Looking to provide your clients
with living benefits? 


Falling ill is not something that clients plan to happen. However, financial security can quickly erode if faced with an unexpected illness. 

Accelerated Death Benefit Rider for Chronic Illness      


Accelerate a portion of the death benefit if the insured becomes chronically ill or has severe cognitive impairment. This rider is an indemnity rider, and there are no restrictions on the use of the payments. 

  • No rider charge at time of policy issue
  • Benefit may be used for any reason 
  • Accelerates up to $2,000,000
If your clients need the coverage, the rider can be exercised. If your clients never need the coverage, no charges are incurred!


Give us a call today at (800) 846-3997 and we'll tell you more about the rider and the company automatically offering this rider on their IUL products.  


Rocky Mountain Insurance Network is ready to help you with all of your insurance needs. Call us at (800) 846-3997 or visit our website today.



Linda Ann Galay

Rocky Mountain Insurance Network