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According to recent surveys, the majority of employers remain committed to providing benefits to active employees. Offering health care benefits remains important for market competitiveness and employee satisfaction. However, with the implementation of ACA and the rising cost of healthcare plans, many employers are focusing on restructuring their health and benefits strategies over the next three to five years. Whether employers continue to choose to offer group health insurance or send their employees to the health care exchanges, voluntary benefits and employee perks will continue to emerge as solutions to maintaining a competitive employee benefits package.
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How To Run The U.S. Health Care System Like A Business
This is precisely what health care needs. However, health care, as it exists today, is the antithesis of a market. Consumer information is scarce. Prices are hidden. A host of incumbents, from leading research hospitals to the government, preserves this lucrative status quo. Patients? They're virtually powerless, and treated largely as problems to fix and procedures to bill for.
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ERISA = Every Ridiculous Idea Since Adam
It is rumored that President Reagan once referred to the Employee Retirement Income Security Act of 1974 (ERISA) as Every Ridiculous Idea Since Adam. ERISA serves important purposes in our society, but it also presents tremendous challenges and potential liabilities for good-intentioned employers who merely want to provide nice benefits to their employees.
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Top Stories: Human Resources
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