E&O Weekly Prevention
Strategies for the Professional Agent
October 9, 2014
Agents of America

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AOA News, Views, Tips & More

Ray Rice Saga: Not Just About The Punishment Fitting the Crime

By Howard M. Bloom, Esq. of Jackson Lewis P.C. 

The disturbing domestic violence incident involving former Baltimore Ravens running back Ray Rice and his wife may raise issues for professional football's labor relations as well as Rice's future career as a player.

North Carolina Federal Court Protects Bank Directors & Officers' Business Decisions

By Kevin M. Mattessich, Esq.Todd D. Kremin, Esq.andAmanda Griner, Esq. of Kaufman Dolowich Voluck


In the first summary judgment decision of its kind, the District Court for the Eastern District of North Carolina reinforced the strength of the business judgment rule in protecting the former directors and officers of failed banks from claims by the FDIC. In its September 10, 2014 decision in Fed. Deposit Ins. Corp. , as receiver for Cooperative Bank v. Frederick Willetts, III, the Court dismissed all the FDIC's claims against the directors and officers of Cooperative Bank holding that the business judgment rule shielded them against the FDIC's negligence and breach of fiduciary duty claims, and found no intentional misconduct to support the FDIC's gross negligence claim.


California Appellate Court Limits Liability under California's Medical Confidentiality Act for Disclosure of Medical Information

By Melissa K. Ventrone, Esq. Ian A. Stewart, Esq. and Jeremy L. Ross, Esq. of Wilson Elser


In what should be considered a win for the defense, the California Third Appellate Court recently overturned the lower court's denial of a motion to dismiss a class action lawsuit seeking $4 billion in damages under California's Medical Confidentiality Act (the Act) due to the alleged disclosure of medical records. In Sutter Health v. The Superior Court of Sacramento County, the Appellate Court specifically held that the mere theft of medical records, such as those contained on a stolen laptop, without any allegations that an unauthorized person viewed the records is insufficient to state a claim.


How to Protect Employees When Purchasing Health Insurance

By Aaron Peterson, Editor Agents Advantage

  • Compare insurance coverage and costs. Always compare the benefits and costs of multiple insurance products. If one product appears to offer similar benefits at a dramatically lower cost, ask questions.

7 Tips for Fourth Quarter Sales Success

By Mark Hunter The Sales Hunter


Fourth quarter.


There is no quarter that poses more opportunities and, at the same time, more obstacles as this one.


I've always felt you need to have one strategy for the year and another one for the 4th quarter, due to how different it is.  

Letter From  the Publisher
"Protecting Your Reputation" it takes years to build but only one mistake to destroy. Now Available, E&O Exposures in the Sales Process ORDER NOW.

MONDAY MORNING, the weekly "mini-webinar" features industry leader and marketing guru George Nordhaus, this week George discusses one of the most meaningful reports about the insurance industry, "The McKinsey Report - The End of an Era for Local Insurance Agents? Part 2To see this week's presentation click here.

A review of the top stories on World Risk & Insurance News at WRIN.tv. Here is your opportunity to see the online video news stories you may have missed. Watch them now "Week in Review".

AgentsofAmerica.ORG membership is FREE! Also, if you have any thoughts, comments or suggestions, please email me at info@agentsofamerica.org. We also would like to extend an invitation for you to join AOA's LinkedIn group at AGENTS OF AMERICA.

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Complete your entire State-Required CE Online with WebCE! AgentsofAmerica.ORG has partnered with WebCE, a leading nationwide provider of Continuing Education for insurance professionals to provide you with state-approved self-study CE courses to satisfy your CE requirements online! Check out your CE State Requirements.


"Bringing the Best Together"

Angelo J Gioia


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