Doris Peter, Director of Consumer Reports Health Ratings Center was recently one of our panelists on Empowering Connecticut's Newly Insured - Identifying the Gaps in Accessing Health Care - when we talked about the barriers and obstacles for those who are newly insured through our exchange. 

It turns out that when signing up for an insurance plan, it took eleven clicks to find out what prescription and over the counter drugs were on each insurer's formulary.  How many of us who have had insurance for years know what a formulary is and how it will impact the money we spend? Doris knows her way around the Internet and it was challenging for her, so some rainy day why don't you try to see how long it takes you.

We all need plain language and we need to know costs.  Let's make it simple. When we sign up for a plan, we want to know the pharmacy networks, if we need prior authorization for specialty drugs, step therapy restrictions, excluded drugs and supplies, cost sharing, co-pays and drug deductibles.  

When their profits are so high, is that is too much to ask?