April 06, 2017

60-day delay for DOL fiduciary rule    
The rule affecting advisors in the retirement space was set to go into effect on April 10 
The Department of Labor has issued a 60-day delay for the applicability date of the DOL fiduciary rule affecting advisors in the retirement space. The rule was set to become applicable on April 10. Previously, as NAIFA and our coalition partners emphasized to the new administration just how important the issue is, President Trump instructed the DOL to review the rule to determine whether it will harm consumers. Specifically, he directed the DOL to determine if the rule will: reduce consumer access to retirement products, adversely affect investors or retirees, or increase "the prices that investors and retirees must pay to gain access to retirement services."

Life Insurance within a Divorce Decree 
Using Universal Life Insurance to Satisfy the Requirements of a Divorce Decree
When a couple gets divorced, the court often requires alimony or child support payments. But, what if the spouse who is responsible for the court-ordered payments dies? 
The surviving ex-spouse will no longer receive payments and may not have the means to support himself or herself, or to adequately support their family, if children are involved. 
That's why an increasing number of decrees require the support-paying spouse to purchase a life insurance policy on his or her life with their ex-spouse as the beneficiary - at least for a specified period of time. 

One America Training
Hybrid Life and Annuity LTC

As a financial, investment, retirement, or accounting professional, long-term care planning can be challenging--specifically because it may not be the primary
 focus of your practice. In fact, you may even avoid it. Yet at the same time, learning about long-term care could be one of the most crucial ways to serve your clients. Apotential exposure so great, it could render all other strategies meaningless.  
Join One America for a free webinar and learn options available for your clients with the Care Solutions--a portfolio of asset-based LTC products that can provide tax advantages and benefits even if care is never needed.

MDRT Minute 
Legends and Legacies 
Is it possible for different approaches to bring success, wonderful opportunities and inspiration to our colleagues and families? This learning experience focuses on two different visions brought to you in frank discussion from two legendary MDRT mentors. 
Hear Past MDRT Presidents Brennan and Rogers describe proven strategies for success in life and business with different paths to stardom, including ideas you can put to work in your practice today to lead confidently and leave a lasting legacy.

Sales Idea: Informal Business Valuation
TBA Tip  

The reports provided through Principal's Informal Business Valuation and Buy-Sell Review services offer important information to business owners about the impact the value of their business and/or the state of their buy-sell strategies can have on many aspects of their financial future. And that, in turn, can lead to additional life and disability insurance sales for you.

Take the hassle out of underwriting                  
No Exams with SBLI

SBLI has a program that will allow clients 18-60 applying for $500,000 or less to purchase coverage and never have to do an exam. 

We feel like saving time in underwriting and delivering a better customer experience is worth the extra cost.  In fact, beginning April 3, 2017, we will be contacting you about the option of moving a case each time we receive an application that fits into the parameter of the program.

For Free

The TBA Mobile App was designed to give advisors the ability to be more efficient while away from the desk. This app has all of the tools needed to create sales as well as process paperwork more efficiently. It can be downloaded on your phone or tablet. It is available to download for free from the app stores of Apple, Android, and Kindle.

Available tools include:
  • Instant Term Quotes 
  • Online Application 
  • Needs Analysis
  • Licensing 
  • Direct Dial TBA Employees
1-Page App

Upcoming Webinars 

On Demand:
Tennessee Brokerage Agency | 865-588-9555 | www.TBA.com


Tennessee Brokerage Agency | 6508 Baum Dr. | P.O. Box 11767 | Knoxville | TN | 37919