cars you like.

 

* Compare, rank and save notes on vehicles you want to buy.

 

* Learn which loans might be best for you.


* Apply for a loan anytime, anywhere using your smartphone
  or mobile device. Just scan your driver's license* and the AskAuto
  app prefills the loan application with your personal information
  and vehicle info for the car you're interested in. Saves you time and
  key strokes.

 

 More details to be announced in our February e-newsletter edition and our website.

 
Hagerstown (main office)            Richmond                   New Castle                    Online
631 E Main Street                       77 S. 37th Street        2306 S. Memorial Dr.      www.pccu.com
765.489.4571                             765.965.7400             765.521.2215
  
*This institution is not federally insured.
  

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