Independent Insurance Agents of Nebraska






From IIAN's Legislative CommitteeJanuary 8, 2015

House Passes Terrorism Renewal & Agent Licensing Reform -


Dear Big "I" Member:  


We are happy to report that in one of their first official acts of the 114th Congress the U.S. House of Representatives yesterday overwhelmingly passed H.R. 26, the Terrorism Risk Insurance Program Reauthorization Act of 2015, the same legislative package the House passed last month which includes a six year extension of TRIA and the permanent version of NARAB II.  Immediately after the Senate left town without action and left town on December 16, The Big "I" national lobbying team went to work in both chambers to get TRIA renewed, along with agent licensing reform.   Now, the bill must be considered by the Senate before it can go to the President's desk for signature.We need another big push to encourage the Senate to act in the near future, in light of their failure to do so last month.



Please call BOTH Nebraska Senators TODAY and urge them to vote in favor of H.R. 26, which includes BOTH a TRIA extension and NARAB II agent licensing reform.    Direct calls are more effective than e-mails or faxes in this situation.

Feel free to send this Action Alert to your co-workers and clients, and ask them to call to express their support!  


Sen. Deb Fischer                      (202) 224-6551                   
Sen. Ben Sasse                        (202) 224-4224


Tell your representative that...

  • As an independent insurance agent and Nebraska resident, you strongly urge the Senator to support swift passage of the House passed version of H.R. 26
    without any changes.
  • This legislation incudes BOTH an extension of the Terrorism Risk Insurance Act and a proposal to streamline insurance agent licensing (NARAB II).  
  Call Carol McClelland at the IIAN office with questions - 1-800-377-3985.


Thank You!

TRIA Background

The Terrorism Risk Insurance Act (TRIA) was passed on Nov. 26, 2002 in response to the Sept. 11, 2001 attacks and the ensuing inability of the commercial property-casualty insurance market to underwrite the risk associated with such massive and unpredictable acts of violence. Since its inception, the TRIA program has undergone two previous reauthorizations and expired on Dec. 31, 2014.


NARAB Background

NARAB would provide voluntary, non-resident insurance agent and broker licensing reform while preserving the rights of states to supervise and discipline agents and brokers. The legislation would apply to marketplace entry only; agents and brokers would also have to adhere to each state's laws and preserves state insurance regulation. The mechanism would be simple: once an agent or broker was licensed in good standing in their home state, they could choose to apply to NARAB for membership in the association for non-resident agent and agency licensing. If that agent/broker met the NARAB membership criteria, they would be permitted to operate in any other state. While the agent/broker would still have to pay fees in each state, NARAB would seamlessly and efficiently reduce the administrative burden on agents and brokers operating in multiple states while also increasing competition for consumers. 

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