IRS Warns of Tax-Time Scams 

By John T. Grebe, CPA, CFP of Grebe & Associates, P.C.

As you may be aware, tax scams proliferate during the income tax filing season.  This year's filing season opens on January 31st.  

E&O Loss Prevention Tip

Description of Claim:

Clearly Define Cancellation Procedures:

Allegations against the Agent: A new customer contacted an agent and requested an immediate binder for coverage on a car he was buying. The agent asked the client if he had a valid driver's license. The client said that he did so the agent quoted a six month premium, collected a cash deposit and issued a binder. 

Understanding the Complexity of Affordable HealthCare Act

By Aaron Peterson, Editor Agents Advantage

The New Year has begun but some things haven't changed/ Employers wrestle daily with business issues and need to make decisions.

Why do Healthcare benefits rank as one of the top five concerns of business owners today?

Affordable Care Act Has Potential to Limit a Defendants Exposure for Future Medical Costs in New York Personal Injury Litigation

By John D. Morio, Esq. and Joseph A.H. McGovern, Esq. of Wilson Elser Moskowitz Edelman & Dicker LLP

Generally overlooked in the national debate surrounding the Patient Protection and Affordable Care Act (ACA) is the effect the new law will have on personal injury litigation. If standard loss-allocation and mitigation rules are followed, the new law should have a significant impact on a personal injury plaintiff's ability to recover the cost of future medical care, thus limiting a defendant's exposure for such damages. Though no definitive judicial rulings have been issued on this topic, the new law has the potential to substantially lower the risk of exposure to defendants and their insurers.