E&O Weekly Prevention
Strategies for the Professional Agent
August 1, 2013

Agents of America

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Letter From  the Publisher
E&O Tips of the Week 
Each week AOA thru the Learning Center will be providing E&O tips. These E&O tips will be developed from AOA's extensive library of high level educational material and will be included as part of the webinar / seminar package currently in development, that both agents and carriers will find beneficial in reducing E&O Claims. 
Check out this week's E&O TIPS on "Listen To What Your Customer Is Requesting"

A review of the top stories on World Risk & Insurance News at WRIN.tv. Here is your opportunity to see the online video news stories you may have missed. Watch them now "Week in Review".


Also listen to Insurance Marketing Expert George Nordhaus' 2 Part Series on "Aggregations Aggregators, Clusters. Whatever you call them it's time to understand what they can mean to your agency" "Monday Morning" (Part 1) and Part 2


AOA Learning Center is pleased to announce the next stage in their commitment to the development of insurance education programs. Through their extensive library of high level educational material, the AOA Learning Center is expanding their platform and will be developing series of webinars / seminars, weekly E&O tips and customize Newsletters for both Insurance Companies and Professional Organizations. In addition, thru our partnership with Web CE, AOA plans to convert the content from each of their first three publications into continuing education programs beginning the fourth quarter of 2013. 


AgentsofAmerica.ORG has partnered with WebCE, a leading nationwide provider of Continuing Education for insurance professionals, to provide you with state-approved self-study CE courses to satisfy your CE requirements online! Check out your CE State Requirements. Also check out, this month's Social Media eBook entitled, "Google Adwords Remarketing Campaign" for download.


"Bringing the Best Together"

Angelo J Gioia


AOA News, Views, Tips & More

The Complexity of Obamacare

By Aaron Peterson CenterPointe Solutions Inc.


The Treasury Department has confirmed that the 2014 mandate for employers with 50 or more full-time workers has been delayed until 2015. This means that employers will not be subject to federal penalties for not providing qualified health insurance in 2014.


Inconsistent Treatment of Employees Could Land You in Hot Water

By Marc Zimet, Esq. of Jampol Zimet LLC


When it comes to age and gender discrimination, inconsistent treatment of employees can serve as proof of discrimination and wrongful termination. This is the finding of two recent District Court decisions.


Second Circuit Deals Another Blow to "Business Risk Doctrine" Regionally and Nationally  

By Scott C. Turner, Esq. of Anderson Kill & Olick, P.C.

Most businesses and people own pieces of improved real estate, which typically are some of their largest assets. In that sense, we're all major consumers of the building industry. Yet, many in that industry are undercapitalized and cannot satisfy claims in the event a natural disaster, or merely the passage of time, reveals flaws in the techniques or materials used.
E&O Loss Prevention Tip Description of Claim:
Executing Client Requests
Allegations against the Agent:
A father called the agent to advise that he had taken over his son's mobile home and needed to have the policy changed to his name. The agent took down the information  
By Cynthia Cavoto of Firebrand Social Media 


Social media is all about posting compelling material and let's face, some days you're feeling a little more compelling than others. You want to create an on-going engaging conversation with your followers.



Insurer Owes Coverage After Longshoreman Drops Lathe

By Michael Glascott, Esq. & Clayton D. Waterman, Esq. of Goldberg Segalla LLP


Amera-Seiki Corp. v. The Cincinnati Ins. Co., United States Court of Appeals for the Eighth Circuit, July 23, 2013

The Eighth Circuit Court of Appeals found that The Cincinnati Insurance Company owed coverage to its insured for equipment that was destroyed at port terminal based on ambiguous policy language.  

Results of Last Month Poll Question

Do your clients frequently lose policies and other documents you've given them?

77%    Yes

22%    No
1%      Sometimes

This Month's Poll Question

If there was a competitive excess policy available, would your agency purchase higher limits of liability? 




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This newsletter is produced in conjunction with Agents of America, www.agentsofamerica.org. The contents of which may not be reproduced without the express written permission of Agents of America. Copyright 2013