Independent Insurance Agents of Nebraska
February, 2014

Free* CE's For IIAN Members!

     May 19 - North Platte
     May 20 - Grand Island
     May 21 - Mahoney Park
     May 22 - Norfolk
Up To 6 CEUs 
(approval pending) 
Personal Lines
Claims Scenarios 
CGL Changes & Confusions
Sam Bennett, Instructor
Register Today!
(*$1 per credit hour NDOI
processing fee)



Thanks to the Big "I" Industry Partner for February



For stepping up to the new "Diamond" level! 



Their support enables IIAN to present affordable, high-quality member programs.

Thanks To IIAN's 2014 Industry Partners!

Realizing the value that the Big "I" brings to Nebraska's independent agents, many give generously - without their collective support we could not offer affordable, high-quality programs.
Thanks to all of 
IIAN'S Industry Partners, who stepped up their support in 2014!
Don't see your company's name on the list?
Click here to discover the benefits of being an IIAN Industry Partner

IIAN's Newest Member Service

 Check it out! 



Did you know that DocuSign is used by 11 of the top 15 insurance carriers? DocuSign is the global standard for eSignature® and more than 40 million people around the world have DocuSigned. That's why the Big 'I' has endorsed DocuSign as the official electronic signature platform for our members.   

Discount For Big "I" Members 

How DocuSign Works
How DocuSign Works




Career Center


Post your openings and resumes.




Technology Corner  


Electronic Policy Delivery
- A Game Changer!


Many agencies have turned electronic delivery into a "game changer" for their firms.  
Increasingly, consumers are demanding online access to their insurance information including auto ID cards, certificates of insurance, and copies of their insurance policies. This concerns some agents as they feel it will encourage consumers to "shop" for a better deal at renewal. 
However, many agents indicate that offering documents electronically has actuallyincreased renewal retention and customer satisfaction.

Some agents also fear that many consumers are not ready to accept electronic delivery. But in reality, when agents proactively offer policyholders the choice, many agents indicate that seven out of ten actually prefer electronic documents. 
Click here to see how agencies like yours are changing their game and saving time and money!
Useful Apps For Independent Agents

Here are eight apps that independent agents should download and how they can best use them. 

Welcome New Big "I" Members!
These independent insurance agencies recently joined
Richard A. DiStefano Agency -- Rick DiStefano 



Mansheim Insurance & 

Financial Services --
Brent Manshein



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Young Agents Wanted To Go To Washington DC
2013 Winner Jamie Gustafson, center, with IIAN leaders and  Sen. Deb Fischer

Two $1,000 Scholarships Available For IIABA Legislative Conference - Apply By March 7

If you're a Young Agent (age 45 or under, or 6 or less years in insurance), and you'd like to join IIAN's officers and hundreds of other agents from across the country for IIABA's annual Legislative Conference in Washington, D.C., April 9-10, 2014, fax or e-mail your application to the IIAN office by March 7, 2014!  
    Each $1,000 scholarship should be sufficient to cover conference registration, air fare, and one night's lodging.  Scholarship winners will visit all of Nebraska's Senators and Congressmen to discuss issues, attend a special Young Agents luncheon and briefing session by our national lobbyists, and hear from Congressional leaders.   See schedule    
Download scholarship application 

2014 Unicameral Session More Than Half Over

Few Insurance Measures Will Pass

The 60-day 2014 Unicameral "short" legislative session is more than half over, and lawmakers begin all-day floor next week  "Priority" bills named by senators, committees, and Speaker Greg Adams stand the best chance of being acted upon this session. There are eight Priority bills on IIAN's "watch list", most notably LB 961, which would, at the option of the employee, make the exclusive remedy protection for the employer inapplicable in cases where the WC Court has determined that the injury is due to the willful negligence of the employer.  The Unicameral Business & Labor Committee is working with business and labor interests to make sausage out of LB 961 and at least four other bills impacting Workers Compensation law - LB's 731, 793, 824, and 951.  IIAN will be watching to see what, if anything, the committee advances to the floor for debate. 
     IIAN Legislative Representative Jim Cavanaugh has testified in hearings on two bills this session which we support:  LB 716, which would allow electronic delivery of insurance notices and documents if the insured opts in; and LB 849, which prohibits an auto liability policy from excluding or altering coverage solely because the driver is a permissive user.  Neither bill has priority status and thus little chance to be passed this year.  IIAN also supports LB 816, which would allow drivers to provide proof of insurance on a portable electronic device (ie, tablet or cell phone) - while not named a "priority", this bill is ready for first-round debate and has a chance of being passed this year.
     A bunch of bills impacting insurance will probably die with this session -  including
LB's 862 and 893, which would both increase the amount recoverable under the Nebraska Hospital-Medical Liability Act; LB 939, which would make false presentation of proof of financial responsibility a Class I misdemeanor and require suspension of vehicle registration unless proof is filed for three years; and LB 971, which would allow stacking of UM/UIM limits.  

