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Happy Holidays!

The holiday season is here. That means the days are busy, filled with parties, programs and shopping. In this issue, we've included products and services that will make managing your holiday expenses a little easier.

If you have any questions about this newsletter, our services or our credit union in general, please do not hesitate to visit us online, over the phone or in person. You can also reach out to us on our very active Facebook page.

We're here to serve our members changing financial needs... with pleasure.

Nancy Smith, Retail Sales & Service
Tampa Bay Federal Credit Union


December 2013
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What's New This Month?

Please Help Us Support our Community
This Holiday Season 


Metropolitan Ministries and its partners provide holiday assistance to individuals and families in need throughout Hillsborough, Pasco and Pinellas counties. 


Donation drives provide much of the food they need to serve the community. Food and Toy donation bins for food and gifts are available at Tampa Bay Federal Branches this season to assist in their efforts. With our help, Metropolitan Ministries will serve 589,686 meals this year!


For more information on the items they need, click here.



Give Yourself  A Gift
with Rewards Checking


While Online Banking is popular, checks aren't going away anytime soon! Open a Rewards Checking account at Tampa Bay Federal this holiday season and you will receive:

  • High-yield dividends
  • Free Publix-Presto ATM transactions
  • Up to $25 monthly in ATM fee refunds
  • Rate discounts on non-real estate loans

Open a new Rewards Checking account 

at any location today!


DON'T FORGET: Double Rewards Points From Now Until New Year's Eve


The holiday shopping season is HERE! That means DOUBLE rewards points when you use your Tampa Bay Federal VISA Rewards credit card in stores through the end of the year, December 31st.


The more you shop, the more points you'll have to spend on yourself. That's even smarter shopping! 


If you don't have a VISA Rewards card, apply today by logging into Online Banking!

Get A New VISA Card Before
The Holiday Shopping Rush


Apply Now for a Visa Platinum or Visa Rewards card from Tampa Bay Federal Credit Union & enjoy:

  • 1.99% APR* for 12 months on purchases.
  • 1.99 % APR* for 12 months on balance transfers made within the first 90 days of the open date.*

Apply Now. Log into Online Banking and click on Credit Cards or call us at 813.247.4414 ext. 7605. 

Applications are also accepted at all locations.


Keep Your Online Accounts Safe
With These Password Tips 


Online passwords are the first line of defense against criminals, which is why it is so important to have strong passwords for each of your important accounts. Here are some tips for creating and maintaining secure passwords: 

  • Use a long password made of numbers, letters and symbols. About eight characters is ideal.
  • Choose a different password for each account.
  • Don't write your passwords down. But if you do, don't leave them lying around.
  • Never share your password with anyone.
  • Update important passwords at least quarterly. 

Using these tips, you can help keep your Online Banking and other Internet accounts safe and secure.


Teri Quartararo, Branch Manager


Teri Quartararo, Branch Manager at the North Tampa Service Center, is a veteran employee of Tampa Bay Federal. Teri will celebrate her eighth anniversary with us this December.


As a Branch Manager, Teri is responsible for ensuring her team serves our members' changing financial needs with pleasure... regardless of what it takes! "I have a passion for our membership and I want them to know we are always here for them," Teri explained. "I'd like members who bank at our branch to contact us if they have an issue with Online Banking or want to purchase a new vehicle. I want them to consider our branch the one place they can turn to for any of their financial needs."  

Contact Information

Phone Numbers  


Branch Service Center News

Service Centers will close early at 1pm Tuesday, December 24 & December 31.  
Service Centers will be closed Wednesday, December 25 & January 1.   

You can always access your account information online at
Federally Insured by NCUA   l  Equal Housing Lender