February 2016 www.millercares.com
Happy Valentine's Day! 
Happy February - and welcome to our updated quarterly newsletter. "At a Glance" provides you a quick snapshot of relevant news regarding important risk management issues. Skim the topics, click on those that interest  you most and contact us if you want more information. Easy. Fast. Interesting. That's our goal. Let us know what you think.


What Do 105 Executive Directors Have in Common?
At a breakfast meeting sponsored by Nonprofit Connect, 105 Kansas City executive directors mingled with colleagues new and known. A web of connections joined them together: cause, friendship, and funders. However, there were several interesting commonalities between the 105 individuals worth noting.

Bridging the Gap and Other Answers to Nonprofit Questions  
Insurance is a vital part of sustaining your mission. And insurance for nonprofits is often overlooked until something goes wrong - leaving you in danger of falling off the cliff.
Even if your nonprofit organization does have insurance, you need to make sure you have the right kinds of insurance and the right amount of coverage. Often times, nonprofits are missing vital componets and do not know it until it is too late. Read More.

4 Strategies for Reducing Claims in 2016   
We've all been there. An accident happens on our watch, and safety suddenly becomes our top concern. We talk about it, put programs in place and remind each other about how to avoid a repeat accident. And then our attention fades ... until the next accident. With a foundational safety culture in place, you can consider adding these four strategies to reduce your claims this year. Read More.

New Resources
Nonprofit Executive Roundtable
It's not too late to join a small group of your peers for this unique opportunity to learn from others. Led by Bruce Scott, a past nonprofit CEO and current leadership consultant, the sessions are once a month for three hours. For more information, please contact [email protected].

Risk Management Center Online Training
The Miller Group offers a wealth of online training opportunities for their clients. Contact us today at [email protected] if you are interested in participating in any of the following:
  • Injury and Illness Prevention Program (IIPP) Development
  • Safety Data Sheet and Hazard Communication Plan Management
  • Resolve to Be Safe: Safety Best Practices for the New Year
  • OSHA 300 Reporting Made Easy with Incident Track
  • Desiging An Inclement Weather Policy 
     
5 Tips for Managing the Risk of Icy Slips and Falls
Is your office abuzz about the latest storm prediction? If so, your outdoor maintenance crew should already be at work to ensure your employees and clients can safely enter and exit the property. According to EHS Today, the average slip and fall Workers Comp claim costs $20,000, not to mention the pain and disability of your workers and the lost productivity for the company. Read More.
More Miller Group Services
NEW! Employee Benefits Question of the Month - Asked and Answered
Check our website each month for answers to those often complicated questions. February Question: What are the rules regarding turning 65, Medicare and HSA contributions?Click here for the answer. 

ACA Requirements and Penalties by Year
Every year, new ACA penalities and requirements are issued that companies must abide by. Often times, these penalities are expensive, and the requirements are complex. Make sure you are up to date with the ACA changes. Read More. 

 
It's Time to Get Serious about Identity Theft
It is estimated that every two seconds, an American becomes a victim of identity fraud. We know it's a serious problem if it happens, but the even more serious problem is that no one thinks it will happen to them. That's where you're wrong. According to an article published in February of 2014 by CNN Money, the number of identity fraud victims jumped to 13.1 million in 2013, an increase of 500,000 victims from 2012.  Read More.

In This Issue
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The Learning Caf�

Join us for an action packed morning.
An Alternative to Existing PPO Networks through Reference-Based Reimbursements and Maximizing Your Pharmacy Benefits Management Contracts (PBM)
When: Wednesday, March 2, 2016 7:30 am - 10:30 am
For more information or to register, please contact Emily at
[email protected].
 

Cyber Security
When:
Tuesday, April 5, 2016; 7:30 am - 9:00 am
For more information or to register, please contact Emily at
[email protected].

About The Miller Group

The Miller Group is a full-service brokerage firm providing business and personal insurance, surety bonds, employee benefits, HR consulting, and risk management solutions to protect the assets of our clients and their families.  
www.millercares.com.