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Greetings!
This edition of the Artesian Times is centered around how to save money in 2013. We've packaged together several offers at O Bee and have also worked out some savings with Sprint:
And for Savers, our Guardian Rates are great:
- 12 Month Share Certificate @ 0.40% APY**
- 16 Month Share Certificate @ 0.60% APY**
- 24 Month Share Certificate @ 0.70% APY**
- 36 Month Share Certificate @ 1.00% APY**
*APR=Annual Percentage Rate, conditions apply, On aoproved credit
**APY=Annual Percentage Yield
We'll be adding to our merchant specials for O Bee members only in the near future.
Regards,
James Collins CEO O Bee Credit Union |
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Credit Card Balance transfer rate at only 2.99% APR*
Transfer** your non-O Bee card to any of our offerings and
enjoy this low rate until 1/1/2014!**
Looking for a simple way to save money? Look no further than this outstanding offer. With no balance transfer fees and a low fixed rate, you'll save tons off of most credit cards out there.
* APR=Annual Percentage Rate, conditions apply, on approved credit
** Balance transfer must be from another financial institution
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Survey Comments Answered
Survey comments are always taken seriously, so much so that those which get repeated deserve an answer:
- For those who wondered why the change to stand-up stations after the Tumwater remodel, the short answer is "speed". Complaints on long lines were the norm as the old stations took 2-3 times as long to handle a single transaction. This was fine on a slow Wednesday afternoon but aggravating on Friday or Saturday (we still have one for those who need it)
- Low deposit dividend rates look like they will be with us for awhile. For example, the rate we can get on excess deposits has fallen to as low as 0.05% (and no, that's not a typo). Will will continue to keep our rates as high as we can, however.
- Some questioned why we ended sending foreign wires. This was not taken lightly, but was the result of new regulations. Simply, we could not offer a cost-effective solution given the new rules (as many other banks and credit unions have also done).
- If you are wondering about where to find a free ATM- here they are!
- We are looking at making the check writing stand in both West Olympia and Tumwater larger due to multiple complaints
- Future drive-thru designs will incorporate larger lanes for larger vehicles (if the permitting agency agrees)
- And finally, while our lobby pictures are not for sale, but you could win one at the Annual Meeting!
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 2013 Annual Meeting
The time is getting close! Join us for a free breakfast at South Sound Manor on Saturday, March 2nd. Doors open at 9:00 am and the meeting begins at 10:00 am.
This is a great time for you to meet the Board of Directors, Supervisory Committee and management staff of your credit union. You'll hear how the credit union performed in 2012 as well as what plans we have for 2013. And of course, you'll have time to tell everyone what you think.
We do ask that you RSVP using this link (the caterer gets cranky when she cooks for 50 and has 150 show up). So PLEASE let us know that you will be there!
We will also be raffling off one of our unique framed prints (like the ones in each branch). These are NOT available for sale so this may be your best chance!
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Save with Sprint
Special Savings for new or Existing Customers
Credit union members who switch to Sprint will:
- For a limited time, receive a $100 service credit for each line you move from another carrier
- Have the activation fee waived ($36 value)
- Get 10% off of select regularly priced Sprint monthly service plans
Requires a new two year agreement.
Details Apply - Click here
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Making Taxes Easier
With the New Year come thoughts of filing taxes. We will be issuing tax statements by the end of the month. We realize sometimes people misplace their tax statements or simply like to get them without having to wait for the mail to arrive. We will be making it even easier for you starting this year; you will have access to your tax statements in TWO ways. We will mail your tax forms as normal but you can also access them by signing into online banking, clicking e-statements then selecting tax forms tab.
Note: Tax forms will be available in late January, 2013.
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Free Credit Reports
Since over 100 of you used the link we gave last edition of the Artesian
Here it is again
If you have not done it lately, obtain a copy of your free credit report from here (Note that there are many sites that charge you - this is the free one). If you find discrepancies use their online forms to dispute any items that are not yours. Of course, we can also help by looking through it with you.
Note that you will only get your credit report - not your score.
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*APR=Annual Percentage Rate. On approved credit, conditions apply |
HUMOR 
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Oly Gold
We call it the WOW card as that's what people say when you take it out.
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Membership
Membership at O Bee Credit Union is open to those who live or work in the State of Washington.
Feel free to share this newsletter with friends, relatives and neighbors.
If they don't know the difference between a credit union and a bank, have them watch this quick video
O Bee's Financials
Are available from the NCUA every quarter via this link.
Use charter #60059
And if you ever have questions regarding your credit union, how we are doing or suggestions on how we could do better, do not hesitate to ask.
To Our Returning Soldiers
Thank you for serving and above all, welcome back.
We missed you.
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