eFacts Header
 

Totten Insurance Group

eFacts Volume 7 Issue 1

January 2013

Protection Your Clients Need To Keep Customers Coming

Accidental contamination and malicious tampering of food products in the restaurant industry causes restaurants to lose millions of dollars in revenue, including restaurants and groups of franchisees trading under the same name as the business originally affected. The impact of a trading interruption to a restaurant that suffers the effects of a food borne illness, contamination, tampering or extortion, has proven to have a devastating effect on the reputation of a business, and its financial stability can be irreparably damaged.

The following incidents are covered:
  • Accidental contamination or any publicity in connection with an actual contamination
  • Malicious tampering
  • Product extortion
  • Adverse publicity and baseless adverse publicity at selected sub-limits

 

Financial Loss includes: 

  • Pre-incident expenses
  • Recall costs
  • Business interruption
  • Rehabilitation expense
  • Extortion costs
  • Workplace violence
  • Consultant and advisor costs
  • Crisis management

 

As part of the coverage the policy affords, specialized services are made available to the Insured for the purpose of crisis response assistance, as well as loss assessment and mitigation. These services are provided by uniquely experienced and qualified professionals from a wide range of disciplines.  


 
About Us


For over 10 years now, Totten Insurance Group, one of Canada's leading insurance intermediaries, has been servicing brokers across the country. Comprised of six divisions; Personal Lines; Commercial Property; Commercial Casualty; Hospitality; Professional Liability; and Surety. Totten Group has offices in; London ON, Toronto ON, Dartmouth NS, Winnipeg MB and Montreal QC.

Totten Insurance Group
555 Burnhamthorpe Road
Toronto, Ontario M9C 2Y3                                                     Where To Find Us