CBU is excited to announce that we will be hosting another Asset Preservation Workshop and Social Security Rescue Seminar University. Over the past twenty five years, financial professionals around the country have utilized seminars in order to share their message. Why? Well, the answer is simple. Seminars provide the ability to tell a story one time to a large audience, rather than to one individual at a time. As a result, you are leveraging the two most valuable assets that you have, yourself and your time.

Asset Preservation Workshop is a

Social Security Rescue is a proven seminar system that is designed to educate married couples on the best time to enroll for Social Security  Benefits. This new system can show couples how to maximize their lifetime income by using fact finders, sales tools and professionally designed presentation materials.

Date: Monday, June 9, 2014 and Tuesday, June 10, 2014

Location: Sportman's Alliance of Maine

                  205 Church Hill Road

                  Augusta ME 04330

Time: 9:00 a.m. - 3:00 p.m.

Please contact our recruiter, Juliet Kelsey-Holmes, or call 1-866-275-3345 for more information.

Not all seminar systems are created equal. A top producing IMO or FMO gets it. We market test and fine-tune our systems before offering them to agents. Two of our most popular retirement seminars - Asset Preservation Workshop and Social Security Rescue - have been pulling in attendance numbers that will knock your socks off, even in today's most competitive zip code areas:

• Jeff Harder - Jeff hosted a Social Security Rescue Workshop on February 5 during a snow storm. Despite the terrible weather, Jeff still had 50 people (28 households) in attendance with 17 households requesting first appointments.
• Zack & Karen Remington - On March 12, 2014, Chris hosted his first APW in St. Johnsbury, VT with results of 42 units and 23 people asking for first appointments.
• Matt Dunn - His first two SSR workshops were on February 27 and March 4 in Charlton, MA with a combined 58 units in attendance and 39 people asking for first appointments.

For more information on these turn-key marketing systems, click here or call the CBU Office at 1-866-275-3345. 

Nelson Griswold has cracked the code on cross-selling. His program can help any broker learn to cross-sell to grow their business and their income. Join Combined Benefits United and Washington National for a workshop created by the industry's leading expert on selling and succeeding with worksite voluntary benefits.

Date: Monday, June 2, 2014

Time: Check-in begins are 12:30 p.m., workshop runs from 1:00 p.m. to 4:00 p.m.

Location: Seasons Event and Conference Center

                  155 Riverside Drive

        Portland, ME 04103

R.S.V.P Required. Seating is limited. No cost to attend.

Your $497 fee is fully paid by Washington National and Combined Benefits United.

At this interactive workshop you'll discover:

• Simple formula to calculate the amount of voluntary revenue from single group or your entire book
• One question that makes the HR sale easy
• Two proven strategies to sell employer-paid voluntary
• #1 secret to successful cross-selling
• HUGE opportunity PPACA creates for voluntary benefits

"You gave me a systematic approach that I can start to use tomorrow! It included the key strategies and also made sure I understood the mindset. Quality material!

Diane Holzmann - Healthcare Solutions Team, Appleton, WI

call 1-866-275-3345.

Combined Benefits United is excited to announce that we will be hosting our first CBU Effects University. CBU has integrated state of the art search engine technology with local prospect targeting to generate quality appointments. If you are a selected agent, these appointments will be available to you on a split commission basis.

These appointments will:

• Increase your sales output by several hundred percent
• Grow your business with no upfront costs
• Expand your product sales into more profitable lines
• Eliminate your costs of trial and error marketing and focus on what you do best - selling
• Allow you to partner with veteran agents to close your sales when needed
• Replace your time spent on cold calling and advertising with making sales
• Put the expertise of the top ten national digital and local advertising companies to work for you

Date: Thursday, May 22, 2014

Time: 9:00 a.m. - 1:00 p.m.

Location: Governor Hill Mansion 

                  136 State Street

                  Augusta, ME 04330

To RSVP or for more information on this exciting new marketing system, contact Juliet Kelsey-Holmes at 1-617-470-8381.

For the fifth year, Combined Benefits United will be attending the Maine HR Convention. Again this year, CBU is pleased to be sponsoring the Schooner Room workshops. The Maine Human Resources Convention is a showcase event attended by 800+ HR professionals that generates a ton of momentum for our Worksite Division.

At CBU, our approach to Voluntary Benefits is unique. As one of the few Voluntary Benefits "Brokers" in Maine, we continue to have tremendous success with HR professionals and  their employees. Meeting with HR professionals is an important part of our growth at Combined Benefits United and we are very excited to be at the HR Convention this year.

CBU Sponsors 19th Annual Maine Human Resources Convention

Today more than ever, quality health care has become an absolute necessity. Without it, illness could mean financial disaster. But it's a fact that even the best health insurance plans have out-of-pocket expenses. Expenses such as deductibles, co-payments and coverage limits tend to add up quickly.

GTL's Advantage Plus plan is designed to supplement current health insurance plans. It is designed to fill some of the co-pays, deductibles or coverage gaps. Advantage Plus will pay cash benefits for:

• Daily Hospital Confinement
• Ambulance Benefit Rider
• Lump Sum Cancer Rider
• Skilled Nursing Facility Rider
• Lump Sum Hospital Confinement Rider
• Outpatient Surgical Benefit Rider
• Accidental Death and Dismemberment Rider
• Durable Medical Equipment Rider
• Additional Benefits

The GTL Critical Care product covers an array of different critical illnesses and can be tailored to fit the needs of your individual clients. GTL Critical Care offers:

• At home benefits from $500 - $3,000
• Assisted living benefits up to $4,500
• Nursing home benefits up to $6,000

Your client will have the ability to choose the benefit period and the monthly base benefit amount that is right for the,. Did you know that these cash benefits can also be used by your client in  any way that they choose? It could be used for rehabilitation expense, alternative treatments, out-of-network expenses, travel for treatments, lodging, mortgage loans & debt payments, child care expenses, etc.

Still have questions about GTL Advantage Plus or GTL Critical Care? Click here or call the CBU office at 1-866-275-3345. 

Combined Benefits United is a Field Marketing Organization that is focused on powering insurance and financial professionals to be the best they can be.  We proudly partner with the nation's top insurance companies to better offer clients a full range of life and legacy planning products.

We welcome the opportunity to work with all of our agents, and we consider everyone to be a part of the CBU Team.

Sincerely,