E&O Weekly Prevention
Strategies for the Professional Agent
January 9, 2014

Agents of America

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Letter From  the Publisher

E&O Tip of the Week

Each week AOA thru the Learning Center will be providing E&O tips. These E&O tips will be developed from AOA's extensive library of high level educational material and will be included as part of the webinar / seminar package currently in development, that both agents and carriers will find beneficial in reducing E&O Claims. 
Check out this week's E&O TIP on "Signing an Insured's name - a definite no-no!". 


A review of the top stories on World Risk & Insurance News at WRIN.tv. Here is your opportunity to see the online video news stories you may have missed. Watch them now "Week in Review".


MONDAY MORNING, the weekly "mini-webinar" features industry leaders interviewed by marketing guru George Nordhaus on "Looking Back... Looking Ahead". This week, George interviews Tom McCoy, Editor-in-Chief of Rough Notes  Magazine, looking back over his 44 years with Rough Notes and forward into his impressions about the future of the independent insurance agency. To see this week's presentation click here.


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Also if you have any thoughts, comments or suggestions, please email me at info@agentsofamerica.org. 


"Bringing the Best Together"

Angelo J Gioia


AOA News, Views, Tips & More

Who in My Agency Needs Insurance Licensing?

By Barbara Donnar, CEO of Supportive Insurance Services


Do the people who work in my agency need insurance licensing? That sounds like a simple question, doesn't it? But, when asked this question, Supportive Insurance Services usually answers, "Maybe." To determine where or not someone needs insurance licensing you have to review the functions they are performing.


Court Finds that Statute Eliminated the Distinction Between Agents and Brokers

By Donald A. O'Brien, Esq. of Hinshaw & Culbertson LLP

Plaintiffs brought an action against an insurance agent and the insurance carrier seeking damages for the agent's negligence in procuring automobile insurance that did not name the insured's girlfriend and her son as insureds. 

Insured Cannot Exhaust an Underlying Policy by Paying the Policy Limits Out of Its Own Pocket

By Elizabeth L. Musser, Esq. and Kimberly Sou, Esq. of Tressler LLP


The clear and unambiguous language of excess insurance policies required the underlying insurer to pay the full amount of its limits of liability before excess coverage was triggered. The Washington state appellate court therefore affirmed summary judgment dismissal of a lawsuit against two excess carriers. Quellos Group LLC v. Federal Ins. Co., 2013 Wash. App. LEXIS 2626 (Wash. Ct. App. Nov. 12, 2013).


Cybercrime Strikes Target Corp

By Seth L. Laver, Esq. Lila M. McKinley, Esq. and Michael P. Luongo, Esq. of Goldberg Segalla LLP


Target Corporation, the nation's number two general retailer (after Wal-Mart), was recently the center of a cybercrime attack that may have compromised as many as 40 million credit and debit card accounts. Target revealed that a third-party had breached its security safeguards during the height of the holiday shopping season and gained access to private customer data, including shoppers' names, credit card numbers, expiration dates, and three-digit security codes. This highly publicized debacle highlights the risks of cyber exposure.


What's Hot in Worker's Comp

By Marshall Dennehey Warner Coleman & Goggin, P.C.


This special report contains the top 10 developments in New Jersey, Delaware & Pennslyvania in 2013.

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This newsletter is produced in conjunction with Agents of America, www.agentsofamerica.org. The contents of which may not be reproduced without the express written permission of Agents of America. Copyright 2013