March 3, 2016
5 Key Pitfalls of Retirement Planning Tools
Why Those Online Self-Service Tools Aren't the Best

A recent research study found that publicly available retirement planning tools exhibit substantial drawbacks, making the results far from optimal for individuals seeking help in planning for retirement. 

Here are five pitfalls you may encounter using the tools:
  1. Lack of decumulation options
  2. Exploitation of naive users
  3. Lack of precision in considering variables
  4. Inaccurate assumptions
  5. Failure to recognize a range of important risks and factors
A Closer Look at AG49
What You Need to Know

LifeTrends has taken the time to delve deep into AG49's regulations and provide you with a better understanding of how it will affect you. The resource includes an introduction to AG49, Rationale for it, Use of an Actuarial Guideline, the Goals of AG49, Bechmark Index Account, and much more.

New Product Alert!
B anner
OPTERM 25 from Legal & General

Legal & General (Banner) is known for its expertise in the level-term life insurance marketplace, and they have just announced a new addition to its term portfolio: OPTerm 25. This is another opportunity to close the coverage gap for your prospects. 
TBA Webinar
Open Sales Opportunities in the Business Market

Join us for a webinar on Wednesday, March 23 at 2 p.m. 

In this presentation, you will learn:
  • How the Principal Informal Business Valuation and Buy-Sell Review can help you identify and quantify business owner needs.
  • How you can use them to open opportunities with business owners - who to approach, what to say, etc.
  • How to identify sales opportunities from the actual output.
Tennessee Brokerage Agency | 865-588-9555 |

Tennessee Brokerage Agency | 6508 Baum Dr. | P.O. Box 11767 | Knoxville | TN | 37919