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SGV Market Overview
 

Mortgage Rates

U.S. averages as of

November 25, 2015:

 

30 yr. fixed:   3.95%

15 yr. fixed:   3.18%
 1 yr. adj:       2.59
%

Janice Lee
Luxury Properties Director
540 South Lake Ave
Pasadena, CA 91101
 
Email me at:
Get a Better Mortgage Interest Rate
 
People will clip coupons and drive across town to save a few cents at the gas pump, but few will shop around for the best interest rate on their mortgages. Most buyers tend to go with the first lender they talk with, perhaps out of fear of losing the house if they don't act quickly enough. Paying one-eighth of a point too much can add up to thousands of dollars over the life of the loan. 

Contract-Free Home Tech Worth the Money

 

It may be difficult to save money when tempted by the endless technology, apps, services and gadgets saturating the marketplace. Fortunately, many choices don't require a monthly contract and can be purchased outright without any ongoing fees other than the use of your Wi-Fi signal. Here are some impressive contract-free technology choices that are worth the investment and help you save in the long run.

5 Steps Towards an Energy-Efficient Home
 
Your home is your place to rest, play, and spend time with your family. It should be a place of comfort, and this comfort need not come at a high cost. Many homes, however, waste a lot of energy in ways that can be prevented. Here are five ways to make your home more energy-efficient.
 
October 2015 Real Estate Activities for San Marino
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