Come Build Your Business while earning Continuing Education (CE) credits. All credits are approved by the Maine Bureau of Insurance, and subject to approval by the New Hampshire Insurance Department. Join us for one of these events!

 

Our upcoming seminars:

 

Date: Tuesday, September 17, 2013

Location: Village by the Sea

1373 Post Road

Wells, Maine 04090

Time: 8:00 a.m.-1:00 p.n.

 

Date: Wednesday, September 18, 2013

Location: Augusta Civic Center

76 Community Drive

Augusta, Maine 04330

Time: 8:00 a.m.-1:00 p.m.

 

Space is limited. Registration is required. For more information and to register, visit www.cbuevents.com or call 1-866-275-3345.

September is Life Insurance Awareness Month. Be sure to use these tools provided by the LIFE Foundation to help you promote the importance of Life Insurance with your clients.

  

Visit the 2013 Life Insurance Awareness Month website to view and download these materials featuring the 2013 LIAM Spokesperson, Boomer Esiason. Materials include:

• A video message to the insurance industry.
• 60 Second Consumer PSA
• 30 Second Consumer PSA
• 15 Second Consumer PSA
• A Producer Webinar with ideas on how to include LIAM in your marketing. This webinar includes tips from two top producers who have successfully integrated LIFE resources into their marketing efforts.

We encourage you to take advantage of these great resources, and reach out to your current and prospective clients for Life Insurance Awareness Month.

Today more than ever, quality health care has become an absolute necessity. Without it, illness could mean financial disaster. But it's a fact that even the best health insurance plans have out-of pocket expenses. Expenses such as deductibles, co-payments and coverage limits tend to add up quickly.

  

GTL's Advantage Plus plan is designed to supplement current health insurance plans. It is designed to fill some of the co-pays, deductibles or coverage gaps. Advantage Plus will pay cash benefits for:

• Daily Hospital Confinement
• Ambulance Benefit Rider
• Lump Sum Cancer Rider
• Skilled Nursing Facility Rider
• Lump Sum Hospital Confinement Rider
• Outpatient Surgical Benefit Rider
• Accidental Death and Dismemberment Rider
• Durable Medical Equipment Rider
• Additional Benefits

To learn more about GTL Advantage Plus, click here to view the entire GTL Advantage Plus Brochure or call 1-866-275-3345.

Christine Gross is co-founder of Tindon Insurance Consultants along with her husband Don. Serving as a licensed insurance professional, Christine develops insurance strategies designed to address the unique circumstances of individuals nearing the age of 65 and those looking to maximize their retirement income.

  

Christine found her passion for the insurance industry in 2007 when she began specializing in Medicare Health Plans. Since then, Christine annually certifies with Americas Health Insurance Plans and has continued to improve her knowledge of the business by partnering with Combined Benefits United (CBU). Christine comments, "Being affiliated with CBU is a very significant asset to my business and has opened up the door to many new opportunities. The education and training I receive from the numerous advisors that CBU has is priceless. I credit CBU, in part, for the success I am enjoying right now."

  

• Change your thinking about why you exist. If you go to work thinking about how to make money, you're already off on the wrong foot. You need to be thinking about how to serve others.
• Little things matter more than you think. When you're trying to get a small business off the ground, it's easy to get caught up in pursuing the "big" goals, such as growing your company and expanding your client base. But don't become so fixated on the forest that you fail to see the trees. Promises kept, deadlines met, little extra flourishes, and small acts of kindness add up to happy clients.
• Hard times don't justify stinginess. You may be willing to put the expression, "the more you give, the more you get" into practice when it comes to giving your clients things like honesty, competence, and care. Don't worry that if you give away your expertise, time, energy, and (gasp!) money, you will go broke. It may take time, but whatever you give will usually come back to you-with interest.
• Treat your employees at least as well as you treat your clients. While you don't treat your employees like dirt, you may feel that you don't owe them any special favors. After all, you're paying them. Isn't that enough? No. The way your people treat customers reflects the way you treat them.
• If you aren't driven to be "number one" with your clients, you might as well close your doors. Many business owners will admit that they just want "to do a good job." This isn't good enough. If your business is smaller and less established, being the customer's second or third choice means you're on the road to eventual failure. Why? When times get tough, customers will have no qualms about abandoning a company they don't love about all others. Talk about a compelling reason to never accept mediocrity.
• A "clients last" attitude leaves a long legacy. Never underestimate the damage that putting your clients last (taking them for granted or not listening to their concerns) can do, and how far it can spread.

Combined Benefits United is an Independent Marketing Organization that is focused on powering insurance and financial professionals to be the best they can be.  We proudly partner with the nation's top insurance companies to better offer clients a full range of life and legacy planning products.

We welcome the opportunity to work with all of our agents, and we consider everyone to be a part of the CBU Team.

 CBU Calendar of Events