As a direct selling executive, your time is limited.

It needs to be split between taking care of home office duties, communicating with members of your sales force, and personal development.

A budget is an itemized summary of expected income and expenses for a period of time.

If you're starting or growing a direct selling company, the odds are high that your funds are limited.  You can't afford to spend your money on the wrong things, or to spend too much of it on the right things.

That's why you need a budget.