|
Complex Property Risks
In-house property binding facility for complex and regular accounts that are hard to place, due to size, class, location or unique occupancy. Coverage is available across Canada.
Creative underwriting of these "grey area" risks with Broad Form wordings including Flood, Earthquake and Terrorism, for partial or full policy limits, available as required. A Broad "Extension of Coverages" endorsement may be included on the majority of accounts.
This Pool of domestic and international markets will write risks 100% stand alone, or as a subscriber on accounts led by most markets. In-house capacity of $12mm binding authority, with additional capacity to over $30mm any one risk available.
Occupancy list acceptable under this program is far ranging, and if a risk is not acceptable in the Pool alternative markets are available. Deductibles, SIR's, rating and form are negotiable. This Pool enhances Totten Insurance Group's ability to place larger property / multi-peril accounts, and high limits of Primary and Excess liability for placement of the total account.
Capacity of Regular Property Accounts
In addition to Complex niche accounts, Totten Group has capacity with domestic, Lloyd's and international markets to write regular and specialty property risks. We are able to write 100% of the risk, or follow on a subscription led by markets in your office. Alternatively we can lead a property subscription account, and add markets from your office to the subscription policy.
| 