See more details on all of the bills IIAN is watching in IIAN's weekly Unicameral Update, posted every Monday during the session at 

Storms Didn't Freeze Out Winter Conference

"Midwest Madness" In Kearney February 5-6

Two storm systems converging on both ends of the state prevented over 50 agents and company representatives from making it to Kearney for IIAN's 37th Annual Winter Conference - but that didn't stop over 200 who were there from having a great time!   Conference attendees earned up to 12 CEUs, shot hoops during the trade fair, and visited with almost 40 exhibitors who braved the storms.  Featured conference instructors were agribusiness expert Sam Bennett, who drove all the way from Columbia, Missouri, and popular insurance guru/entertainer Chris Amrhein.  In keeping with the conference theme, Dr. Paul Plinske, UNL Kearney Athletic Director, visited with members during the Wednesday luncheon about the importance of "trust" in professional relationships. 


During the prime rib buffet Wednesday evening, IIAN's Gold and Silver Circle of Eagles contributors were honored for their outstanding support of InsurPac and IIANPAC in 2013. 

Doug Steffensmeier of Beemer was the lucky winner of the raffle prize - a Vizio 55" HDTV/sound sytem - and the raffle raised over $3,000 for IIANPAC!   Mark Mahony with Reiser Insurance in O'Neill was the winner of a $125 Young Agent scholarship, sponsored by IIAN member Jim Steider of Seward. Linda Kuhlmann with Tecumseh Insurance Center won the drawing for a $50 gift card, for completing IIAN's grassroots political survey during the conference.  The conference is presented each year by IIAN's Farm & Small Agents committee, chaired this year by Maureen Wagoner of Grand Island. See more photos

Click here for list of exhibitors and sponsors and contact information

House Pushes Back Vote On Bill To Defer NFIP Rate Increases
A House vote on a bill that would overhaul rate increases under the National Flood Insurance Program will not occur this week. The number of votes in favor would not be enough to advance the bill with a two-thirds vote required by accelerated rules in the chamber, Majority Leader Eric Cantor, R-Va., told lawmakers.  The full story
    While the Big "I" strongly supported the passage of Biggert-Waters late in 2012 to ensure the long-term stability of the NFIP, some significant problems are associated with the implementation of the risk-based pricing provisions of the law. IIABA now recommends that Congress make minor modifications to both Section 205 (bought/sold) and Section 207 of the legislation to ensure the law works for both individual policyholders and the U.S. economy at large. Read more


New Trusted Choice "Freedom" Campaign Focuses On Your Independence

"Free To Do What's Right For You"

With the launch of the new Big "I" Trusted Choice® ad campaign - and all of the marketing assistance available to your agency - now's the time to take full advantage of co-branding with Trusted Choice®

   The new "Freedom Campaign" focuses on your independence, and reinforces that you are "Free to do what's right" for your customers because you aren't tied down to one company and can offer options to your clients.  The campaign offers a wide array of marketing tools to spread the word and increase your visibility in your local market. 

Marketing Reimbursement Opportunities

   Your agency could receive up to $1,600 in 2014 for co-branding your agency promotional materials such as advertising, business cards, letterhead, envelopes, agency signage with the Trusted Choice® logo. Agencies are eligible for up to $850 for co-branding on their website or for printing promotional items, with another $750 available to purchase customized blocks of digital media provided by Trusted Choice®.
   In addition, you can receive up to $500 more from IIAN when you sponsor or participate in a local community event and co-brand with Trusted Choice®. Click here  for application.

   To find out how to access everything available click here  - then click on the "Ads For Agencies" and "Reimbursements" tabs.  If you need help in logging in on the Agent Resource site, just call Phil Harr, 1-800-377-3985, or Kevin Brandt, 1-800-221-7917, x. 5414.


2014 Changes In The ISO Homeowners Program
ISO has introduced two new HO endorsements and revised one.  The revised endorsement seeks to clarify coverage for water back-up and sump discharge or overflow.  The new endorsements provide a way to insure "green" upgrades following a loss and a means to cover certain equipment and appliances for mechanical breakdown short of effecting a maintenance agreement.