Welcome to the new issue of our members-only newsletter, with financial news that will get you through the year! Here, we announce new products and services... added just for you!

If you have any questions about this newsletter, our services or our credit union in general, please do not hesitate to visit us online, over the phone or in person. We're here to serve our members changing financial needs... with pleasure.

Nancy Smith, Retail Sales & Service
Tampa Bay Federal Credit Union
February 2013
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What's New This Month?

Home Improvement Loans With No Closing Costs 
home improvement

Tampa Bay Federal offers the very best fixed-rate home equity and home improvement loan terms, including:

  • Rates  as low as 2.99% APR
  • No closing costs
  • Up to 133% loan-to-value
  • Terms of up to 20 year amortization

Apply online here or call mortgage specialists Jay Kim at (813) 541-4002 or Brandon Dalton at (813) 545-6697.

Kiss Your Debt Goodbye!
Unsecured Personal Loans
Up To $5,000
goodbye debt

Are you ready to consolidate all of those holiday bills? Do you have an unexpected tax bill due soon? Do you just want to take a quick vacation this spring? Borrow up to $5,000 for 24 Months and receive rates as low as 4.49%APR. 

Applying for a personal loan couldn't be easier!
Apply NOW via Online Banking  or by calling (813) 247-4414, ext 7605. Applications are also accepted at all branch locations.


Help Reduce Our Need
For Paper With eStatements 
save paper estatements


Secure your personal information even more with eStatements, paperless statements from Tampa Bay Federal. 

  • Eliminates unnecessary clutter
  • Minimizes the threat of security fraud by getting rid of the paper trail
  • View statements online
  • View images of paid checks with check imaging

Sign up for eStatements today!



Did You Know You Can
Refinance Your Auto Loan?
  car refinance


Refinance your auto loan from another lender with Tampa Bay Federal and receive rates as low as 1.99%APR and get $199 cash back. Financing is generally available on automobiles up to nine years old. 


Getting pre-approved is so easy! To apply:

CU Rewards Will Make Your Tampa Bay Federal VISA Even Better

Tampa Bay Federal Visa Platinum Rewards cardholders will be able to take advantage of the opportunity of earning bonus points by shopping with merchants within the CU Rewards Mall network.

CU Rewards Mall will allow you to earn additional CU Rewards Points and receive benefits (i.e. free shipping, etc.) when you use your TBFCU Visa Platinum Rewards Card at participating in-store (local, regional, and national) and online merchants. Points can be redeemed for a wide variety of travel and gift rewards.


If you don't have a VISA Platinum Card with Rewards, you don't want to miss out! Apply today!

REMINDER: There Is Still Time To Fund Your IRA For A 2012 Tax Break
retirement fund


Time is running out to fund your 2012 IRA. 

Make a contribution today! 


The IRS allows you to contribute to the previous year up until the normal federal tax deadline, April 15th, for most types of IRA accounts. 


It's not too late to open an IRA account for your 2012 and/or 2013 contribution. Get started today by visiting any of our branch locations or by calling us at

Contact Information

Phone Numbers  

A new credit card surcharge went into effect in January. Get the details here .
Branch Service Center News

 All offices will be closed on Saturday, February 16th and Monday, February 18th in honor of President's Day. You can always visit us online at for your account information.
Federally Insured by NCUA   l  Equal Housing Lender