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A Newsletter Committed to Independent Insurance Agents Success & Engagement 

May 10, 2016

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The Significance of Underwriting in the Claim Process
By Aaron Simon

Many people think that underwriting activities and claims activities are completely distinct processes.  This is not true.  In claim and litigation situations the underwriting file is often an important and significant item.  As a litigator when I am involved in defending an insurance agent in an errors and omissions claim or representing an insurance company in a coverage action, one of the first things I request to review is the associated underwriting file.  Notably most of my opposing counsel do the same thing. 

Upcoming Classes
CICMay 18-20, 2016Life & Health
CICJun 8-9, 2016Ruble Graduate Seminar
May 17, 2016Life & Health Essentials
May 18, 2016Agency Operations
May 24, 2016Commercial Property
Nov 29-Dec 2, 2016CRM Financing of Risk
Jun 21, 2016E&O Seminar
May 16, 2016Personal Lines Complications: Because "Simple" is Just Too Darn Easy
May 17, 2016Weatherstripping the CGL: Drafts, Gaps, Forms and Fixes
May 18, 2016Social Networking: OMG or E&O
May 19, 2016And the CHAOS Continues: The Evolving World of Contracts, Hold Harmless, Additional Insureds & Other
May 20, 2016Man vs. Machine: Cyber Exposures and Insurance Solutions
May 24, 2016Certificates and Additional Insureds: Navigating the Maze
May 25, 2016Get in the Ring: Property Claims, Fights and Decisions
May 26, 2016Contractors: Insuring the Liability Exposures

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2016 Award Winners...

Company Award of Excellence 

Company Representative of the Year
Jim Melchior, Western National 

Agency of the Year
Mahowald Insurance Agency

Agent of the Year
Gary Sorenson, Insurance Brokers of MN, Inc.
Young Agent of the Year
Jack Moores, Moores Insurance Management, Inc. 

President's Award
Myron Larson, Larson Insurance Services

All-Industry Award
Merwyn Larsen, Erickson-Larsen, Inc.

Trusted Choice Community Service Award
Maguire Agency, Inc.

Artificial Intelligence: Disruption or Opportunity? 

Artificial intelligence (AI), one of 20 core technologies I identified back in 1983 as the drivers of exponential economic value creation, is rapidly working its way into our lives from Amazon's Alexa and Facebook's M, to Google's Now and Apple's Siri. But it's much bigger than that. From this point forward, it would be a good idea to keep a closer eye on AI's rapid development and look for both predictable problems as well as amazing opportunities.